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Premium Visa® Signature from Regions Review

Premium Visa® Signature from Regions — all information about the credit card.

Updated November 13, 2023
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The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.

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Regions Premium Visa® Signature Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
1.5X
All purchases
$
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All benefits

  • Points
    • 1.5x On all qualifying purchases.
  • Travel
    • Visa Signature Concierge Service:
    • The Visa Signature Concierge Service is a service that provides Visa Signature cardholders with personalized information and referrals on a wide range of topics related to travel, dining, and entertainment.
    • Travel Accident Insurance:
    • Travel accident insurance protects you abroad from the financial consequences that can arise from accidents.
    • Roadside Dispatch:
    • Roadside Dispatch is a pay-per-use roadside assistance program. The program provides you with security and convenience wherever your travels take you.
    • Lost Luggage Reimbursement:
    • You have the legal right to claim compensation from the airline if your checked-in luggage is delayed, lost or damaged.
    • Travel & Emergency Assistance:
    • Travel assistance provides support services in case of an emergency while traveling.
    • Auto Rental Collision Damage Waiver:
    • Collision Damage Waiver is a type of protection that limits how much a car hire company will charge for repairs.
    • Trip Cancellation:
    • If you're unable to take a trip due to an unforeseeable event, a trip cancellation policy will reimburse you for your prepaid, forfeited and non-refundable costs.

Rate and fee information

  • Purchase Intro APR
    • 0% Introductory APR for 12 months
  • Purchase APR
    • 18.74% Variable
  • Intro Balance Transfer APR
    • 0% Introductory APR for 12 months
  • Balance Transfers APR
    • 18.74% Variable
  • APR for Cash Advances
    • 29.74% Variable
  • How to Avoid Paying Interest
    • Your due date is at least 21 days after the close of each billing cycle.

Fees

  • Annual Fee
    • $125 annually
  • Fees for Balance Transfer
    • Either $10 or 4% of the amount of each transfer, whichever is greater
  • Fees for Cash Advances
    • Either $10 or 4% of the amount of each cash advance, whichever is greater
  • Late Payment
    • Up to $39
View all Rates & Fees

Pros & Cons

Pros:
  • Intro APR period
  • No Foreign Transaction Fee
Cons:
  • Annual Fee

Features

Classic
Visa
  • 0% Intro APR
  • No foreign transaction fees
  • Fraud Protection
  • Rewards
  • Bonus points
  • Purchase Protection
  • Extended Warranty Protection
  • Lost Luggage Reimbursement
  • Trip Cancellation
  • Auto Rental Insurance
  • 24/7 Travel Assistant
  • Good Credit
  • Excellent Credit

About the issuer

Regions
Regions has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

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    Earn 1% cash back rewards on payments made to your First Access Credit Card.
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See Another Credit Cards in the Bank

Regions Premium Visa® Signature is an option for those, who need Classic features. With an APR of 18.74% and $125 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With Regions Premium Visa® Signature you will get such features as 0% Intro APR, No foreign transaction fees, Fraud Protection, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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