USES

Rewards™ Visa Signature® from USAA Bank Review

Rewards™ Visa Signature® from USAA Bank — all information about the credit card.

Updated December 05, 2023
Advertiser Disclosure Our Methodology
USAA Bank Rewards™ Visa Signature®
Apply now
Our Rating:
4.1 out of 5
scorer
Recommended credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 2x Points on gas and dining out.
    • 1x Points on all other Qualifying Purchases.
  • Intro Offer:
    • 2,500x Bonus points after your first Qualifying Purchase.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    None
  • Regular APR:
    15.15% - 31.15% Variable
  • Balance Transfer APR:
    15.15% - 31.15% Variable
Show more

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USAA Bank Rewards™ Visa Signature® Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
2X
Gas
$
2X
Dining
$
1X
All other purchases
$
Have you already recieved the USAA Bank intro bonus?
How would you like to redeem points?
Calculate
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All benefits

  • Points
    • 2x On gas and dining out.
    • 1x On all other Qualifying Purchases.
  • Travel
    • Auto Rental Coverage:
    • Rental car insurance protects you against the cost of damages that may occur when renting a vehicle.
    • Travel Accident Insurance:
    • Travel accident insurance is a specialized type of travel insurance plan. Essentially, it acts as life insurance and insurance against accidental death and dismemberment in the case of a travel accident.
    • Trip Cancellation and Interruption Coverage:
    • Trip Cancellation Insurance will reimburse you for the amount of pre-paid, non-refundable travel expenses (e.g. airline, cruise, train, hotel, etc.).
    • Baggage Delay and Reimbursement:
    • Baggage Delay provides reimbursement for the purchase of clothing, toiletries, and other essential items if a traveler's luggage is delayed for a specified period of time.

Rate and fee information

  • Purchase Intro APR
    • None
  • Purchase APR
    • 15.15% - 31.15% Variable
  • Intro Balance Transfer APR
    • 0% Introductory APR for the first 15 months
  • Balance Transfers APR
    • 15.15% - 31.15% Variable
  • APR for Cash Advances
    • 15.15% - 31.15% Variable
  • How to Avoid Paying Interest
    • Your due date is at least 25 days after the close of each billing cycle. You will not be charged interest on Purchases if you pay your entire balance by the due date each month.

Fees

  • Annual Fee
    • $0
  • Fees for Balance Transfer
    • 3% of the amount of each Balance Transfer
  • Fees for Cash Advances
    • 3% of the amount of each Cash Advance. Fee waived when transferring funds electronically to a USAA deposit account
  • Penalty Fees
    • None
  • Return Payment
    • Up to $35
  • Late Payment
    • Up to $35
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
  • No Foreign Transaction Fee
Cons:
  • No Intro APR period on purchases

Features

Classic
Visa
  • No Annual Fee
  • No foreign transaction fees
  • Rewards
  • Bonus points
  • Lost Luggage Reimbursement
  • Baggage Delay Insurance
  • Trip Cancellation
  • Auto Rental Insurance
  • Good Credit
  • Excellent Credit

About the issuer

USAA Bank
USAA Bank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

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Recommended credit score
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  • None
    Annual Fee
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    Regular APR
  • 1.5%
    Cash Back on payments.
  • None
    Purchase Intro APR
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Recommended credit score
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Good to Excellent (670-799)
  • None
    Annual Fee
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    Regular APR
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    Purchase Intro APR
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Recommended credit score
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  • None
    Annual Fee
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    Regular APR
  • 5%
    Cash Back on hotels and rental cars booked through Capital One Travel.
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    Purchase Intro APR
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See Another Credit Cards in the Bank

USAA Bank Rewards™ Visa Signature® is an option for those, who need Classic features. With an APR of 15.15% - 31.15% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With USAA Bank Rewards™ Visa Signature® you will get such features as No Annual Fee, No foreign transaction fees, Rewards, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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