Bilt Mastercard® from Wells Fargo Review

All benefits

• Points
  • 3x On dining.
  • 2x On travel.
  • 1x On rent payments without the transaction fee (up to 50,000 points each calendar year).
  • 1x On other purchases.
• Travel
  • Trip Cancellation/Trip Interruption Insurance:
  • Offers up to $5,000 reimbursement for a non-refundable passenger fare if your trip is interrupted or canceled for a covered reason, when your passenger fare is booked with your Bilt Mastercard®.
  • Trip Delay Insurance:
  • Get reimbursed for expenses incurred, including meals, when you trip is delayed more than six hours due to covered reasons like inclement weather, mechanical breakdown of the common carrier or air traffic control delays.
  • Auto Rental Collision Damage Waiver:
  • Receive auto coverage for covered damages due to collision or theft for most rental cars when you pay for the rental transaction with the Bilt Mastercard.
  • Lyft credits:
  • Take 3 rides in one calendar month, get a $5 Lyft credit with your Bilt Mastercard®.

Rate and fee information

• Purchase Intro APR
  • None
• Purchase APR
  • 21.49% - 29.49% Variable
• Intro Balance Transfer APR
  • None
• Balance Transfers APR
  • 21.49% - 29.49% Variable
• APR for Cash Advances
  • 29.24% Variable
• How to Avoid Paying Interest
  • Your due date is at least 25 days after the close of each billing period. You will not be charged interest on purchases if you pay your entire balance by the due date each month.

Fees

Pros & Cons

Features

• No Annual Fee
• No foreign transaction fees
• Rewards
• Bonus points
• Purchase Protection
• Travel
• Airline
• Trip Cancellation
• Auto Rental Insurance
• Good Credit
• Excellent Credit