Surge® Platinum Secured Mastercard® from Celtic Bank Credit Card Review

Surge® Platinum Secured Mastercard® from Celtic Bank — all information about the credit card.

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The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.

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Celtic Bank Surge® Platinum Secured Mastercard® Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
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All purchases
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All benefits

  • Cash back
    • 1% For each $1 spent using your Surge Mastercard.

Rate and fee information

  • Purchase Intro APR
    • None
  • Purchase APR
    • 19.99% Variable
  • Intro Balance Transfer APR
    • None
  • Balance Transfers APR
    • None
  • APR for Cash Advances
    • 19.99% Variable
  • How to Avoid Paying Interest
    • Your Payment Due Date is at least 25 days after the close of each Billing Cycle. You will not be charged any interest on purchases if you pay your entire Account balance by the Payment Due Date each month. You will be charged interest on cash advances on the transaction date.

Fees

  • Annual Fee
    • $69 annually
  • Fees for Cash Advances
    • Either $5.00 or 5% of the amount of each cash advance, whichever is greater
  • Return Payment
    • Up to $40
  • Late Payment
    • Up to $40
View all Rates & Fees

Pros & Cons

Pros:
  • Cash Back rewards
  • Free automatic account reviews for credit limit increases
Cons:
  • Annual Fee
  • Foreign Transaction Fee
  • No welcome bonus
  • No Intro APR offer

Features

Platinum
Mastercard
  • Cashback
  • Payment Flexibility
  • Fraud Protection
  • Rewards
  • Free Credit Score
  • Purchase Protection
  • Poor Credit

About the issuer

Celtic Bank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

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Celtic Bank Surge® Platinum Secured Mastercard® is an option for those, who need Platinum features. With an APR of 19.99% and $69 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have No Credit History to Poor (0-579) credit score. With Celtic Bank Surge® Platinum Secured Mastercard® you will get such features as Cashback, Payment Flexibility, Fraud Protection, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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    Annual Fee
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