Surge® Platinum Secured Mastercard® from Celtic Bank Credit Card Review
Surge® Platinum Secured Mastercard® from Celtic Bank — all information about the credit card.
Updated December 13, 2022
Apply now
Recommended credit score
No Credit History to Poor (0-579)
- Rewards Rate:
- 1% Cash Back rewards for each $1 spent using your Surge Mastercard.
- Intro Offer:
- No current offer.
- Annual Fee:$69 annually
- Purchase Intro APR:None
- Regular APR:19.99% Variable
- Balance Transfer APR:None
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Celtic Bank Surge® Platinum Secured Mastercard® Rewards Calculator
Show less details
All benefits
- Cash back
- 1% For each $1 spent using your Surge Mastercard.
Rate and fee information
- Purchase Intro APR
- None
- Purchase APR
- 19.99% Variable
- Intro Balance Transfer APR
- None
- Balance Transfers APR
- None
- APR for Cash Advances
- 19.99% Variable
- How to Avoid Paying Interest
- Your Payment Due Date is at least 25 days after the close of each Billing Cycle. You will not be charged any interest on purchases if you pay your entire Account balance by the Payment Due Date each month. You will be charged interest on cash advances on the transaction date.
Fees
- Annual Fee
- $69 annually
- Fees for Cash Advances
- Either $5.00 or 5% of the amount of each cash advance, whichever is greater
- Return Payment
- Up to $40
- Late Payment
- Up to $40
Pros & Cons
Pros:
- Cash Back rewards
- Free automatic account reviews for credit limit increases
Cons:
- Annual Fee
- Foreign Transaction Fee
- No welcome bonus
- No Intro APR offer
Features
- Cashback
- Payment Flexibility
- Fraud Protection
- Rewards
- Free Credit Score
- Purchase Protection
- Poor Credit
About the issuer
Celtic Bank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
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Reflex® Platinum Mastercard®
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Recommended credit score
No Credit History to Good (0-739)
- $75 - $99Annual Fee
- 29.99%Regular APR
- This card doesn't offer cash back, miles or points.
- NonePurchase Intro APR
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On Celtic Bank‘s site
First Progress Platinum Elite Mastercard® Secured Credit Card
Recommended credit score
No Credit History to Fair (0-669)
- $29Annual Fee
- 24.74%Regular APR
- This card doesn't offer cash back, miles or points.
- NonePurchase Intro APR
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Recommended credit score
No Credit History to Excellent (0-799)
- NoneAnnual Fee
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See Another Credit Cards in the Bank
Celtic Bank Surge® Platinum Secured Mastercard® is an option for those, who need Platinum features. With an APR of 19.99% and $69 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have No Credit History to Poor (0-579) credit score. With Celtic Bank Surge® Platinum Secured Mastercard® you will get such features as Cashback, Payment Flexibility, Fraud Protection, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.
Merrick Bank Double Your Line® Secured Credit Card
Recommended credit score
No Credit History to Fair (0-669)
- $36Annual Fee
- 22.20%Regular APR
- This card doesn't offer cash back, miles or points.
- NonePurchase Intro APR
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