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Laurel Road Student Loan Cashback® from KeyBank Review

Laurel Road Student Loan Cashback® from KeyBank — all information about the credit card.

Updated August 09, 2023
Advertiser Disclosure Our Methodology
KeyBank Laurel Road Student Loan Cashback®
Apply now
Our Rating:
4.11 out of 5
scorer
Recommended credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 2% Cash Back towards eligible student loans.
    • 1% Cash Back towards anything else.
  • Intro Offer:
    • $300 Cash Back rewards towards any eligible student loan after you spend $3,000 in the first 90 days with your Laurel Road Student Loan Cashback card.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    None
  • Regular APR:
    19.24% - 28.24% Variable
  • Balance Transfer APR:
    19.24% - 28.24% Variable
Show more

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All benefits

  • Cash back
    • 2% Towards eligible student loans.
    • 1% Towards anything else.

Rate and fee information

  • Purchase Intro APR
    • None
  • Purchase APR
    • 19.24% - 28.24% Variable
  • Intro Balance Transfer APR
    • 0% Introductory APR for the first 12 monthly billing cycles following account opening when balance is transferred within the first 60 days following account opening
  • Balance Transfers APR
    • 19.24% - 28.24% Variable
  • APR for Cash Advances
    • 29.24% Variable
  • How to Avoid Paying Interest
    • Your due date is at least 25 days after the close of each billing cycle. You will not be charged any interest on purchases if you pay your entire balance by the due date of each month. You will be charged interest on cash advances, convenience check advances and balance transfers on the transaction date.

Fees

  • Annual Fee
    • $0
  • Fees for Balance Transfer
    • Either $10.00 or 3% of the amount of each transaction, whichever is greater
  • Fees for Cash Advances
    • Either $10.00 or 4% of the amount of each transaction, whichever is greater
  • Late Payment
    • Up to $39
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
  • No Foreign Transaction Fee
  • Intro APR period on balance transfers
Cons:
  • No Intro APR period on purchases

Features

Classic
Mastercard
  • No Annual Fee
  • No foreign transaction fees
  • Cashback
  • Rewards
  • Purchase Protection
  • Extended Warranty Protection
  • Student
  • Good Credit
  • Excellent Credit

About the issuer

KeyBank
KeyBank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

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KeyBank Laurel Road Student Loan Cashback® is an option for those, who need Classic features. With an APR of 19.24% - 28.24% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With KeyBank Laurel Road Student Loan Cashback® you will get such features as No Annual Fee, No foreign transaction fees, Cashback, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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