Best Student Loans in South Dakota

We have found 41 student loans in South Dakota. Compare and choose the best loan for your purpose.

Updated November 21, 2024
Showing 41 student loans
Bar Study
Variable APR
2.46 - 9.46%
Fixes APR
3.49 - 10.49%
with Autopay
Amount
$1,000 - $15,000
  • Term:
    0.5 - 15 years
  • Minimum credit:
    scorer
    Poor (300-579)
  • Co-signer required:
    Yes
  • Degree:
    Undergraduate&Graduate
  • Grace period:
    N/A months
  • Pros:
    • Autopay discount
    • No application or origination fees
  • Cons:
    • Limited loan terms
    • Extra Fees

PNC bank provides loans with rates between 3.49% and 10.49% Fixed, 1.96% and 8.96% Variable (with Autopay). PNC offers a 0.5 percent discount for automatic payments. PNC does not have application fees, origination fees or prepayment penalties.

Annual loan maximum: $15,000. Maximum aggregate educational debt (including both federal and private student loans): $225,000.

See PNC full product review
Graduate Student Loan
Variable APR
N/A
Fixes APR
7.49 - 8.39%
with Autopay
Amount
$2,001 - $100,000
  • Term:
    3 - 10 years
  • Minimum credit:
    scorer
    Poor (300-579)
  • Co-signer required:
    No
  • Funds available in:
    2-10 weeks.
  • Degree:
    Graduate
  • Grace period:
    6 months
  • Pros:
    • No credit history or co-signer
    • Up to 1.50% of available rate discounts
  • Cons:
    • High origination fee

MPOWER Financing offers private student loans to undergraduate and graduate students with terms up to 10 years. You can borrow with a fixed interest rate of 7.99% (8.89% APR).

All borrowers can qualify for discounts of up to 1.5%. If you qualify for all these discounts, your rate will be 6.49% (7.52% APR).

See MPOWER full product review
Student Loan Refinance
Variable APR
2.39 - 6.01%
Fixes APR
2.47 - 5.99%
Amount
$15,000 - 100%
  • Term:
    5 - 20 years
  • Minimum credit:
    scorer
    Good (670-739)
  • Co-signer required:
    No
  • Funds available in:
    1-3 business days.
  • Degree:
    Graduate
  • Grace period:
    N/A months
  • Pros:
    • Online application
    • No Application, Origination, or Prepayment Fees
    • Loans are available in all states
  • Cons:
    • Late Payment Fee
    • Returned Check Fee

Education Loan Finance is a nationwide student loan debt consolidation and refinance program.

The APR range: 2.47% to 5.99% (Fixed), 2.39% to 6.01% (Variable). The minimum refinancing amount is $15,000.

There is no application or origination fee.

See ELFI full product review
Graduate Student Loan
Variable APR
1.2 - 18%
Fixes APR
3.2%
Amount
$1,000 - 100%
  • Term:
    5 - 15 years
  • Minimum credit:
    scorer
    Good (670-739)
  • Co-signer required:
    No
  • Funds available in:
    1-3 business days.
  • Degree:
    Graduate
  • Grace period:
    N/A months
  • Pros:
    • Online application
    • No Application, Origination, or Prepayment Fees
    • Loans are available in all states
  • Cons:
    • Late Payment Fee
    • Returned Check Fee

Education Loan Finance offers Fixed and Variable loans from $1,000. Terms are 5 to 15 years.

The APR range starts from 3.20% (Fixed), 1.20% to 18.00% (Variable).

See ELFI full product review
Undergraduate Student Loan
Variable APR
1.2 - 18%
Fixes APR
3.2%
Amount
$1,000 - 100%
  • Term:
    5 - 15 years
  • Minimum credit:
    scorer
    Good (670-739)
  • Co-signer required:
    No
  • Funds available in:
    1-3 business days.
  • Degree:
    Undergraduate
  • Grace period:
    N/A months
  • Pros:
    • Online application
    • No Application, Origination, or Prepayment Fees
    • Loans are available in all states
  • Cons:
    • Late Payment Fee
    • Returned Check Fee

Education Loan Finance offers Fixed and Variable loans from $1,000. Terms are 5 to 15 years.

The APR range: from 3.20% (Fixed), 1.20% to 18.00% (Variable).

See ELFI full product review
Student Loan Refinance
Variable APR
2.72 - 5.52%
Fixes APR
3.44 - 6.24%
with Autopay
Amount
$10,000 - $75,000
  • Term:
    3 - 15 years
  • Minimum credit:
    scorer
    Poor (300-579)
  • Co-signer required:
    Yes
  • Degree:
    Undergraduate&Graduate
  • Grace period:
    N/A months
  • Pros:
    • Autopay discount
    • No application or origination fees
  • Cons:
    • Limited loan terms
    • Extra Fees

PNC bank provides loans with rates between 3.44% and 6.24% Fixed, 2.22% and 5.02% Variable (with Autopay). PNC offers a 0.5 percent discount for automatic payments. Loan maximum: $75,000.

PNC does not have application fees, origination fees or prepayment penalties.

See PNC full product review
Health and Medical Professions Student Loan
Variable APR
2.46 - 9.46%
Fixes APR
3.49 - 10.49%
with Autopay
Amount
$1,000 - $65,000
  • Term:
    0.5 - 15 years
  • Minimum credit:
    scorer
    Poor (300-579)
  • Co-signer required:
    Yes
  • Degree:
    Undergraduate&Graduate
  • Grace period:
    6 months
  • Pros:
    • Autopay discount
    • No application or origination fees
  • Cons:
    • Limited loan terms
    • Extra Fees

PNC Health and Medical Professions Student Loan is a good option for graduate and undergraduate students.

PNC bank provides loans with rates between 3.49% and 10.49% Fixed, 1.96% and 8.96% Variable (with Autopay). PNC offers a 0.5 percent discount for automatic payments. PNC does not have application fees, origination fees or prepayment penalties.

Annual loan maximum: $50,000 for undergraduates and $65,000 for graduate students. Maximum aggregate educational debt (including federal and private student loans): $225,000.

See PNC full product review
Private Undergraduate Student Loan
Variable APR
2.46 - 9.46%
Fixes APR
3.69 - 10.69%
with Autopay
Amount
$1,000 - $50,000
  • Term:
    0.5 - 15 years
  • Minimum credit:
    scorer
    Poor (300-579)
  • Co-signer required:
    Yes
  • Degree:
    Undergraduate
  • Grace period:
    6 months
  • Pros:
    • Autopay discount
    • Loans available in all 50 states
  • Cons:
    • Limited loan terms
    • Extra Fees

PNC Private Student Loan is a good option for undegraduate students.

PNC bank provides loans with rates between 3.69% and 10.69% Fixed, 1.96% and 8.96% Variable (with Autopay). PNC offers a 0.5 percent discount for automatic payments. PNC does not have application fees, origination fees or prepayment penalties.

The maximum loan amount is $50,000. Maximum aggregate educational debt (including federal and private student loans): $225,000.

See PNC full product review
Graduate Student Loan
Variable APR
2.46 - 9.46%
Fixes APR
3.49 - 10.49%
with Autopay
Amount
$1,000 - $65,000
  • Term:
    0.5 - 15 years
  • Minimum credit:
    scorer
    Poor (300-579)
  • Co-signer required:
    Yes
  • Degree:
    Graduate
  • Grace period:
    6 months
  • Pros:
    • Autopay discount
    • No application or origination fees
  • Cons:
    • Limited loan terms
    • Extra Fees

PNC Student Loan is a good option for graduate students.

PNC bank provides loans with rates between 3.49% and 10.49% Fixed, 1.96% and 8.96% Variable (with Autopay). PNC offers a 0.5 percent discount for automatic payments. PNC does not have application fees, origination fees or prepayment penalties.

Annual loan maximum: $65,000. Maximum aggregate educational debt (including federal and private student loans): $225,000.

See PNC full product review
Undergraduate Student Loan
Variable APR
N/A
Fixes APR
9.49 - 10.41%
with Autopay
Amount
$2,001 - $100,000
  • Term:
    3 - 10 years
  • Minimum credit:
    scorer
    Poor (300-579)
  • Co-signer required:
    No
  • Funds available in:
    2-10 weeks.
  • Degree:
    Undergraduate
  • Grace period:
    6 months
  • Pros:
    • No credit history or co-signer
    • Up to 1.50% of available rate discounts
  • Cons:
    • High origination fee

MPOWER Financing offers private student loans to undergraduate and graduate students with terms up to 10 years. You can borrow with a fixed interest rate of 9.99% (10.91% APR).

All borrowers can qualify for discounts of up to 1.5%. If you qualify for all these discounts, your rate will be 8.49% (9.56% APR).

See MPOWER full product review
Search for best loan
Showing 41 student loans
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Degree
  • Undergraduate
  • Graduate
  • Undergraduate&Graduate

TOP 5 banks are located in South Dakota

BankBank nameBranchesTotal Assets (US$M)Location
Wells Fargo
Wells Fargo391,712,535,000 Find near me in South Dakota
First PREMIER Bank
First PREMIER Bank173,503,723 Find near me in South Dakota
First Interstate Bank
First Interstate Bank1631,970,444 Find near me in South Dakota
First Bank & Trust
First Bank & Trust164,181,748 Find near me in South Dakota
US bank
US bank14582,252,757 Find near me in South Dakota