USES

Tractor Supply from Citi Review

Tractor Supply from Citi ā€” all information about the credit card.

Updated October 20, 2023
Advertiser Disclosure Our Methodology
Citi Tractor Supply
Learn more
Our Rating:
5 out of 5
scorer
Recommended credit score
Fair to Excellent (580-799)
  • Rewards Rate:
    • 5% Back on eligible Tractor Supply purchases in-store, online, and on the Tractor Supply App.
    • 3% Back on eligible purchases made at gas stations, grocery stores, and on veterinary services.
    • 1% Back on other eligible purchases.
  • Intro Offer:
    • $20 Reward with the first qualifying purchase made of $20 or more on your credit card within 30 days of account opening (requires membership in Neighborā€™s Club).
  • Annual Fee:
    $0
  • Purchase Intro APR:
    3.99% For 36 months for select purchases eligible for a Major Purchase Plan
  • Regular APR:
    31.24% Variable
  • Balance Transfer APR:
    31.24% Variable
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Citi Tractor Supply Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
5%
Tractor Supply
$
3%
Gas
$
3%
Groceries
$
1%
All other purchases
$
Have you already recieved the Citi intro bonus?
Calculate
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All benefits

  • Cash back
    • 5% On eligible Tractor Supply purchases in-store, online, and on the Tractor Supply App.
    • 3% On eligible purchases made at gas stations, grocery stores, and on veterinary services.
    • 1% On other eligible purchases.

Rate and fee information

  • Purchase Intro APR
    • 3.99% For 36 months for select purchases eligible for a Major Purchase Plan
  • Purchase APR
    • 31.24% Variable
  • Intro Balance Transfer APR
    • None
  • Balance Transfers APR
    • 31.24% Variable
  • APR for Cash Advances
    • 29.99%

Fees

  • Annual Fee
    • $0
  • Fees for Balance Transfer
    • Either $10 or 5% of the amount of each transfer, whichever is greater
  • Fees for Cash Advances
    • Either $10 or 5% of the amount of each cash advance, whichever is greater
  • Late Payment
    • Up to $41
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
Cons:
  • Foreign Transaction Fee

Features

Classic
Visa
Contactless
  • No Annual Fee
  • Payment Flexibility
  • Rewards
  • Fair Credit
  • Good Credit
  • Excellent Credit

About the issuer

Citi
Citi has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

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See Another Credit Cards in the Bank

Citi Tractor Supply is an option for those, who need Classic features. With an APR of 31.24% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Fair to Excellent (580-799) credit score. With Citi Tractor Supply you will get such features as No Annual Fee, Payment Flexibility, Rewards, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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