Petal® 1 «No Annual Fee» Visa® from WebBank Credit Card Review

Petal® 1 "No Annual Fee" Visa® from WebBank — all information about the credit card.

Good Choose for For bad credit

Petal® 1 "No Annual Fee" Visa® WebBank
Apply now
On WebBank‘s site
Our Rating:
4.34 out of 5
scorer
Recommended credit score
No Credit History to Good (0-739)
  • Rewards Rate:
    • 2% - 10%:
    • Cash Back at select merchants.
  • Intro Offer:
    • No current offer.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    None
  • Regular APR:
    22.99% - 32.49% Variable
  • Balance Transfer APR:
    None
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We recommend more cards

WebBank Petal® 1 "No Annual Fee" Visa® Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
2%
Select merchants
$
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All benefits

  • Cash back
    • 2% - 10%:
    • At select merchants.

Rate and fee information

  • Purchase Intro APR
    • None
  • Purchase APR
    • 22.99% - 32.49% Variable
  • Intro Balance Transfer APR
    • None
  • Balance Transfers APR
    • None
  • APR for Cash Advances
    • None
  • How to Avoid Paying Interest
    • Your due date is at least 25 days after the close of each billing cycle. You will not be charged any Interest on purchases if you pay your entire balance by the due date each month.

Fees

  • Annual Fee
    • $0
  • Return Payment
    • $29
  • Late Payment
    • Late fees up to $29 for first late payment, $40 for second late payment
  • Return Check
    • Up to $29
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
  • No Foreign Transaction Fee
Cons:
  • No welcome bonus
  • No intro APR period

Features

Classic
Visa
  • No Annual Fee
  • No foreign transaction fees
  • Cashback
  • Payment Flexibility
  • Fraud Protection
  • Rewards
  • Free Credit Score
  • Purchase Protection
  • Poor Credit
  • Fair Credit
  • Good Credit

About the issuer

WebBank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Credit card issuer's website
Call to Customer Service

Compare with other cards

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Upgrade Triple Cash Rewards Visa®
3.53 out of 5
Recommended credit score
score
Fair to Excellent (580-799)
  • None
    Annual Fee
  • 14.99% - 29.99%
    Regular APR
  • 3%
    Cash Back on Home, Auto and Health categories.
  • None
    Purchase Intro APR
Apply now
On Upgrade‘s website
Divvy Cross River Bank
Divvy
Cross River Bank
4.04 out of 5
Recommended credit score
score
Fair to Excellent (580-799)
  • None
    Annual Fee
  • None
    Regular APR
  • 2x - 7x:
    Points on restaurants.
  • None
    Purchase Intro APR
Apply now
On Cross River Bank‘s site
Fair credit
QuicksilverOne Capital One
Capital One QuicksilverOne Cash Rewards Credit Card
3.64 out of 5
Recommended credit score
score
Fair to Good (580-739)
  • $39
    Annual Fee
  • 28.49%
    Regular APR
  • 1.5%
    Cash Back on every purchase.
  • None
    Purchase Intro APR
Apply now
On Capital One‘s site

WebBank Petal® 1 "No Annual Fee" Visa® is an option for those, who need Classic features. With an APR of 22.99% - 32.49% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have No Credit History to Good (0-739) credit score. With WebBank Petal® 1 "No Annual Fee" Visa® you will get such features as No Annual Fee, No foreign transaction fees, Cashback, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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4.58 out of 5
Recommended credit score
scorer
Good to Excellent (670-799)
  • None
    Annual Fee
  • 17.99% - 27.99%
    Regular APR
  • 1.5%
    Cash Back on every purchase.
  • 0% Introductory APR for the first 15 months that your account is open, 17.99% - 27.99% variable APR after that
    Purchase Intro APR
Apply now
On Capital One‘s site