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Exxon Mobil Smart Card+™ from Citi Review

Exxon Mobil Smart Card+™ from Citi — all information about the credit card.

Updated February 17, 2025
Advertiser Disclosure Our Methodology
Exxon Mobil Smart Card+™ Citi
Learn more
Our Rating:
3.17 out of 5
scorer
Recommended credit score
Fair to Good (580-739)
  • Rewards Rate:
    • 10.52% 12¢ per gallon on Synergy Supreme+™ premium fuel.
    • 8.77% 10¢ per gallon on other fuel grades.
    • 5% Cash Back on drinks, snacks, car washes and more. Savings earned as a statement credit on the first $1,200 in non-fuel purchases each year.
  • Intro Offer:
    • 26.3% Get 30¢ off each gallon of Synergy™ fuel for the first 2 months.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    None
  • Regular APR:
    33.24% Variable
  • Balance Transfer APR:
    None
Show more

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Citi Exxon Mobil Smart Card+™ Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
10.52%
Synergy Supreme+™
$
8.77%
Gas
$
Have you already recieved the Citi intro bonus?
Calculate
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All benefits

  • Cash back
    • 10.52% On Synergy Supreme+™ premium fuel.
    • 8.77% On other fuel grades.
    • 5% On drinks, snacks, car washes and more. Savings earned as a statement credit on the first $1,200 in non-fuel purchases each year.

Rate and fee information

  • Purchase Intro APR
    • None
  • Purchase APR
    • 33.24% Variable
  • Intro Balance Transfer APR
    • None
  • Balance Transfers APR
    • None
  • APR for Cash Advances
    • 33.24% Variable
  • How to Avoid Paying Interest
    • Your due date is at least 25 days after the close of each billing cycle. You will not be charged any interest on purchases if you pay your entire balance by the due date each month.

Fees

  • Annual Fee
    • $0
  • Fees for Cash Advances
    • Either $10 or 5% of the amount of each cash advance, whichever is greater
  • Late Payment
    • Up to $40
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
  • No Foreign Transaction Fee
Cons:
  • High APR

Features

Classic
Mastercard
  • No Annual Fee
  • No foreign transaction fees
  • Cashback
  • Rewards
  • Fair Credit
  • Good Credit

About the issuer

Citi
Citi has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

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Citi Exxon Mobil Smart Card+™ is an option for those, who need Classic features. With an APR of 33.24% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Fair to Good (580-739) credit score. With Citi Exxon Mobil Smart Card+™ you will get such features as No Annual Fee, No foreign transaction fees, Cashback, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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