USES

Key2More Rewards® from KeyBank Review

Key2More Rewards® from KeyBank — all information about the credit card.

Updated August 08, 2023
Advertiser Disclosure Our Methodology
KeyBank Key2More Rewards®
Apply now
Our Rating:
4.42 out of 5
scorer
Recommended credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 5x Points for every $1 in eligible purchases, plus monthly bonuses.
  • Intro Offer:
    • No current offer.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    0% Introductory APR for the first 6 monthly billing cycles
  • Regular APR:
    22.24% - 29.24% Variable
  • Balance Transfer APR:
    22.24% - 29.24% Variable
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Apply now

KeyBank Key2More Rewards® Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
5X
All purchases
$
How would you like to redeem points?
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All benefits

  • Points
    • 5x For every $1 in eligible purchases, plus monthly bonuses.

Rate and fee information

  • Purchase Intro APR
    • 0% Introductory APR for the first 6 monthly billing cycles
  • Purchase APR
    • 22.24% - 29.24% Variable
  • Intro Balance Transfer APR
    • 0% Introductory APR for the first 6 monthly billing cycles following account opening when balance is transferred within the first 60 days following account opening
  • Balance Transfers APR
    • 22.24% - 29.24% Variable
  • APR for Cash Advances
    • 29.24% Variable
  • How to Avoid Paying Interest
    • Your payment due date is at least 25 days after the close of each billing cycle. You will not be charged any interest on purchases if you pay your entire balance by the due date of each month. You will be charged interest on cash advances, convenience check advances and balance transfers on the transaction date.

Fees

  • Annual Fee
    • $0
  • Fees for Balance Transfer
    • Either $10.00 or 4% of the amount of each transaction, whichever is greater
  • Fees for Cash Advances
    • Either $10.00 or 5% of the amount of each transaction, whichever is greater
  • Late Payment
    • Up to $40.00
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
  • Intro APR period
Cons:
  • Foreign Transaction Fee

Features

Classic
Mastercard
  • 0% Intro APR
  • No Annual Fee
  • Fraud Protection
  • Rewards
  • Bonus points
  • Purchase Protection
  • Good Credit
  • Excellent Credit

About the issuer

KeyBank
KeyBank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

Compare with other cards

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4.35 out of 5
Recommended credit score
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Fair to Excellent (580-799)
  • None
    Annual Fee
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    Regular APR
  • 1.5%
    Cash Back on payments.
  • None
    Purchase Intro APR
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Divvy Cross River Bank
Divvy
Cross River Bank
4.04 out of 5
Recommended credit score
score
Fair to Excellent (580-799)
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    Annual Fee
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    Regular APR
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    Points on restaurants.
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    Purchase Intro APR
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Recommended credit score
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  • $95
    Annual Fee
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See Another Credit Cards in the Bank

KeyBank Key2More Rewards® is an option for those, who need Classic features. With an APR of 22.24% - 29.24% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With KeyBank Key2More Rewards® you will get such features as 0% Intro APR, No Annual Fee, Fraud Protection, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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