Key Cashback® from KeyBank Review

Key Cashback® from KeyBank — all information about the credit card.

KeyBank Key Cashback®
Apply now
Our Rating:
3.89 out of 5
scorer
Recommended credit score
Fair to Good (580-739)
  • Rewards Rate:
    • 1.5% Cash Back on purchases.
  • Intro Offer:
    • No current offer.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    None
  • Regular APR:
    22.24% - 29.24% Variable
  • Balance Transfer APR:
    22.24% - 29.24% Variable
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KeyBank Key Cashback® Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
1.5%
All purchases
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All benefits

  • Cash back
    • 1.5% Cash Back on purchases.
  • Travel
    • Master Rental® Coverage:
    • Pays for covered damages, like physical damage and theft, to a rental vehicle when you use your eligible Mastercard® to initiate and pay for the entire rental transaction.
    • Mastercard Global Services™:
    • Mastercard representatives trained to assist anytime, anywhere with card-related questions.

Rate and fee information

  • Purchase Intro APR
    • None
  • Purchase APR
    • 22.24% - 29.24% Variable
  • Intro Balance Transfer APR
    • 0% Introductory APR on balance transfers only for the first 12 billing cycles following account opening when balances are transferred within the first 60 days following account opening
  • Balance Transfers APR
    • 22.24% - 29.24% Variable
  • APR for Cash Advances
    • 29.24% Variable

Fees

  • Annual Fee
    • $0
  • Fees for Balance Transfer
    • $10.00 or 4% of the amount of each transaction, whichever is greater
  • Fees for Cash Advances
    • 5%, $10 minimum
  • Late Payment
    • Up to $40
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
  • Intro APR period on balance transfers
Cons:
  • Foreign Transaction Fee
  • No welcome bonus

Features

Classic
Mastercard
Contactless
  • No Annual Fee
  • Cashback
  • Payment Flexibility
  • Fraud Protection
  • Rewards
  • Free Credit Score
  • Purchase Protection
  • Fair Credit
  • Good Credit

About the issuer

KeyBank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

Compare with other cards

Low income
Upgrade Triple Cash Rewards Visa® Upgrade
Upgrade Triple Cash Rewards Visa®
4.53 out of 5
Recommended credit score
score
Good to Excellent (670-799)
  • None
    Annual Fee
  • 14.99% - 29.99%
    Regular APR
  • 3%
    Cash Back on Home, Auto and Health categories.
  • N/A%
    Purchase Intro APR
Apply now
On Upgrade‘s website
Divvy Cross River Bank
Divvy
Cross River Bank
4.04 out of 5
Recommended credit score
score
Fair to Excellent (580-799)
  • None
    Annual Fee
  • None
    Regular APR
  • 2x - 7x:
    Points on restaurants.
  • None
    Purchase Intro APR
Apply now
On Cross River Bank‘s site
Capital One® Quicksilver Secured Cash Rewards
Capital One Quicksilver Secured Cash Rewards Credit Card
3.54 out of 5
Recommended credit score
score
No Credit History
  • None
    Annual Fee
  • 29.99%
    Regular APR
  • 5%
    Cash Back on hotel and rental car purchases through Capital One Travel.
  • None
    Purchase Intro APR
Learn more
on our partner’s site

KeyBank Key Cashback® is an option for those, who need Classic features. With an APR of 22.24% - 29.24% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Fair to Good (580-739) credit score. With KeyBank Key Cashback® you will get such features as No Annual Fee, Cashback, Payment Flexibility, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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3.43 out of 5
Recommended credit score
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No Credit History
  • None
    Annual Fee
  • 19.99% - 29.99%
    Regular APR
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