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Wells Fargo Active Cash℠ Credit Card Review

Active Cash℠ from Wells Fargo — all information about the credit card.

Updated February 07, 2024
Advertiser Disclosure Our Methodology

Good Choose for Gamers

Active Cash℠ Wells Fargo
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Our Rating:
5 out of 5
scorer
Recommended credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 2% Cash rewards on purchases.
  • Intro Offer:
    • $200 Earn a $200 cash rewards bonus when you spend $1,000 in purchases in the first 3 months.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    0% Introductory APR for 15 months from date of account opening
  • Regular APR:
    20.24% - 29.99% Variable
  • Balance Transfer APR:
    20.24% - 29.99% Variable
Show more

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Wells Fargo Active Cash℠ Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
2%
All purchases
$
Have you already recieved the Wells Fargo intro bonus?
Calculate
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All benefits

  • Cash back
    • 2% On purchases.
  • Travel
    • Concierge service:
    • Your card provides complimentary concierge service that can help you enjoy the things you love.
    • Luxury Hotel Collection:
    • Enjoy a premium collection of benefits at a selection of the world’s most intriguing and prestigious properties.
    • Cell phone protection:
    • Get up to $600 of cell phone protection against damage or theft when you pay your monthly cell phone bill with your eligible Wells Fargo card (subject to a $25 deductible).

Rate and fee information

  • Purchase Intro APR
    • 0% Introductory APR for 15 months from date of account opening
  • Purchase APR
    • 20.24% - 29.99% Variable
  • Intro Balance Transfer APR
    • 0% Introductory APR for 15 months from date of account opening
  • Balance Transfers APR
    • 20.24% - 29.99% Variable
  • APR for Cash Advances
    • 29.99% Variable
  • How to Avoid Paying Interest
    • Your due date is at least 25 days after the close of each billing period. You will not be charged interest on purchases if you pay your entire balance by the due date each month.

Fees

  • Annual Fee
    • $0
  • Fees for Balance Transfer
    • Introductory fee of either $5 or 3% of the amount of each balance transfer, whichever is greater, for 120 days from account opening. After that, up to 5% for each balance transfer, with a minimum of $5
  • Fees for Cash Advances
    • Either $10 or 5% of the amount of each advance, whichever is greater
  • Return Payment
    • Up to $40
  • Late Payment
    • Up to $40
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
  • Intro APR period on purchases and balance transfer
Cons:
  • Foreign Transaction Fee
  • Extra Fees

Features

Classic
Visa
Contactless
  • 0% Intro APR
  • No Annual Fee
  • Cashback
  • Payment Flexibility
  • Fraud Protection
  • Rewards
  • Purchase Protection
  • Travel
  • 24/7 Travel Assistant
  • Good Credit
  • Excellent Credit

About the issuer

Wells Fargo
Wells Fargo has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

Compare with other cards

Cash Back, No Annual Fee, Daily use
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Recommended credit score
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Good to Excellent (670-799)
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    Annual Fee
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    Regular APR
  • 1.5%
    Cash Back on every purchase.
  • 0% Introductory APR for the first 15 months that your account is open
    Purchase Intro APR
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Recommended credit score
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    Annual Fee
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    Regular APR
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    Purchase Intro APR
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Capital One Spark Cash Select for Excellent Credit
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Recommended credit score
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  • None
    Annual Fee
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    Regular APR
  • 5%
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    Purchase Intro APR
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See Another Credit Cards in the Bank

Wells Fargo Active Cash℠ is an option for those, who need Classic features. With an APR of 20.24% - 29.99% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With Wells Fargo Active Cash℠ you will get such features as 0% Intro APR, No Annual Fee, Cashback, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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