USES

Shell Fuel Rewards® Mastercard® from Citi Review

Shell Fuel Rewards® Mastercard® from Citi — all information about the credit card.

Updated February 17, 2025
Advertiser Disclosure Our Methodology

Good Choose for Gas

Citi Shell Fuel Rewards® Mastercard®
Learn more
Our Rating:
2.62 out of 5
scorer
Recommended credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 10% Shell rebates on your first $1,200 Shell non-fuel purchases per year.
    • 2% Shell rebates on your first $10,000 Dining and Grocery purchases per year.
    • 1% Earn 1% Shell rebates on other qualifying purchases.
  • Intro Offer:
    • 26.3% Save 30¢/gal (up to 35 gallons) on your first 5 Shell fuel purchases made by 6/30/2023. After that, save 10¢/gal every time you fill up.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    None
  • Regular APR:
    33.24% Variable
  • Balance Transfer APR:
    None
Show more

We recommend more cards

Upgrade Cash Rewards Visa®
Upgrade Cash Rewards Visa®
None
Annual Fee
14.99% - 29.99%
Regular APR
1.5%
Cash Back on payments.
Apply now
On Upgrade‘s website
Upgrade Triple Cash Rewards Visa® Upgrade
Upgrade Triple Cash Rewards Visa®
None
Annual Fee
14.99% - 29.99%
Regular APR
3%
Cash Back on Home, Auto and Health categories.
Apply now
On Upgrade‘s website
Divvy Cross River Bank
Divvy
Cross River Bank
None
Annual Fee
None
Regular APR
2x - 7x:
Points on restaurants.
Apply now
On Cross River Bank‘s site
Learn more

Citi Shell Fuel Rewards® Mastercard® Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
10%
Shell purchases
$
2%
Dining
$
2%
Groceries
$
1%
All other purchases
$
Have you already recieved the Citi intro bonus?
Calculate
Show less details

All benefits

  • Cash back
    • 10% On your first $1,200 Shell non-fuel purchases per year.
    • 2% On your first $10,000 Dining and Grocery purchases per year.
    • 1% On other qualifying purchases.

Rate and fee information

  • Purchase Intro APR
    • None
  • Purchase APR
    • 33.24% Variable
  • Intro Balance Transfer APR
    • None
  • Balance Transfers APR
    • None
  • APR for Cash Advances
    • 33.24% Variable
  • How to Avoid Paying Interest
    • Your due date is at least 25 days after the close of each billing cycle. You will not be charged any interest on purchases if you pay your entire balance by the due date each month.

Fees

  • Annual Fee
    • $0
  • Fees for Cash Advances
    • Either $10 or 5% of the amount of each cash advance, whichever is greater
  • Late Payment
    • Up to $40
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
Cons:
  • Foreign Transaction Fee
  • High APR
  • No Intro Period

Features

Classic
Mastercard
  • No Annual Fee
  • Cashback
  • Rewards
  • Good Credit
  • Excellent Credit

About the issuer

Citi
Citi has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

Compare with other cards

The Owner’s Rewards Card by M1 Celtic Bank
The Owner’s Rewards Card by M1
Celtic Bank
3.91 out of 5
Recommended credit score
score
Good to Excellent (670-799)
  • $0
    Annual Fee
  • 17.99% - 27.99%
    Regular APR
  • 10%
    You’ll get up to 10% Cash Back with select brands you hold in an eligible portfolio.
  • None
    Purchase Intro APR
Apply now
On Celtic Bank‘s site
Unsecured
Destiny® Mastercard® First Electronic Bank
Destiny® Mastercard®
First Electronic Bank
1.47 out of 5
Recommended credit score
score
No Credit History to Fair (0-669)
  • *see terms*
    Annual Fee
  • 35.9%
    Regular APR
  • This card doesn't offer cash back, miles or points.
  • None
    Purchase Intro APR
Apply now
On First Electronic Bank‘s site
Low income
First Access Visa® The Bank of Missouri
First Access Visa® Card
4.2 out of 5
Recommended credit score
score
No Credit History to Fair (0-669)
  • $75.00 for the 1st year, $48.00 after
    Annual Fee
  • 35.99%
    Regular APR
  • 1%
    Earn 1% cash back rewards on payments made to your First Access Credit Card.
  • None
    Purchase Intro APR
Apply now
On the First Access Visa® Card secure website

See Another Credit Cards in the Bank

Citi Shell Fuel Rewards® Mastercard® is an option for those, who need Classic features. With an APR of 33.24% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With Citi Shell Fuel Rewards® Mastercard® you will get such features as No Annual Fee, Cashback, Rewards, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

Another popular cards for you
First Progress Platinum Prestige Mastercard® Secured Synovus Bank
First Progress Platinum Prestige Mastercard® Secured Credit Card
3.8 out of 5
Recommended credit score
scorer
No Credit History to Fair (0-669)
  • $49
    Annual Fee
  • 14.24%
    Regular APR
  • 1%
    Cash Back rewards on payments.
  • None
    Purchase Intro APR
Apply now
On First Progress’s site