Best Student Loans in Massachusetts

We have found 42 student loans in Massachusetts. Compare and choose the best loan for your purpose.

Updated December 11, 2024
Showing 42 student loans
Student Loan Refinance
Variable APR
2.72 - 5.52%
Fixes APR
3.44 - 6.24%
with Autopay
Amount
$10,000 - $75,000
  • Term:
    3 - 15 years
  • Minimum credit:
    scorer
    Poor (300-579)
  • Co-signer required:
    Yes
  • Degree:
    Undergraduate&Graduate
  • Grace period:
    N/A months
  • Pros:
    • Autopay discount
    • No application or origination fees
  • Cons:
    • Limited loan terms
    • Extra Fees

PNC bank provides loans with rates between 3.44% and 6.24% Fixed, 2.22% and 5.02% Variable (with Autopay). PNC offers a 0.5 percent discount for automatic payments. Loan maximum: $75,000.

PNC does not have application fees, origination fees or prepayment penalties.

See PNC full product review
Undergraduate Student Loan
Variable APR
N/A
Fixes APR
9.49 - 10.41%
with Autopay
Amount
$2,001 - $100,000
  • Term:
    3 - 10 years
  • Minimum credit:
    scorer
    Poor (300-579)
  • Co-signer required:
    No
  • Funds available in:
    2-10 weeks.
  • Degree:
    Undergraduate
  • Grace period:
    6 months
  • Pros:
    • No credit history or co-signer
    • Up to 1.50% of available rate discounts
  • Cons:
    • High origination fee

MPOWER Financing offers private student loans to undergraduate and graduate students with terms up to 10 years. You can borrow with a fixed interest rate of 9.99% (10.91% APR).

All borrowers can qualify for discounts of up to 1.5%. If you qualify for all these discounts, your rate will be 8.49% (9.56% APR).

See MPOWER full product review
Graduate Student Loan
Variable APR
N/A
Fixes APR
7.49 - 8.39%
with Autopay
Amount
$2,001 - $100,000
  • Term:
    3 - 10 years
  • Minimum credit:
    scorer
    Poor (300-579)
  • Co-signer required:
    No
  • Funds available in:
    2-10 weeks.
  • Degree:
    Graduate
  • Grace period:
    6 months
  • Pros:
    • No credit history or co-signer
    • Up to 1.50% of available rate discounts
  • Cons:
    • High origination fee

MPOWER Financing offers private student loans to undergraduate and graduate students with terms up to 10 years. You can borrow with a fixed interest rate of 7.99% (8.89% APR).

All borrowers can qualify for discounts of up to 1.5%. If you qualify for all these discounts, your rate will be 6.49% (7.52% APR).

See MPOWER full product review
Student Loan Refinance
Variable APR
2.39 - 6.01%
Fixes APR
2.47 - 5.99%
Amount
$15,000 - 100%
  • Term:
    5 - 20 years
  • Minimum credit:
    scorer
    Good (670-739)
  • Co-signer required:
    No
  • Funds available in:
    1-3 business days.
  • Degree:
    Graduate
  • Grace period:
    N/A months
  • Pros:
    • Online application
    • No Application, Origination, or Prepayment Fees
    • Loans are available in all states
  • Cons:
    • Late Payment Fee
    • Returned Check Fee

Education Loan Finance is a nationwide student loan debt consolidation and refinance program.

The APR range: 2.47% to 5.99% (Fixed), 2.39% to 6.01% (Variable). The minimum refinancing amount is $15,000.

There is no application or origination fee.

See ELFI full product review
Graduate Student Loan
Variable APR
1.2 - 18%
Fixes APR
3.2%
Amount
$1,000 - 100%
  • Term:
    5 - 15 years
  • Minimum credit:
    scorer
    Good (670-739)
  • Co-signer required:
    No
  • Funds available in:
    1-3 business days.
  • Degree:
    Graduate
  • Grace period:
    N/A months
  • Pros:
    • Online application
    • No Application, Origination, or Prepayment Fees
    • Loans are available in all states
  • Cons:
    • Late Payment Fee
    • Returned Check Fee

Education Loan Finance offers Fixed and Variable loans from $1,000. Terms are 5 to 15 years.

The APR range starts from 3.20% (Fixed), 1.20% to 18.00% (Variable).

See ELFI full product review
Undergraduate Student Loan
Variable APR
1.2 - 18%
Fixes APR
3.2%
Amount
$1,000 - 100%
  • Term:
    5 - 15 years
  • Minimum credit:
    scorer
    Good (670-739)
  • Co-signer required:
    No
  • Funds available in:
    1-3 business days.
  • Degree:
    Undergraduate
  • Grace period:
    N/A months
  • Pros:
    • Online application
    • No Application, Origination, or Prepayment Fees
    • Loans are available in all states
  • Cons:
    • Late Payment Fee
    • Returned Check Fee

Education Loan Finance offers Fixed and Variable loans from $1,000. Terms are 5 to 15 years.

The APR range: from 3.20% (Fixed), 1.20% to 18.00% (Variable).

See ELFI full product review
Medical Residency
Variable APR
2.46 - 9.46%
Fixes APR
3.49 - 10.49%
with Autopay
Amount
$1,000 - $15,000
  • Term:
    0.5 - 15 years
  • Minimum credit:
    scorer
    Poor (300-579)
  • Co-signer required:
    Yes
  • Degree:
    Undergraduate&Graduate
  • Grace period:
    6 months
  • Pros:
    • Autopay discount
    • No application or origination fees
  • Cons:
    • Limited loan terms
    • Extra Fees

PNC bank provides loans with rates between 3.49% and 10.49% Fixed, 1.96% and 8.96% Variable (with Autopay). PNC offers a 0.5 percent discount for automatic payments. PNC does not have application fees, origination fees or prepayment penalties.

Annuall Loan Limit Residency loan range: $1,000 to $15,000. Maximum aggregate educational debt (including both federal and private student loans): $225,000.

See PNC full product review
Graduate Student Loan
Variable APR
2.46 - 9.46%
Fixes APR
3.49 - 10.49%
with Autopay
Amount
$1,000 - $65,000
  • Term:
    0.5 - 15 years
  • Minimum credit:
    scorer
    Poor (300-579)
  • Co-signer required:
    Yes
  • Degree:
    Graduate
  • Grace period:
    6 months
  • Pros:
    • Autopay discount
    • No application or origination fees
  • Cons:
    • Limited loan terms
    • Extra Fees

PNC Student Loan is a good option for graduate students.

PNC bank provides loans with rates between 3.49% and 10.49% Fixed, 1.96% and 8.96% Variable (with Autopay). PNC offers a 0.5 percent discount for automatic payments. PNC does not have application fees, origination fees or prepayment penalties.

Annual loan maximum: $65,000. Maximum aggregate educational debt (including federal and private student loans): $225,000.

See PNC full product review
Health and Medical Professions Student Loan
Variable APR
2.46 - 9.46%
Fixes APR
3.49 - 10.49%
with Autopay
Amount
$1,000 - $65,000
  • Term:
    0.5 - 15 years
  • Minimum credit:
    scorer
    Poor (300-579)
  • Co-signer required:
    Yes
  • Degree:
    Undergraduate&Graduate
  • Grace period:
    6 months
  • Pros:
    • Autopay discount
    • No application or origination fees
  • Cons:
    • Limited loan terms
    • Extra Fees

PNC Health and Medical Professions Student Loan is a good option for graduate and undergraduate students.

PNC bank provides loans with rates between 3.49% and 10.49% Fixed, 1.96% and 8.96% Variable (with Autopay). PNC offers a 0.5 percent discount for automatic payments. PNC does not have application fees, origination fees or prepayment penalties.

Annual loan maximum: $50,000 for undergraduates and $65,000 for graduate students. Maximum aggregate educational debt (including federal and private student loans): $225,000.

See PNC full product review
International Graduate Student Loan
Variable APR
N/A
Fixes APR
11.49 - 12.44%
with Autopay
Amount
$2,001 - $100,000
  • Term:
    3 - 10 years
  • Minimum credit:
    scorer
    Poor (300-579)
  • Co-signer required:
    No
  • Funds available in:
    2-10 weeks.
  • Degree:
    Graduate
  • Grace period:
    6 months
  • Pros:
    • No credit history or co-signer
    • Up to 1.50% of available rate discounts
  • Cons:
    • High origination fee

MPOWER Financing offers private student loans to undergraduate and graduate students with terms up to 10 years. You can borrow with a fixed interest rate of 11.99% (12.94% APR).

All borrowers can qualify for discounts of up to 1.5%. If you qualify for all these discounts, your rate will be 10.49% (11.59% APR).

See MPOWER full product review
Search for best loan
Showing 42 student loans
Amount
$
Credit Score
State
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • District of Columbia
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming
Degree
  • Undergraduate
  • Graduate
  • Undergraduate&Graduate

TOP 5 banks are located in Massachusetts

BankBank nameBranchesTotal Assets (US$M)Location
Citizens Bank
Citizens Bank234226,531,535 Find near me in Massachusetts
Santander Bank
Santander Bank19793,871,794 Find near me in Massachusetts
Bank of America
Bank of America1952,440,022,000 Find near me in Massachusetts
TD Bank
TD Bank136405,223,010 Find near me in Massachusetts
Chase
Chase823,380,824,000 Find near me in Massachusetts