USES

AllModern Mastercard® from Citi Review

AllModern Mastercard® from Citi — all information about the credit card.

Updated October 20, 2023
Advertiser Disclosure Our Methodology
Citi AllModern Mastercard®
Learn more
Our Rating:
3.64 out of 5
scorer
Recommended credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 5% Back in Rewards at AllModern.
    • 3% Back at grocery stores.
    • 2% Back on online purchases.
    • 1% Back on all other purchases.
  • Intro Offer:
    • $40 Off your qualifying first order if it is at least $250.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    None
  • Regular APR:
    32.24% Variable
  • Balance Transfer APR:
    32.24% Variable
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Citi AllModern Mastercard® Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
5%
AllModern purchases
$
3%
Groceries
$
2%
Online shopping
$
1%
All other purchases
$
Have you already recieved the Citi intro bonus?
Calculate
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All benefits

  • Cash back
    • 5% At AllModern.
    • 3% At grocery stores.
    • 2% On online purchases.
    • 1% On all other purchases.

Rate and fee information

  • Purchase Intro APR
    • None
  • Purchase APR
    • 32.24% Variable
  • Intro Balance Transfer APR
    • None
  • Balance Transfers APR
    • 32.24% Variable
  • APR for Cash Advances
    • 29.99% Variable

Fees

  • Annual Fee
    • $0
  • Fees for Balance Transfer
    • $10 or 5% of the amount of each transfer
  • Fees for Cash Advances
    • $10 or 5% of the amount of each cash advance
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
Cons:
  • Foreign Transaction Fee
  • High APR

Features

Classic
Mastercard
  • No Annual Fee
  • Fraud Protection
  • Rewards
  • Good Credit
  • Excellent Credit

About the issuer

Citi
Citi has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

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See Another Credit Cards in the Bank

Citi AllModern Mastercard® is an option for those, who need Classic features. With an APR of 32.24% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With Citi AllModern Mastercard® you will get such features as No Annual Fee, Fraud Protection, Rewards, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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