USES

Dillard's American Express® from Wells Fargo Review

Dillard's American Express® from Wells Fargo — all information about the credit card.

Updated November 06, 2023
Advertiser Disclosure Our Methodology
Wells Fargo Dillard's American Express®
Apply now
Our Rating:
2.45 out of 5
scorer
Recommended credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 2x Points at Dillard's (in-store and online).
    • 2x Points at gas stations and grocery stores in the U.S.
    • 1x Points on all other purchases.
  • Intro Offer:
    • 10% Earn a 10% Off Welcome Shopping Pass in your first statement when you charge $100 with Dillard’s today.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    None
  • Regular APR:
    30.24% Variable
  • Balance Transfer APR:
    None
Show more

We recommend more cards

Upgrade Triple Cash Rewards Visa® Upgrade
Upgrade Triple Cash Rewards Visa®
None
Annual Fee
14.99% - 29.99%
Regular APR
3%
Cash Back on Home, Auto and Health categories.
Apply now
On Upgrade‘s website
Upgrade Cash Rewards Visa®
Upgrade Cash Rewards Visa®
None
Annual Fee
14.99% - 29.99%
Regular APR
1.5%
Cash Back on payments.
Apply now
On Upgrade‘s website
Divvy Cross River Bank
Divvy
Cross River Bank
None
Annual Fee
None
Regular APR
2x - 7x:
Points on restaurants.
Apply now
On Cross River Bank‘s site
Apply now

Wells Fargo Dillard's American Express® Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
2X
Dillard's purchases
$
2X
Gas
$
2X
Groceries
$
1X
All other purchases
$
Have you already recieved the Wells Fargo intro bonus?
Calculate
Show less details

All benefits

  • Points
    • 2x At Dillard's (in-store and online).
    • 2x At gas stations and grocery stores in the U.S.
    • 1x On all other purchases.
  • Travel
    • Global Hotel Collection:
    • Enjoy complimentary benefits and value-added amenities at more than 3,000 of the world’s most luxurious hotels.
    • Air:
    • Enjoy a superior airline booking experience by talking to one of the experts or by using our platform's advanced booking tool, which provides instant access to real inventory.
    • 25% Take advantage of up to 25% off base rates with major car rental companies worldwide at participating locations.
    • Cruises:
    • Enjoy exceptional benefits when you book a voyage.

Rate and fee information

  • Purchase Intro APR
    • None
  • Purchase APR
    • 30.24% Variable
  • Intro Balance Transfer APR
    • None
  • Balance Transfers APR
    • None
  • APR for Cash Advances
    • 32.24% Variable
  • How to Avoid Paying Interest
    • Your due date is at least 23 days after the close of each billing cycle. You will not be charged any interest on purchases if you pay your entire balance by the due date each month. You will be charged interest on cash advances on the transaction date.

Fees

  • Annual Fee
    • $0
  • Fees for Cash Advances
    • Either $10.00 or 4% of the amount of each cash advance, whichever is greater
  • Late Payment
    • Up to $40.00
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
Cons:
  • Balance transfers are not available
  • Foreign Transaction Fee

Features

Classic
American Express
  • No Annual Fee
  • Rewards
  • Bonus points
  • Travel
  • Airline
  • Good Credit
  • Excellent Credit

About the issuer

Wells Fargo
Wells Fargo has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

Compare with other cards

The Owner’s Rewards Card by M1 Celtic Bank
The Owner’s Rewards Card by M1
Celtic Bank
3.91 out of 5
Recommended credit score
score
Good to Excellent (670-799)
  • $0
    Annual Fee
  • 17.99% - 27.99%
    Regular APR
  • 10%
    You’ll get up to 10% Cash Back with select brands you hold in an eligible portfolio.
  • None
    Purchase Intro APR
Apply now
On Celtic Bank‘s site
Unsecured
Destiny® Mastercard® The Bank of Missouri
Destiny® Mastercard®
The Bank of Missouri
1.47 out of 5
Recommended credit score
score
No Credit History to Fair (0-669)
  • *see terms*
    Annual Fee
  • 35.9%
    Regular APR
  • This card doesn't offer cash back, miles or points.
  • None
    Purchase Intro APR
Apply now
On The Bank of Missouri‘s site
First Progress Platinum Select Mastercard® Secured Synovus Bank
First Progress Platinum Select Mastercard® Secured Credit Card
3.5 out of 5
Recommended credit score
score
No Credit History to Fair (0-669)
  • $39
    Annual Fee
  • 18.24%
    Regular APR
  • 1%
    Cash Back on payments made to your First Progress Secured credit card account.
  • None
    Purchase Intro APR
Apply now
On First Progress’s site

See Another Credit Cards in the Bank

Wells Fargo Dillard's American Express® is an option for those, who need Classic features. With an APR of 30.24% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With Wells Fargo Dillard's American Express® you will get such features as No Annual Fee, Rewards, Bonus points, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

Another popular cards for you
Best for Low income
First Access Visa® The Bank of Missouri
First Access Visa® Card
4.2 out of 5
Recommended credit score
scorer
No Credit History to Fair (0-669)
  • $75.00 for the 1st year, $48.00 after
    Annual Fee
  • 35.99%
    Regular APR
  • 1%
    Earn 1% cash back rewards on payments made to your First Access Credit Card.
  • None
    Purchase Intro APR
Apply now
On the First Access Visa® Card secure website