USES

Business Mastercard® from KeyBank Review

Business Mastercard® from KeyBank — all information about the credit card.

Updated August 10, 2023
Advertiser Disclosure Our Methodology
KeyBank Business Mastercard®
Apply now
Our Rating:
3.28 out of 5
scorer
Recommended credit score
Fair to Good (580-739)
  • Rewards Rate:
    • This card doesn't offer cash back, miles or points.
  • Intro Offer:
    • No current offer.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    0% Introductory APR for the first 6 monthly billing cycles
  • Regular APR:
    16.24% - 26.24% Variable
  • Balance Transfer APR:
    16.24% - 26.24% Variable
Show more

We recommend more cards

Divvy Cross River Bank
Divvy
Cross River Bank
None
Annual Fee
None
Regular APR
2x - 7x:
Points on restaurants.
Apply now
On Cross River Bank‘s site
Upgrade Triple Cash Rewards Visa® Upgrade
Upgrade Triple Cash Rewards Visa®
None
Annual Fee
14.99% - 29.99%
Regular APR
3%
Cash Back on Home, Auto and Health categories.
Apply now
On Upgrade‘s website
Upgrade Cash Rewards Visa®
Upgrade Cash Rewards Visa®
None
Annual Fee
14.99% - 29.99%
Regular APR
1.5%
Cash Back on payments.
Apply now
On Upgrade‘s website
Apply now

All benefits

  • Travel
    • Car Rental Insurance:
    • Included with your business rental car when you pay with your KeyBank Business Card.
    • Travel Benefits:
    • Global Emergency Services and access to Mastercard’s TPC Golf Privileges.

Rate and fee information

  • Purchase Intro APR
    • 0% Introductory APR for the first 6 monthly billing cycles
  • Purchase APR
    • 16.24% - 26.24% Variable
  • Intro Balance Transfer APR
    • 0% Introductory APR for the first 6 monthly billing cycles following account opening when balance is transferred within the first 60 days following account opening
  • Balance Transfers APR
    • 16.24% - 26.24% Variable
  • APR for Cash Advances
    • 26.24% Variable
  • How to Avoid Paying Interest
    • Your payment due date is at least 25 days after the close of each billing cycle. You will not be charged any interest on purchases if you pay your entire balance by the due date of each month. You will be charged interest on cash advances, convenience check advances and balance transfers on the transaction date.

Fees

  • Annual Fee
    • $0
  • Fees for Balance Transfer
    • Either $10.00 or 4% of the amount of each transaction, whichever is greater
  • Fees for Cash Advances
    • Either $10.00 or 5% of the amount of each transaction, whichever is greater
  • Penalty Fees
    • 29.99%
  • Late Payment
    • Up to $39
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
  • Intro APR period
Cons:
  • No rewards
  • Foreign Transaction Fee

Features

Classic
Mastercard
Contactless
  • 0% Intro APR
  • No Annual Fee
  • Payment Flexibility
  • Fraud Protection
  • Purchase Protection
  • Auto Rental Insurance
  • Fair Credit
  • Good Credit

About the issuer

KeyBank
KeyBank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

Compare with other cards

Unsecured
Destiny® Mastercard® First Electronic Bank
Destiny® Mastercard®
First Electronic Bank
1.47 out of 5
Recommended credit score
score
No Credit History to Fair (0-669)
  • *see terms*
    Annual Fee
  • 35.9%
    Regular APR
  • This card doesn't offer cash back, miles or points.
  • None
    Purchase Intro APR
Apply now
On First Electronic Bank‘s site
Unsecured
Milestone® Mastercard®
Milestone® Mastercard®
3.5 out of 5
Recommended credit score
score
Poor to Good (300-739)
  • $175
    Annual Fee
  • 35.9%
    Regular APR
  • This card doesn't offer cash back, miles or points.
  • None
    Purchase Intro APR
Apply now
On Milestone Mastercard® website
First Progress Platinum Prestige Mastercard® Secured Synovus Bank
First Progress Platinum Prestige Mastercard® Secured Credit Card
3.8 out of 5
Recommended credit score
score
No Credit History to Fair (0-669)
  • $49
    Annual Fee
  • 14.24%
    Regular APR
  • 1%
    Cash Back rewards on payments.
  • None
    Purchase Intro APR
Apply now
On First Progress’s site

See Another Credit Cards in the Bank

KeyBank Business Mastercard® is an option for those, who need Classic features. With an APR of 16.24% - 26.24% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Fair to Good (580-739) credit score. With KeyBank Business Mastercard® you will get such features as 0% Intro APR, No Annual Fee, Payment Flexibility, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

Another popular cards for you
Best for Low income
First Access Visa® The Bank of Missouri
First Access Visa® Card
4.2 out of 5
Recommended credit score
scorer
No Credit History to Fair (0-669)
  • $75.00 for the 1st year, $48.00 after
    Annual Fee
  • 35.99%
    Regular APR
  • 1%
    Earn 1% cash back rewards on payments made to your First Access Credit Card.
  • None
    Purchase Intro APR
Apply now
On the First Access Visa® Card secure website