USES

Secured Visa® from First Horizon Bank Review

Secured Visa® from First Horizon Bank — all information about the credit card.

Updated September 09, 2022
Advertiser Disclosure Our Methodology
First Horizon Bank Secured Visa®
Apply now
Our Rating:
1.89 out of 5
scorer
Recommended credit score
No Credit History to Poor (0-579)
  • Rewards Rate:
    • This card doesn't offer cash back, miles or points.
  • Intro Offer:
    • No current offer.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    None
  • Regular APR:
    21.00%
  • Balance Transfer APR:
    None
Show more

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Rate and fee information

  • Purchase Intro APR
    • None
  • Purchase APR
    • 21.00%
  • Intro Balance Transfer APR
    • None
  • Balance Transfers APR
    • None
  • APR for Cash Advances
    • 21.00%
  • How to Avoid Paying Interest
    • Your due date is at least 24 days after the close of each billing cycle.

Fees

  • Annual Fee
    • $0
  • Fees for Cash Advances
    • 4% of each new Cash Advance, but the fee will not be less than $10 per transaction
  • Return Payment
    • Up to $35
  • Late Payment
    • Up to $35
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
Cons:
  • Foreign Transaction Fee
  • No Intro APR period
  • Balance transfers are not available

Features

Classic
Visa
  • No Annual Fee
  • Fraud Protection
  • Purchase Protection
  • Poor Credit

About the issuer

First Horizon Bank
First Horizon Bank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

Compare with other cards

Synovus Bank First Latitude Select Mastercard® Secured Credit Card
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1.75 out of 5
Recommended credit score
score
No Credit History to Poor (0-579)
  • $39
    Annual Fee
  • 19.24%
    Regular APR
  • 1%
    Cash Back rewards on payments made to your First Latitude Secured credit card account.
  • None
    Purchase Intro APR
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First Progress Platinum Prestige Mastercard® Secured Synovus Bank
First Progress Platinum Prestige Mastercard® Secured Credit Card
3.8 out of 5
Recommended credit score
score
No Credit History to Fair (0-669)
  • $49
    Annual Fee
  • 15.24%
    Regular APR
  • 1%
    Cash Back rewards on payments.
  • None
    Purchase Intro APR
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First Progress Platinum Select Mastercard® Secured Synovus Bank
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3.5 out of 5
Recommended credit score
score
No Credit History to Fair (0-669)
  • $39
    Annual Fee
  • 19.24%
    Regular APR
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See Another Credit Cards in the Bank

First Horizon Bank Secured Visa® is an option for those, who need Classic features. With an APR of 21.00% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have No Credit History to Poor (0-579) credit score. With First Horizon Bank Secured Visa® you will get such features as No Annual Fee, Fraud Protection, Purchase Protection, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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