Citi Credit Cards

We found 29 Citi credit cards. Read on to get more insights.

By Hanna Volkava
Updated November 20, 2024

Best Credit Cards in November 2024

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Citi Double Cash best for Cash Back, No Annual Fee, Daily use

Double Cash Citi
Annual fee:
$0
Regular APR:
19.24% - 29.24% Variable
Our Rating:
4.49
scorer
Credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 2% Cash Back on every purchase with unlimited 1% Cash Back when you buy, plus an additional 1% as you pay for purchases.
  • Intro Offer:
    • $200 Cash Back after you spend $1,500 on purchases in the first 6 months of your Citi Double Cash® card account opening.
  • Balance Transfer APR:
    19.24% - 29.24% Variable
  • Issuer name:
    Citi
  • Details:

    The Citi® Double Cash Credit Card offers a few concrete ways in which you can better your financial situation, improve your credit card habits and enjoy cash back rewards without the fuss of tracking rotating categories. Earn $200 Cash Back after you spend $1,500 on purchases in the first 6 months of your Citi Double Cash® card account opening.

    Earn 2% Cash Back on every purchase with unlimited 1% Cash Back when you buy, plus an additional 1% as you pay for purchases.

    The Citi® Double Cash offers a 0% percent introductory APR offer on balance transfers (19.24% to 29.24% variable APR after).

    The Citi Double Cash extends a myriad of security and fraud protections.

  • Pros:
    • Flat-rate Cash Back Rewards on Everything
    • High Rewards Rate
    • No annual fee
    • Attractive Intro APR on Balance Transfers
  • Cons:
    • Losing your 1% Cash-Back Is Pretty Easy
    • Foreign transaction fee
    • Balance Transfer Fee
  • Benefits:
    • Citi Entertainment;
    • $200 Cash Back;
    • 2% Cash Back on every purchase;
    • Fraud Protection;
    • The Lost Wallet Service;
    • $0 Liability for Unauthorized Charges.
Card detail

Citi Costco Anywhere Visa® best for Cash Back, Young couples

Costco Anywhere Visa® Citi
Annual fee:
$0
Regular APR:
20.49% Variable
Our Rating:
4.15
scorer
Credit score
Excellent (740-799)
  • Rewards Rate:
    • 4% Cash Back on eligible gas, including gas at Costco for the first $7,000 per year and then 1% thereafter.
    • 3% Cash Back on restaurants and eligible travel purchase worldwide.
    • 2% Cash Back on all other purchases from Costco and Costco.com.
    • 1% Cash Back on all other purchases.
  • Balance Transfer APR:
    20.49% Variable
  • Issuer name:
    Citi
  • Details:

    The Costco Anywhere Visa® Credit Card by Citi has no annual fee. You have to be a Costco member to get the card.

    The Card’s variable APR is 20.49%.

    You'll earn 2% cash back on Costco/Costco.com purchases, you’ll also earn 4% on eligible gas purchases (on up to $7,000 in purchases per year, then 1 percent), 3% on eligible restaurant and travel purchases and 1% on all other purchases.

    With purchase protection, You may be reimbursed if your purchases are stolen or damaged within three to four months after you bought them.

  • Pros:
    • Excellent rewards rate for gas
    • Great rewards for dining and travel
    • Decent APR rate
    • No foreign transaction fees
  • Cons:
    • Costco membership required
    • No welcome offer
    • Limiting redemption policy
  • Benefits:
    • Cash Back Rewards;
    • Damage & Theft Purchase Protection;
    • Extended Warranty;
    • Citi Entertainment®.
Card detail
Citi Costco Anywhere Visa® Business
Annual fee:
$0
Regular APR:
20.49% Variable
Our Rating:
4.19
scorer
Credit score
Excellent (740-799)
  • Rewards Rate:
    • 4% Cash Back on eligible gas and EV charging purchases worldwide, including gas and EV charging at Costco, for the first $7,000 per year and then 1% thereafter.
    • 3% Cash Back on restaurant and eligible travel purchases worldwide.
    • 2% Cash Back on all other purchases from Costco and Costco.com.
    • 1% Cash Back on all other purchases.
  • Issuer name:
    Citi
  • Details:

    The Citi Costco Anywhere Visa® Business Credit Card earns 4% Cash Back on eligible gas and EV charging purchases worldwide, including gas and EV charging at Costco (for the first $7,000 per year and then 1% thereafter).

    The Card offers 3% Cash Back on restaurant and eligible travel purchases worldwide, 2% Cash Back on all other purchases from Costco and Costco.com and 1% Cash Back on all other purchases.

    The Citi Costco Anywhere Visa® Business doesn't charge an annual fee. The standard variable APR for purchases is 20.49%.

  • Pros:
    • No Annual Fee
    • No Foreign Transaction Fee
  • Cons:
    • Balance transfers are not available
    • No welcome bonus
  • Benefits:
    • 4% Cash Back on eligible gas and EV charging purchases worldwide, including gas and EV charging at Costco (for the first $7,000 per year and then 1% thereafter);
    • 3% Cash Back on restaurant and eligible travel purchases worldwide;
    • 2% Cash Back on all other purchases from Costco and Costco.com;
    • 1% Cash Back on all other purchases;
    • Digital Wallets;
    • Damage & Theft Purchase Protection;
    • Citi Entertainment®.
Card detail
Citi Meijer Mastercard®
Annual fee:
$0
Regular APR:
34.24% Variable
Our Rating:
2.55
scorer
Credit score
Fair (580-669)
  • Rewards Rate:
    • $10 Earn an additional reward for each $750 you spend at Meijer.
    • 8.77% 10¢ off per gallon at Meijer’s gas stations.
  • Intro Offer:
    • $10 Get $10 off your first in-store purchase within 30 days of opening an account.
  • Balance Transfer APR:
    34.24% Variable
  • Issuer name:
    Citi
  • Details:

    The Meijer Mastercard® Credit Card allows you to get $10 off your first purchase (within 30 days of opening your account) and an additional $10 reward for every $750 you spend. The Card provides a discount of 10 cents per gallon at Meijer gas stations.

    The Meijer Mastercard® doesn't charge an annual fee. The APR for purchases and balance transfers is 34.24% Variable.

  • Pros:
    • No Annual Fee
  • Cons:
    • Foreign Transaction Fee
    • High APR
    • No Intro APR Period
  • Benefits:
    • $10 for every $750 spent at a Meijer store;
    • $10 off your first purchase;
    • 10¢ off per gallon at Meijer’s gas stations.
Card detail
Citi Brooks Brothers Platinum Mastercard®
Annual fee:
$0
Regular APR:
30.24% Variable
Our Rating:
2.74
scorer
Credit score
Fair to Excellent (580-799)
  • Rewards Rate:
    • $50 Discount on purchases of $200 or more at Brooks Brothers.
    • 3x Points per dollar on gas and groceries purchases.
    • 2x Points per dollar on dining and ride-share purchases.
    • 1x Points per dollar on everything else.
  • Intro Offer:
    • 20% Off your Brooks Brothers purchases for the first 30 days.
  • Issuer name:
    Citi
  • Details:

    The Brooks Brothers Platinum Mastercard® Credit Card offers 3x points per dollar on gas and groceries, 2x points per dollar on dining and ride-share and 1x points on everything else. Earn 20% off your Brooks Brothers purchases for the first 30 days.

    The Brooks Brothers Platinum Mastercard® doesn't charge an annual fee. The APR for purchases is 30.24% Variable.

  • Pros:
    • No Annual Fee
  • Cons:
    • Balance transfers are not available
    • High APR
    • Foreign Transaction Fee
  • Benefits:
    • 20% off your Brooks Brothers purchases for the first 30 days;
    • $20 Anniversary Rewards;
    • $0 Fraud Liability;
    • 3x points per dollar on gas and groceries;
    • 2x points per dollar on dining and ride-share;
    • 1x points on everything else.
Card detail
Citi Joss & Main Mastercard®
Annual fee:
$0
Regular APR:
32.24% Variable
Our Rating:
4.01
scorer
Credit score
Fair to Good (580-739)
  • Rewards Rate:
    • 5% Back at Joss & Main.
    • 3% Back at grocery stores.
    • 2% Back online.
    • 1% Back on all other eligible purchases.
  • Intro Offer:
    • $40 Receive $40 off your qualifying first order if it is at least $250.
  • Balance Transfer APR:
    32.24% Variable
  • Issuer name:
    Citi
  • Details:

    The Citi Joss & Main Mastercard® Credit Card earns 5% back in Rewards at Joss & Main or No interest financing (if paid in full up to 24 months on qualifying orders). The Card offers 3% at grocery stores, 2% online and 1% back on all other eligible purchases. Plus, you will receive $40 off your qualifying first order if it is at least $250.

    The Joss & Main Mastercard® doesn't charge an annual fee.

    The APR for purchases and balance transfers is 32.24% Variable.

  • Pros:
    • No Annual Fee
  • Cons:
    • High APR
    • No Intro APR period
  • Benefits:
    • $40 off your qualifying first order if it is at least $250;
    • 5% back in Rewards at Joss & Main or no interest financing if paid in full up to 24 months on qualifying orders;
    • 3% at grocery stores;
    • 2% online;
    • 1% back on all other eligible purchases.
Card detail
Citi Wayfair Mastercard®
Annual fee:
$0
Regular APR:
32.24% Variable
Our Rating:
3.64
scorer
Credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 5% Cash Back in Rewards at Wayfair.
    • 3% Cash Back at grocery stores.
    • 2% Cash Back on online purchases.
    • 1% Cash Back on all other purchases.
  • Intro Offer:
    • $40 Off your first order of $250 or more.
  • Balance Transfer APR:
    32.24% Variable
  • Issuer name:
    Citi
  • Details:

    The Citi Wayfair Mastercard® Credit Card earns 5% Cash Back in Rewards at Wayfair, 3% Cash Back at grocery stores, 2% Cash Back on online purchases and 1% Cash Back on all other purchases.

    New Wayfair credit card users can get a $40 discount on their first order of $250 or more.

    The Wayfair Mastercard® doesn't charge an annual fee. The APR for purchases and balance transfers is 32.24% (Variable).

  • Pros:
    • No Annual Fee
  • Cons:
    • Foreign Transaction Fee
    • High APR
  • Benefits:
    • $40 off your first order of $250 or more;
    • 5% Cash Back in Rewards at Wayfair;
    • 3% Cash Back at grocery stores;
    • 2% Cash Back on online purchases;
    • 1% Cash Back on all other purchases.
Card detail
Citi Birch Lane Mastercard®
Annual fee:
$0
Regular APR:
32.24% Variable
Our Rating:
3.64
scorer
Credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 5% Back in Rewards at Birch Lane.
    • 3% Back at grocery stores.
    • 2% Back online.
    • 1% Back on all other purchases.
  • Intro Offer:
    • $40 Off your qualifying first order of $250.
  • Balance Transfer APR:
    32.24% Variable
  • Issuer name:
    Citi
  • Details:

    The Citi Birch Lane Mastercard® Credit Card earns 5% back in Rewards at Birch Lane, 3% back at grocery stores, 2% back online and 1% back on all other purchases. New card accounts enjoy $40 off their first order of $250 or more.

    The Card doesn't charge an annual fee. The APR for purchases and balance transfers is 32.24% Variable.

  • Pros:
    • No Annual Fee
  • Cons:
    • High APR
    • Foreign Transaction Fee
  • Benefits:
    • $40 off your qualifying first order of $250+ if you choose Rewards;
    • 5% back in Rewards at Birch Lane or No interest financing if paid in full up to 24 months on qualifying orders;
    • 3% back at grocery stores;
    • 2% back online;
    • 1% back on all other purchases.
Card detail
Citi American Airlines AAdvantage® MileUp℠
Annual fee:
$0
Regular APR:
21.24% - 29.99% Variable
Our Rating:
3.4
scorer
Credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 2x Miles for each $1 spent at grocery stores, including grocery delivery services.
    • 2x Miles for every $1 spent on eligible American Airlines purchases.
    • 1x Mile for every $1 spent on all other purchases.
  • Intro Offer:
    • 15,000x American Airlines AAdvantage® bonus miles after making $500 in purchases within the first 3 months of account opening.
  • Balance Transfer APR:
    21.24% - 29.99% Variable
  • Issuer name:
    Citi
  • Details:

    The Citi American Airlines AAdvantage® MileUp℠ Credit Card earns 15,000 American Airlines AAdvantage® bonus miles after making $500 in purchases within the first 3 months of account opening. The Card offers 2x miles for each $1 spent at grocery stores, including grocery delivery services, 2x miles for every $1 spent on eligible American Airlines purchases and 1x mile for every $1 spent on all other purchases.

    The American Airlines AAdvantage® MileUp℠ Card doesn't charge an annual fee.

    The APR for purchases and balance transfers is 21.24% - 29.99% Variable.

  • Pros:
    • No annual fee
    • A sign-up offer
    • Double miles rewards on groceries
  • Cons:
    • Foreign transaction fee
    • Inflexible rewards system
    • No intro APR period
    • No free checked baggage option
    • Limited perks
  • Benefits:
    • 15,000 American Airlines AAdvantage® bonus miles (after making $500 in purchases within the first 3 months of account opening);
    • 2x miles for each $1 spent at grocery stores, including grocery delivery services;
    • 2x miles for every $1 spent on eligible American Airlines purchases;
    • 1x mile for every $1 spent on all other purchases;
    • 1 Loyalty Point for every 1 eligible AAdvantage® mile earned from purchases;
    • 25% Savings on Inflight Food and Beverage Purchases;
    • Digital Wallets;
    • $0 Liability on Unauthorized Charges.
Card detail
Citi Goodyear
Annual fee:
$0
Regular APR:
29.99% Variable
Our Rating:
1.59
scorer
Credit score
Fair to Excellent (580-799)
    • Issuer name:
      Citi
    • Details:

      The Goodyear Credit Card from Citi is accepted at over 11,500 Exxon™ and Mobil™ stations.

      The Card doesn't charge an annual fee. The APR for purchases and cash advances is 29.99% Variable.

    • Pros:
      • No Annual Fee
    • Cons:
      • No rewards
      • Balance transfers are not available
    • Benefits:
      • 6-month special financing on purchases of $250 or more;
      • Now accepted at over 11,500 Exxon™ and Mobil™ stations;
      • Nationwide Acceptance;
      • Exclusive Offers;
      • 24/7 Account Management.
    Card detail

    Citi credit cards pros and cons

    Pros

    • Welcome bonus. A number of Citi credit cards offer generous bonuses. One such credit card is the Citi Premier credit card.
    • A wide range of cards is available. Citi offers customers a number of credit card types, including rewards, cash back, travel, balance transfer, and small business credit cards.
    • ThankYou rewards program. Through this program, credit cardholders can use their points on countless redemption options. You can transfer your points to ThankYou partner loyalty programs and redeem their exclusive rewards. Partners include JetBlue, Aeromexico, Singapore Airlines, and Sears.

    Cons

    • At least a good credit score is required. When applying for a majority of credit cards, Citi won’t approve your application without a good credit rating. Some cards even require excellent credit.
    • Fees. Some credit cards charge annual and foreign transaction fees.

    How to Choose the Right Citi Credit Card?

    Choosing the right credit card from a specific credit card issuer can be hard. Considering Citi, the three following steps can make your decision process easier.

    First and foremost, you need to check your current credit score. It will be from "Poor” to “Excellent”, and the higher your credit is, the better Citi options of credit cards are available to you.

    Then, you should identify why you need a Citi credit card and determine the most crucial aspects your potential credit card should have. If you want a credit card to increase your credit, look for the ones with extended grace period and no annual fee. If you want to save money on interest, Citi credit cards with the smallest interest and long intro offer are your option. If you need a credit card that will provide you cash rewards, pay attention to the rewards program the Citi offers.

    Finally, try tocompare the Citi credit cards you think are the best for you, but now looking at all the aspects. In general, the best credit card has the following characteristics: low interest rate, low fees, high credit limit, and big rewards and sign-up bonuses. You can easily compare Citi credit cards in the table below.

    Side-by-Side Comparison of Citi Credit Cards

    Card Name APR Annual fee Rewards Intro offer
    Diamond Preferred® 18.24% - 28.99% Variable $0
  • This card doesn't offer cash back, miles or points.
  • No current offer .
  • CitiBusiness® / AAdvantage® Platinum 21.24% - 29.99% Variable $99
  • 2x Miles for every $1 spent on eligible American Airlines purchases.​
  • 2x Miles per $1 spent on purchases at telecommunications merchants, cable and satellite providers, car rental merchants and at gas stations.​
  • 1x Mile for every $1 spent on other purchases.​
  • 75,000x Bonus miles after making $5,000 in purchases within the first 5 months of account opening.
  • Double Cash 19.24% - 29.24% Variable $0
  • 2% Cash Back on every purchase with unlimited 1% Cash Back when you buy, plus an additional 1% as you pay for purchases.
  • $200 Cash Back after you spend $1,500 on purchases in the first 6 months of your Citi Double Cash® card account opening.
  • Costco Anywhere Visa® 20.49% Variable $0
  • 4% Cash Back on eligible gas, including gas at Costco for the first $7,000 per year and then 1% thereafter.
  • 3% Cash Back on restaurants and eligible travel purchase worldwide.
  • 2% Cash Back on all other purchases from Costco and Costco.com.
  • 1% Cash Back on all other purchases.
  • No current offer.
  • Rewards+® 18.74% - 28.74% Variable $0
  • 5x Points per $1 spent on hotel, car rentals and attractions booked on CitiTravel.com through December 31, 2025.
  • 2x Points at supermarkets and gas stations (on up to $6,000 in purchases per year, then 1x points).
  • 1x Points on all other purchases.
  • 20,000x Bonus Points after spending $1,500 within the first 3 months of account opening.
  • Simplicity® 19.24% - 29.99% Variable $0
  • This card doesn't offer cash back, miles or points.
  • No current offer.
  • Strata Premierâ„  21.24% - 29.24% Variable $95
  • 10x Points on Hotels, Car Rentals and Attractions booked through CitiTravel.com.
  • 3x Points per dollar on restaurant, supermarket, gas station, hotel and air travel purchases.
  • 1x Points on all other purchases.
  • 75,000x Bonus Points after spending $4,000 in purchases with your card within the first 3 months of account opening. Redeemable for $750 in gift cards.
  • AAdvantage® Executive World Elite Mastercard® 21.24% - 29.99% Variable $450
  • 4x Miles for every $1 spent on eligible American Airlines purchases.
  • 1x Mile for every $1 spent on all other purchases.
  • 70,000x Bonus miles after making $7,000 in purchases within the first 3 months of account opening.
  • AAdvantage® Platinum Select® World Elite Mastercard® 21.24% - 29.99% Variable $99
  • 2x Miles for every $1 spent at restaurants and gas stations.
  • 2x Miles for every $1 spent on eligible American Airlines purchases.
  • 1x Mile for every $1 spent on all other purchases.
  • 50,000x Bonus miles after making $2,500 in purchases within the first 3 months of account opening.
  • Custom Cashâ„  19.24% - 29.24% Variable $0
  • 5% Cash Back on your highest eligible spend category each billing cycle up to the first $500 spent and 1% Cash Back thereafter.
  • 1% Cash Back on all other purchases.
  • $200 Cash Back after you spend $1500 on purchases in the first 3 months of account opening.
  • Secured Mastercard® 27.74% Variable $0
  • This card doesn't offer cash back, miles or points.
  • No current offer.
  • My Best Buy® Visa® 31.49% Variable $0
  • 5% Cash Back in rewards at Best Buy (6% back in Rewards for Elite Plus Cardmembers).
  • 3% Cash Back on gas purchases.
  • 2% Cash Back on grocery, dining and takeout purchases.
  • 1% Cash Back on everyday purchases.
  • No current offer.
  • Exxon Mobil Smart Card+™ 34.24% Variable $0
  • 10.52% 12¢ per gallon on Synergy Supreme+™ premium fuel.
  • 8.77% 10¢ per gallon on other fuel grades.
  • 5% Cash Back on drinks, snacks, car washes and more. Savings earned as a statement credit on the first $1,200 in non-fuel purchases each year.
  • 26.3% Get 30¢ off each gallon of Synergy™ fuel for the first 2 months.
  • Shop Your Way Mastercard® 30.49% Variable $0
  • 5% Cash Back in Shop Your Way Global Points on eligible gas station purchases, for the first $10,000 (which includes the eligible restaurant and grocery store purchases) per calendar year and then 1% thereafter. (5% back in Points equals 4% in Card Extra Points and 1% in Card Base Points).
  • 3% Cash Back in Shop Your Way Global Points on eligible restaurant (including cafes, bars, lounges and fast food restaurants) and eligible grocery store purchases for the first $10,000 (which includes the eligible gas station purchases) per calendar year and then 1% in Card Base Points thereafter. (3% back in Points equals 2% in Card Extra Points and 1% in Card Base Points).
  • 2% Cash Back in Shop Your Way Global Points on purchases that are “Qualifying Purchases” under the Shop Your Way Program at participating Shop Your Way Merchants. (2% back in Points equals 1% in SYW Merchant Base Points and 1% in Card Base Points).
  • 1% Cash Back in Shop Your Way Global Points on other purchases that are not classified as either Qualifying Purchases or Non-Qualifying Purchases under the Shop Your Way Program and that are made outside of Shop Your Way Merchants or are described above as “Certain Non-eligible Purchases” (“Card Base Points”).
  • $40 Statement Credit When you spend $50 or more on eligible purchases in the first 30 days after you are approved for a new Shop Your Way Mastercard®.
  • L.L.Bean® Mastercard® 21.24% - 32.24% Variable $0
  • 4% Cash Back at L.L.Bean’s businesses in the U.S.
  • 2% Cash Back at gas stations.
  • 2% Cash Back at restaurants.
  • 1% Cash Back on all other purchases.
  • 15% Get 15% off your L.L.Bean purchase today upon approval with the L.L.Bean® Mastercard®.
  • Shell Fuel Rewards® Mastercard® 34.24% Variable $0
  • 10% Shell rebates on your first $1,200 Shell non-fuel purchases per year.
  • 2% Shell rebates on your first $10,000 Dining and Grocery purchases per year.
  • 1% Earn 1% Shell rebates on other qualifying purchases.
  • 26.3% Save 30¢/gal (up to 35 gallons) on your first 5 Shell fuel purchases made by 6/30/2023. After that, save 10¢/gal every time you fill up.
  • Meijer Mastercard® 34.24% Variable $0
  • $10 Earn an additional reward for each $750 you spend at Meijer.
  • 8.77% 10¢ off per gallon at Meijer’s gas stations.
  • $10 Get $10 off your first in-store purchase within 30 days of opening an account.
  • Brooks Brothers Platinum Mastercard® 30.24% Variable $0
  • $50 Discount on purchases of $200 or more at Brooks Brothers.
  • 3x Points per dollar on gas and groceries purchases.
  • 2x Points per dollar on dining and ride-share purchases.
  • 1x Points per dollar on everything else.
  • 20% Off your Brooks Brothers purchases for the first 30 days.
  • Joss & Main Mastercard® 32.24% Variable $0
  • 5% Back at Joss & Main.
  • 3% Back at grocery stores.
  • 2% Back online.
  • 1% Back on all other eligible purchases.
  • $40 Receive $40 off your qualifying first order if it is at least $250.
  • Wayfair Mastercard® 32.24% Variable $0
  • 5% Cash Back in Rewards at Wayfair.
  • 3% Cash Back at grocery stores.
  • 2% Cash Back on online purchases.
  • 1% Cash Back on all other purchases.
  • $40 Off your first order of $250 or more.
  • Birch Lane Mastercard® 32.24% Variable $0
  • 5% Back in Rewards at Birch Lane.
  • 3% Back at grocery stores.
  • 2% Back online.
  • 1% Back on all other purchases.
  • $40 Off your qualifying first order of $250.
  • American Airlines AAdvantage® MileUpâ„  21.24% - 29.99% Variable $0
  • 2x Miles for each $1 spent at grocery stores, including grocery delivery services.
  • 2x Miles for every $1 spent on eligible American Airlines purchases.
  • 1x Mile for every $1 spent on all other purchases.
  • 15,000x American Airlines AAdvantage® bonus miles after making $500 in purchases within the first 3 months of account opening.
  • AllModern Mastercard® 32.24% Variable $0
  • 5% Back in Rewards at AllModern.
  • 3% Back at grocery stores.
  • 2% Back on online purchases.
  • 1% Back on all other purchases.
  • $40 Off your qualifying first order if it is at least $250.
  • Costco Anywhere Visa® Business 20.49% Variable $0
  • 4% Cash Back on eligible gas and EV charging purchases worldwide, including gas and EV charging at Costco, for the first $7,000 per year and then 1% thereafter.
  • 3% Cash Back on restaurant and eligible travel purchases worldwide.
  • 2% Cash Back on all other purchases from Costco and Costco.com.
  • 1% Cash Back on all other purchases.
  • No current offer.
  • Tractor Supply 31.24% Variable $0
  • 5% Back on eligible Tractor Supply purchases in-store, online, and on the Tractor Supply App.
  • 3% Back on eligible purchases made at gas stations, grocery stores, and on veterinary services.
  • 1% Back on other eligible purchases.
  • $20 Reward with the first qualifying purchase made of $20 or more on your credit card within 30 days of account opening (requires membership in Neighbor’s Club).
  • BrandSource® 29.99% $0
  • This card doesn't offer cash back, miles or points.
  • No current offer.
  • Office Depot 25.99% - 31.24% Variable $0
  • $2 Back in rewards when you recycle your ink and toner cartridges (up to 10 cartridges per month).
  • 30% Back in Bonus Rewards on qualifying purchase.
  • Goodyear 29.99% Variable $0
  • This card doesn't offer cash back, miles or points.
  • No current offer.
  • Sears 30.24% Variable $0
  • This card doesn't offer cash back, miles or points.
  • No current offer.
  • Conclusion

    Today, Citi has a range of credit cards with numerous features, yet it’s better to find the one that designed for you.

    Hanna VolkavaHanna Volkava

    Financial and product expert

    hv@myfin.us