USES

Business Rewards Mastercard® from KeyBank Review

Business Rewards Mastercard® from KeyBank — all information about the credit card.

Updated August 08, 2023
Advertiser Disclosure Our Methodology
KeyBank Business Rewards Mastercard®
Apply now
Our Rating:
4.4 out of 5
scorer
Recommended credit score
Fair to Good (580-739)
  • Rewards Rate:
    • 10x Points on business purchases including gas, travel, restaurants and telecommunications.
    • 5x Points on all other eligible spending.
  • Intro Offer:
    • $200 Earn $200 worth of bonus points when you spend $1,000 in the first 60 days when you have a qualifying KeyBank checking account.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    0% Introductory APR for the first 6 monthly billing cycles
  • Regular APR:
    17.24% - 27.24% Variable
  • Balance Transfer APR:
    17.24% - 27.24% Variable
Show more

We recommend more cards

Capital One Spark Cash Select for Excellent Credit
Capital One Spark Cash Select for Excellent Credit
None
Annual Fee
18.49% - 24.49%
Regular APR
5%
Cash Back on hotels and rental cars booked through Capital One Travel.
Learn more
on our partner’s site
Quicksilver Capital One
Capital One Quicksilver Cash Rewards Credit Card
None
Annual Fee
19.99% - 29.99%
Regular APR
5%
Cash Back on hotels and rental cars booked through Capital One Travel.
Learn more
on our partner’s site
Capital One® Spark Cash Plus
Capital One Spark Cash Plus
$150
Annual Fee
None *
Regular APR
5%
Cash Back on hotels and rental cars booked through Capital One Travel.
Learn more
on our partner’s site
Apply now

KeyBank Business Rewards Mastercard® Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
10X
Business purchases
$
10X
Gas
$
10X
Travel
$
10X
Dining
$
10X
Telecommunications
$
5X
All other purchases
$
Have you already recieved the KeyBank intro bonus?
How would you like to redeem points?
Calculate
Show less details

All benefits

  • Points
    • 10x On business purchases including gas, travel, restaurants and telecommunications.
    • 5x On all other eligible spending.
  • Travel
    • Car Rental Insurance:
    • Included with your business rental car when you pay with your KeyBank Business Card.
    • Travel Benefits:
    • Global Emergency Services and access to Mastercard’s TPC Golf Privileges.

Rate and fee information

  • Purchase Intro APR
    • 0% Introductory APR for the first 6 monthly billing cycles
  • Purchase APR
    • 17.24% - 27.24% Variable
  • Intro Balance Transfer APR
    • 0% Introductory APR for the first 6 monthly billing cycles following account opening when balance is transferred within the first 60 days following account opening
  • Balance Transfers APR
    • 17.24% - 27.24% Variable
  • APR for Cash Advances
    • 27.24% Variable
  • How to Avoid Paying Interest
    • Your payment due date is at least 25 days after the close of each billing cycle. You will not be charged any interest on purchases if you pay your entire balance by the due date of each month. You will be charged interest on cash advances, convenience check advances and balance transfers on the transaction date.

Fees

  • Annual Fee
    • $0
  • Fees for Balance Transfer
    • Either $10.00 or 4% of the amount of each transaction, whichever is greater
  • Fees for Cash Advances
    • Either $10.00 or 5% of the amount of each transaction, whichever is greater
  • Late Payment
    • Up to $39
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
  • Intro APR period
Cons:
  • Foreign Transaction Fee

Features

Classic
Mastercard
Contactless
  • 0% Intro APR
  • No Annual Fee
  • Fraud Protection
  • Rewards
  • Bonus points
  • Purchase Protection
  • Travel
  • Airline
  • Auto Rental Insurance
  • Fair Credit
  • Good Credit

About the issuer

KeyBank
KeyBank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

Compare with other cards

Divvy Cross River Bank
Divvy
Cross River Bank
4.04 out of 5
Recommended credit score
score
Fair to Excellent (580-799)
  • None
    Annual Fee
  • None
    Regular APR
  • 2x - 7x:
    Points on restaurants.
  • None
    Purchase Intro APR
Apply now
On Cross River Bank‘s site
Walmart purchases
Capital One Spark® Miles
Capital One Spark Miles for Business
4.11 out of 5
Recommended credit score
score
Good to Excellent (670-799)
  • $0
    Annual Fee
  • 26.24%
    Regular APR
  • 5x
    Miles on hotels, vacation rentals, and rental cars booked through Capital One Travel.
  • None
    Purchase Intro APR
Learn more
on our partner’s site
Cash Back, 0 APR, No Annual Fee, Restaurants, Entertainment, Daily use
SavorOne Rewards Capital One
Capital One SavorOne Cash Rewards Credit Card
4.27 out of 5
Recommended credit score
score
Excellent (740-799)
  • None
    Annual Fee
  • 19.99% - 29.99%
    Regular APR
  • 5%
    Cash Back on hotels and rental cars booked through Capital One Travel.
  • 0% Introductory APR for the first 15 months that your account is open
    Purchase Intro APR
Learn more
on our partner’s site

See Another Credit Cards in the Bank

KeyBank Business Rewards Mastercard® is an option for those, who need Classic features. With an APR of 17.24% - 27.24% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Fair to Good (580-739) credit score. With KeyBank Business Rewards Mastercard® you will get such features as 0% Intro APR, No Annual Fee, Fraud Protection, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

Another popular cards for you
Best for Travel, Daily use
Venture Rewards Capital One
Capital One Venture Rewards Credit Card
3.43 out of 5
Recommended credit score
scorer
Good to Excellent (670-799)
  • $95
    Annual Fee
  • 19.99% - 29.99%
    Regular APR
  • 5x
    Miles on hotels, vacation rentals, and rental cars booked through Capital One Travel.
  • None
    Purchase Intro APR
Learn more
on our partner’s site