Rate Advantage Visa Platinum® from USAA Bank Review

All benefits

• Travel
  • Auto Rental Coverage:
  • Rental car insurance protects you against the cost of damages that may occur when renting a vehicle.
  • Travel Accident Insurance:
  • Travel accident insurance is a specialized type of travel insurance plan. Essentially, it acts as life insurance and insurance against accidental death and dismemberment in the case of a travel accident.
  • Trip Cancellation and Interruption Coverage:
  • Trip Cancellation Insurance will reimburse you for the amount of pre-paid, non-refundable travel expenses (e.g. airline, cruise, train, hotel, etc.).
  • Baggage Delay and Reimbursement:
  • Baggage Delay provides reimbursement for the purchase of clothing, toiletries, and other essential items if a traveler's luggage is delayed for a specified period of time.

Rate and fee information

• Purchase Intro APR
  • None
• Purchase APR
  • 12.15% - 29.15% Variable
• Intro Balance Transfer APR
  • 0% Intro APR for 15 months on Balance Transfers and Convenience Checks that post to your account within 90 days of account opening
• Balance Transfers APR
  • 12.15% - 29.15% Variable
• APR for Cash Advances
  • 12.15% - 29.15% Variable
• How to Avoid Paying Interest
  • Your due date is at least 25 days after the close of each billing cycle. You will not be charged interest on Purchases if you pay your entire balance by the due date each month.

Fees

Pros & Cons

Features

• Low interest
• No Annual Fee
• No foreign transaction fees
• Fraud Protection
• Lost Luggage Reimbursement
• Baggage Delay Insurance
• Trip Cancellation
• Auto Rental Insurance
• Good Credit
• Excellent Credit