My Best Buy® Visa® from Citi Review
My Best Buy® Visa® from Citi — all information about the credit card.
Updated October 20, 2023
Good Choose for Gamers
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Recommended credit score
Good to Excellent (670-799)
- Rewards Rate:
- 5% Cash Back in rewards at Best Buy (6% back in Rewards for Elite Plus Cardmembers).
- 3% Cash Back on gas purchases.
- 2% Cash Back on grocery, dining and takeout purchases.
- 1% Cash Back on everyday purchases.
- Intro Offer:
- No current offer.
- Annual Fee:$0
- Purchase Intro APR:None
- Regular APR:31.49% Variable
- Balance Transfer APR:None
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Annual Fee
14.99% - 29.99%
Regular APR
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Cash Back on payments.
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Citi My Best Buy® Visa® Rewards Calculator
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All benefits
- Cash back
- 5% In rewards at Best Buy (6% back in Rewards for Elite Plus Cardmembers).
- 3% On gas purchases.
- 2% On grocery, dining and takeout purchases.
- 1% On everyday purchases.
Rate and fee information
- Purchase Intro APR
- None
- Purchase APR
- 31.49% Variable
- Intro Balance Transfer APR
- None
- Balance Transfers APR
- None
- APR for Cash Advances
- None
- How to Avoid Paying Interest
- Your due date is at least 25 days after the close of each billing cycle. You will not be charged interest on purchases if you pay your entire balance by the due date each month.
Pros & Cons
Pros:
- Rewards on Best Buy purchases
- No Annual Fee
- No Foreign Transaction Fee
Cons:
- High APR
Features
- No Annual Fee
- No foreign transaction fees
- Cashback
- Payment Flexibility
- Rewards
- Good Credit
- Excellent Credit
About the issuer
Citi has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
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Recommended credit score
Good to Excellent (670-799)
- NoneAnnual Fee
- 14.99% - 29.99%Regular APR
- 3%Cash Back on Home, Auto and Health categories.
- N/A%Purchase Intro APR
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Recommended credit score
Good to Excellent (670-799)
- $95Annual Fee
- 19.99% - 29.99%Regular APR
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- NonePurchase Intro APR
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Recommended credit score
Good to Excellent (670-799)
- $0Annual Fee
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See Another Credit Cards in the Bank
Citi My Best Buy® Visa® is an option for those, who need Classic features. With an APR of 31.49% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With Citi My Best Buy® Visa® you will get such features as No Annual Fee, No foreign transaction fees, Cashback, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.
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Recommended credit score
Good to Excellent (670-799)
- $0Annual Fee
- 26.24%Regular APR
- 5xMiles on hotels, vacation rentals, and rental cars booked through Capital One Travel.
- NonePurchase Intro APR
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