USES

Dillard's Elite American Express® from Wells Fargo Review

Dillard's Elite American Express® from Wells Fargo — all information about the credit card.

Updated November 06, 2023
Advertiser Disclosure Our Methodology
Wells Fargo Dillard's Elite American Express®
Apply now
Our Rating:
2.45 out of 5
scorer
Recommended credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 2x Points at Dillard's (in-store and online).
    • 2x Points at gas stations and grocery stores in the U.S.
    • 1x Points on all other purchases.
  • Intro Offer:
    • 10% Earn a 10% Off Welcome Shopping Pass in your first statement when you charge $100 with Dillard’s today.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    None
  • Regular APR:
    30.24% Variable
  • Balance Transfer APR:
    None
Show more

We recommend more cards

Venture Rewards Capital One
Capital One Venture Rewards Credit Card
$95
Annual Fee
19.99% - 29.99%
Regular APR
5x
Miles on hotels, vacation rentals, and rental cars booked through Capital One Travel.
Learn more
on our partner’s site
Capital One Spark Cash Select for Excellent Credit
Capital One Spark Cash Select for Excellent Credit
None
Annual Fee
18.49% - 24.49%
Regular APR
5%
Cash Back on hotels and rental cars booked through Capital One Travel.
Learn more
on our partner’s site
Venture X Rewards Capital One
Capital One Venture X Rewards Credit Card
$395
Annual Fee
19.99% - 29.99%
Regular APR
10,000x
10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary.
Learn more
on our partner’s site
Apply now

Wells Fargo Dillard's Elite American Express® Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
2X
Dillard's purchases
$
2X
Gas
$
2X
Groceries
$
1X
All other purchases
$
Have you already recieved the Wells Fargo intro bonus?
How would you like to redeem points?
Calculate
Show less details

All benefits

  • Points
    • 2x At Dillard's (in-store and online).
    • 2x At gas stations and grocery stores in the U.S.
    • 1x On all other purchases.
  • Travel
    • Global Hotel Collection:
    • Enjoy complimentary benefits and value-added amenities at more than 3,000 of the world’s most luxurious hotels.
    • 25% Take advantage of up to 25% off base rates with major car rental companies worldwide at participating locations.
    • Discounts and complimentary benefits with chauffeur bookings:
    • Enjoy special savings and a complimentary upgrade when you book an eligible chauffeur service.
    • Vacation packages:
    • Receive complimentary value-added benefits when you book a vacation package.
    • Cruises:
    • Enjoy exceptional benefits when you book a voyage.

Rate and fee information

  • Purchase Intro APR
    • None
  • Purchase APR
    • 30.24% Variable
  • Intro Balance Transfer APR
    • None
  • Balance Transfers APR
    • None
  • APR for Cash Advances
    • 32.24% Variable
  • How to Avoid Paying Interest
    • Your due date is at least 23 days after the close of each billing cycle. You will not be charged any interest on purchases if you pay your entire balance by the due date each month. You will be charged interest on cash advances on the transaction date.

Fees

  • Annual Fee
    • $0
  • Fees for Cash Advances
    • Either $10.00 or 4% of the amount of each cash advance, whichever is greater
  • Late Payment
    • Up to $40.00
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
Cons:
  • Balance transfers are not available
  • Foreign Transaction Fee

Features

Classic
American Express
  • No Annual Fee
  • Rewards
  • Bonus points
  • Purchase Protection
  • Extended Warranty Protection
  • Travel
  • Airline
  • 24/7 Travel Assistant
  • Good Credit
  • Excellent Credit

About the issuer

Wells Fargo
Wells Fargo has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

Compare with other cards

Cash Back, No Annual Fee, Daily use
Quicksilver Capital One
Capital One Quicksilver Cash Rewards Credit Card
4.49 out of 5
Recommended credit score
score
Good to Excellent (670-799)
  • None
    Annual Fee
  • 19.99% - 29.99%
    Regular APR
  • 5%
    Cash Back on hotels and rental cars booked through Capital One Travel.
  • 0% Introductory APR for the first 15 months that your account is open
    Purchase Intro APR
Learn more
on our partner’s site
Low income
Upgrade Triple Cash Rewards Visa® Upgrade
Upgrade Triple Cash Rewards Visa®
4.06 out of 5
Recommended credit score
score
Good to Excellent (670-799)
  • None
    Annual Fee
  • 14.99% - 29.99%
    Regular APR
  • 3%
    Cash Back on Home, Auto and Health categories.
  • None
    Purchase Intro APR
Apply now
On Upgrade‘s website
Walmart purchases
Capital One Spark® Miles
Capital One Spark Miles for Business
4.11 out of 5
Recommended credit score
score
Good to Excellent (670-799)
  • $0
    Annual Fee
  • 26.24%
    Regular APR
  • 5x
    Miles on hotels, vacation rentals, and rental cars booked through Capital One Travel.
  • None
    Purchase Intro APR
Learn more
on our partner’s site

See Another Credit Cards in the Bank

Wells Fargo Dillard's Elite American Express® is an option for those, who need Classic features. With an APR of 30.24% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With Wells Fargo Dillard's Elite American Express® you will get such features as No Annual Fee, Rewards, Bonus points, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

Another popular cards for you
Capital One® Spark Cash Plus
Capital One Spark Cash Plus
3.62 out of 5
Recommended credit score
scorer
Excellent (740-799)
  • $150
    Annual Fee
  • None *
    Regular APR
  • 5%
    Cash Back on hotels and rental cars booked through Capital One Travel.
  • None *
    Purchase Intro APR
Learn more
on our partner’s site