Key Cashback® from KeyBank Review
Key Cashback® from KeyBank — all information about the credit card.
Updated August 08, 2023
Apply now
Recommended credit score
Fair to Good (580-739)
- Rewards Rate:
- 1.5% Cash Back on purchases.
- Intro Offer:
- No current offer.
- Annual Fee:$0
- Purchase Intro APR:None
- Regular APR:22.24% - 29.24% Variable
- Balance Transfer APR:22.24% - 29.24% Variable
Show more
We recommend more cards
Capital One Quicksilver Cash Rewards Credit Card
None
Annual Fee
19.99% - 29.99%
Regular APR
5%
Cash Back on hotels and rental cars booked through Capital One Travel.
Learn more
on our partner’s site
Upgrade Cash Rewards Visa®
None
Annual Fee
14.99% - 29.99%
Regular APR
1.5%
Cash Back on payments.
Apply now
On Upgrade‘s website
Capital One QuicksilverOne Cash Rewards Credit Card
$39
Annual Fee
29.99%
Regular APR
1.5%
Cash Back on every purchase.
Learn more
on our partner’s site
KeyBank Key Cashback® Rewards Calculator
Show less details
All benefits
- Cash back
- 1.5% Cash Back on purchases.
- Travel
- Master Rental® Coverage:
- Pays for covered damages, like physical damage and theft, to a rental vehicle when you use your eligible Mastercard® to initiate and pay for the entire rental transaction.
- Mastercard Global Services™:
- Mastercard representatives trained to assist anytime, anywhere with card-related questions.
Rate and fee information
- Purchase Intro APR
- None
- Purchase APR
- 22.24% - 29.24% Variable
- Intro Balance Transfer APR
- 0% Introductory APR on balance transfers only for the first 12 billing cycles following account opening when balances are transferred within the first 60 days following account opening
- Balance Transfers APR
- 22.24% - 29.24% Variable
- APR for Cash Advances
- 29.24% Variable
Fees
- Annual Fee
- $0
- Fees for Balance Transfer
- $10.00 or 4% of the amount of each transaction, whichever is greater
- Fees for Cash Advances
- 5%, $10 minimum
- Late Payment
- Up to $40
Pros & Cons
Pros:
- No Annual Fee
- Intro APR period on balance transfers
Cons:
- Foreign Transaction Fee
- No welcome bonus
Features
- No Annual Fee
- Cashback
- Payment Flexibility
- Fraud Protection
- Rewards
- Free Credit Score
- Purchase Protection
- Fair Credit
- Good Credit
About the issuer
KeyBank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Compare with other cards
Low income
Upgrade Triple Cash Rewards Visa®
Recommended credit score
Good to Excellent (670-799)
- NoneAnnual Fee
- 14.99% - 29.99%Regular APR
- 3%Cash Back on Home, Auto and Health categories.
- NonePurchase Intro APR
Apply now
On Upgrade‘s website
Divvy
Cross River Bank
Recommended credit score
Fair to Excellent (580-799)
- NoneAnnual Fee
- NoneRegular APR
- 2x - 7x:Points on restaurants.
- NonePurchase Intro APR
Apply now
On Cross River Bank‘s site
Capital One Quicksilver Secured Cash Rewards Credit Card
Recommended credit score
No Credit History
- NoneAnnual Fee
- 29.99%Regular APR
- 5%Cash Back on hotel and rental car purchases through Capital One Travel.
- NonePurchase Intro APR
Learn more
on our partner’s site
See Another Credit Cards in the Bank
KeyBank Key Cashback® is an option for those, who need Classic features. With an APR of 22.24% - 29.24% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Fair to Good (580-739) credit score. With KeyBank Key Cashback® you will get such features as No Annual Fee, Cashback, Payment Flexibility, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.
Best for International students
Capital One Quicksilver Student Cash Rewards Credit Card
Recommended credit score
No Credit History
- NoneAnnual Fee
- 19.99% - 29.99%Regular APR
- 1.5%Cash Back on all purchases.
- NonePurchase Intro APR
Learn more
on our partner’s site