USES

Autograph℠ from Wells Fargo Review

Autograph℠ from Wells Fargo — all information about the credit card.

Updated June 06, 2024
Advertiser Disclosure Our Methodology
Wells Fargo Autograph℠
Apply now
Our Rating:
4.78 out of 5
scorer
Recommended credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 3x Points on restaurants, travel, gas stations, transit, popular streaming services, and phone plans.
    • 1x Points on other purchases.
  • Intro Offer:
    • 20,000x Bonus points when you spend $1,000 in purchases in the first 3 months (that’s a $300 cash redemption value).
  • Annual Fee:
    $0
  • Purchase Intro APR:
    0% Introductory APR for 12 months from date of account opening
  • Regular APR:
    20.24% - 29.99% Variable
  • Balance Transfer APR:
    20.24% - 29.99% Variable
Show more

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Wells Fargo Autograph℠ Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
3X
Dining
$
3X
Travel
$
3X
Gas
$
3X
Transit
$
3X
Streaming service
$
3X
Mobile phone
$
1X
All other purchases
$
Have you already recieved the Wells Fargo intro bonus?
How would you like to redeem points?
Calculate
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All benefits

  • Points
    • 3x On restaurants, travel, gas stations, transit, popular streaming services, and phone plans.
    • 1x On other purchases.
  • Travel
    • Cell phone protection:
    • Get up to $600 of cell phone protection against damage or theft when you pay your monthly cell phone bill with your eligible Wells Fargo card (subject to a $25 deductible).
    • Auto rental collision damage waiver:
    • Covers theft, damage, valid loss-of-use charges imposed and substantiated by the rental company, administrative fees and reasonable and customary towing charges to the nearest qualified repair facility.
    • Travel and emergency services assistance:
    • Offers emergency assistance and referral services designed to help you in case of an emergency while traveling.
    • Luxury Hotel Collection:
    • Enjoy a premium collection of benefits at a selection of the world’s most intriguing and prestigious properties.
    • Concierge service 24/7:
    • Your Card helps you enjoy the things you love with complimentary Visa Signature® Concierge service 24 hours a day, wherever you are.

Rate and fee information

  • Purchase Intro APR
    • 0% Introductory APR for 12 months from date of account opening
  • Purchase APR
    • 20.24% - 29.99% Variable
  • Intro Balance Transfer APR
    • None
  • Balance Transfers APR
    • 20.24% - 29.99% Variable
  • APR for Cash Advances
    • 29.99% Variable
  • How to Avoid Paying Interest
    • Your due date is at least 25 days after the close of each billing period. You will not be charged interest on purchases if you pay your entire balance by the due date each month.

Fees

  • Annual Fee
    • $0
  • Fees for Balance Transfer
    • Introductory fee of either $5 or 3% of the amount of each balance transfer, whichever is greater, for 120 days from account opening. After that, up to 5% for each balance transfer, with a minimum of $5
  • Fees for Cash Advances
    • Either $10 or 5% of the amount of each advance, whichever is greater
  • Late Payment
    • Up to $40
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
  • No Foreign Transaction Fee
Cons:
  • No Intro APR period on balance transfers

Features

Classic
Visa
Contactless
  • 0% Intro APR
  • No Annual Fee
  • No foreign transaction fees
  • Payment Flexibility
  • Fraud Protection
  • Rewards
  • Bonus points
  • Travel
  • Airline
  • Auto Rental Insurance
  • 24/7 Travel Assistant
  • Good Credit
  • Excellent Credit

About the issuer

Wells Fargo
Wells Fargo has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

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See Another Credit Cards in the Bank

Wells Fargo Autograph℠ is an option for those, who need Classic features. With an APR of 20.24% - 29.99% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With Wells Fargo Autograph℠ you will get such features as 0% Intro APR, No Annual Fee, No foreign transaction fees, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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