Preferred Cash Rewards Visa® Signature from USAA Bank Review

All benefits

• Cash back
  • 1.5% On all qualifying purchases.
• Travel
  • Auto Rental Coverage:
  • Rental car insurance protects you against the cost of damages that may occur when renting a vehicle.
  • Travel Accident Insurance:
  • Travel accident insurance is a specialized type of travel insurance plan. Essentially, it acts as life insurance and insurance against accidental death and dismemberment in the case of a travel accident.
  • Trip Cancellation and Interruption Coverage:
  • Trip Cancellation Insurance will reimburse you for the amount of pre-paid, non-refundable travel expenses (e.g. airline, cruise, train, hotel, etc.).
  • Baggage Delay and Reimbursement:
  • Baggage Delay provides reimbursement for the purchase of clothing, toiletries, and other essential items if a traveler's luggage is delayed for a specified period of time.

Rate and fee information

• Purchase Intro APR
  • 0% Intro APR for 15 months on purchases
• Purchase APR
  • 17.15% - 31.15% Variable
• Intro Balance Transfer APR
  • None
• Balance Transfers APR
  • 17.15% - 31.15% Variable
• APR for Cash Advances
  • 17.15% - 31.15% Variable
• How to Avoid Paying Interest
  • Your due date is at least 25 days after the close of each billing cycle. You will not be charged interest on Purchases if you pay your entire balance by the due date each month.

Fees

Pros & Cons

Features

• 0% Intro APR
• No Annual Fee
• No foreign transaction fees
• Cashback
• Fraud Protection
• Rewards
• Purchase Protection
• Baggage Delay Insurance
• Trip Cancellation
• Auto Rental Insurance
• Good Credit
• Excellent Credit