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Joss & Main Mastercard® from Citi Review

Joss & Main Mastercard® from Citi — all information about the credit card.

Updated February 17, 2025
Advertiser Disclosure Our Methodology
Citi Joss & Main Mastercard®
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Our Rating:
4.03 out of 5
scorer
Recommended credit score
Fair to Good (580-739)
  • Rewards Rate:
    • 5% Back at Joss & Main.
    • 3% Back at grocery stores.
    • 2% Back online.
    • 1% Back on all other eligible purchases.
  • Intro Offer:
    • $40 Receive $40 off your qualifying first order if it is at least $250.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    None
  • Regular APR:
    31.24% Variable
  • Balance Transfer APR:
    31.24% Variable
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Citi Joss & Main Mastercard® Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
5%
Joss & Main purchases
$
3%
Groceries
$
2%
Online shopping
$
1%
All other purchases
$
Have you already recieved the Citi intro bonus?
Calculate
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All benefits

  • Cash back
    • 5% At Joss & Main.
    • 3% At grocery stores.
    • 2% Online.
    • 1% On all other eligible purchases.

Rate and fee information

  • Purchase Intro APR
    • None
  • Purchase APR
    • 31.24% Variable
  • Intro Balance Transfer APR
    • None
  • Balance Transfers APR
    • 31.24% Variable
  • APR for Cash Advances
    • 29.99% Variable

Fees

  • Annual Fee
    • $0
  • Fees for Balance Transfer
    • $10 or 5% of the amount of each transfer
  • Fees for Cash Advances
    • $10 or 5% of the amount of each cash advance
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
Cons:
  • High APR
  • No Intro APR period

Features

Classic
Mastercard
  • No Annual Fee
  • Cashback
  • Rewards
  • Fair Credit
  • Good Credit

About the issuer

Citi
Citi has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

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See Another Credit Cards in the Bank

Citi Joss & Main Mastercard® is an option for those, who need Classic features. With an APR of 31.24% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Fair to Good (580-739) credit score. With Citi Joss & Main Mastercard® you will get such features as No Annual Fee, Cashback, Rewards, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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