Secured Visa® Platinum from USAA Bank Review

Secured Visa® Platinum from USAA Bank — all information about the credit card.

USAA Bank Secured Visa® Platinum
Apply now
Our Rating:
2.74 out of 5
scorer
Recommended credit score
No Credit History to Fair (0-669)
  • Rewards Rate:
    • This card doesn't offer cash back, miles or points.
  • Intro Offer:
    • No current offer.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    None
  • Regular APR:
    28.15% Variable
  • Balance Transfer APR:
    28.15% Variable
Show more

We recommend more cards

All benefits

  • Travel
    • Auto Rental Coverage:
    • Rental car insurance protects you against the cost of damages that may occur when renting a vehicle.
    • Travel Accident Insurance:
    • Travel accident insurance is a specialized type of travel insurance plan. Essentially, it acts as life insurance and insurance against accidental death and dismemberment in the case of a travel accident.
    • Trip Cancellation and Interruption Coverage:
    • Trip Cancellation Insurance will reimburse you for the amount of pre-paid, non-refundable travel expenses (e.g. airline, cruise, train, hotel, etc.).
    • Baggage Delay and Reimbursement:
    • Baggage Delay provides reimbursement for the purchase of clothing, toiletries, and other essential items if a traveler's luggage is delayed for a specified period of time.

Rate and fee information

  • Purchase Intro APR
    • None
  • Purchase APR
    • 28.15% Variable
  • Intro Balance Transfer APR
    • None
  • Balance Transfers APR
    • 28.15% Variable
  • APR for Cash Advances
    • 28.15% Variable
  • How to Avoid Paying Interest
    • Your due date is at least 25 days after the close of each billing cycle. You will not be charged interest on Purchases if you pay your entire balance by the due date each month.

Fees

  • Annual Fee
    • $0
  • Fees for Balance Transfer
    • 3% of the amount of each Balance Transfer
  • Fees for Cash Advances
    • 3% of the amount of each Cash Advance
  • Penalty Fees
    • None
  • Return Payment
    • Up to $35
  • Late Payment
    • Up to $35
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
  • No Foreign Transaction Fee
Cons:
  • High APR

Features

Platinum
Visa
Contactless
  • No Annual Fee
  • Payment Flexibility
  • Baggage Delay Insurance
  • Trip Cancellation
  • Auto Rental Insurance
  • Poor Credit
  • Fair Credit

About the issuer

USAA Bank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

Compare with other cards

18 year old
Gold Preferred® Secured Visa® Applied Bank
Secured Visa® Gold Preferred® Credit Card
Applied Bank®
4.23 out of 5
Recommended credit score
score
No Credit History to Poor (0-579)
  • $48
    Annual Fee
  • 9.99%
    Regular APR
  • This card doesn't offer cash back, miles or points.
  • None
    Purchase Intro APR
Apply now
On Applied Bank®‘s site
Unsecured
FIT™ Platinum Mastercard® The Bank of Missouri
FIT™ Platinum Mastercard®
3.9 out of 5
Recommended credit score
score
No Credit History to Poor (0-579)
  • See terms
    Annual Fee
  • 35.90%
    Regular APR
  • This card doesn't offer cash back, miles or points.
  • None
    Purchase Intro APR
Apply now
On Continental Finance site
Walmart purchases
Celtic Bank Surge® Platinum Mastercard®
Surge® Platinum Mastercard®
Celtic Bank
3.2 out of 5
Recommended credit score
score
No Credit History to Poor (0-579)
  • $75 - $125
    Annual Fee
  • 35.90%
    Regular APR
  • This card doesn't offer cash back, miles or points.
  • None
    Purchase Intro APR
Apply now
On Celtic Bank‘s site

USAA Bank Secured Visa® Platinum is an option for those, who need Platinum features. With an APR of 28.15% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have No Credit History to Fair (0-669) credit score. With USAA Bank Secured Visa® Platinum you will get such features as No Annual Fee, Payment Flexibility, Baggage Delay Insurance, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

Another popular cards for you
Best for Low income
4.2 out of 5
Recommended credit score
scorer
No Credit History to Fair (0-669)
  • $75.00 for the 1st year, $48.00 after
    Annual Fee
  • 35.99%
    Regular APR
  • 1%
    Earn 1% cash back rewards on payments made to your First Access Credit Card.
  • None
    Purchase Intro APR
Apply now
On the First Access Visa® Card secure website