Cash Rewards® Visa® Credit Card Review
Cash Rewards® Visa® from PNC — all information about the credit card.
Good Choose for Gas
- Rewards Rate:
- 4% Cash Back on gas station purchases (for the first $8,000 in combined purchases).
- 3% Cash Back on dining purchases at restaurants, including fast food (for the first $8,000 in combined purchases).
- 2% Cash Back on grocery store purchases (for the first $8,000 in combined purchases).
- 1% Cash Back on all other purchases.
- Intro Offer:
- $200 Bonus after you make $1,000 or more in purchases during the first 3 billing cycles following account opening of a PNC Cash Rewards® Visa® Credit Card.
- Annual Fee:$0
- Purchase Intro APR:None
- Regular APR:19.24% - 30.24% Variable
- Balance Transfer APR:19.24% - 30.24% Variable
We recommend more cards
PNC Cash Rewards® Visa® Rewards Calculator
Follow these simple steps to make the most of PNC Cash Rewards® Visa® credit card:
- Spend more on Gas
- Pay off your balance in full each month.
- Make a large purchases plan.
Using these tips will help you not only to cover your annual fee but also to get a net profit from making purchases with PNC Cash Rewards® Visa®.
- Gas
- Dining
- Groceries
- All other purchases
- Into bonus
- Gas
- Dining
- Groceries
- All other purchases
All benefits
- Cash back
- 4% On gas station purchases (for the first $8,000 in combined purchases).
- 3% On dining purchases at restaurants, including fast food (for the first $8,000 in combined purchases).
- 2% On grocery store purchases (for the first $8,000 in combined purchases).
- 1% On all other purchases.
Rate and fee information
- Purchase Intro APR
- None
- Purchase APR
- 19.24% - 30.24% Variable
- Intro Balance Transfer APR
- 0% Introductory APR for the first 12 billing cycles following account opening when the balance is transferred within the first 90 days following account opening
- Balance Transfers APR
- 19.24% - 30.24% Variable
- APR for Cash Advances
- 30.24% Variable
- How to Avoid Paying Interest
- Your due date is at least 21 days after the close of each billing cycle. You will not be charged any interest on purchases if you pay your entire balance by the due date each month.
Fees
- Annual Fee
- $0
- Fees for Balance Transfer
- Either $5 or 3% of the amount of each balance transfer, whichever is greater, for the first 90 days following account opening. After that, either $5 or 4% of the amount of each balance transfer, whichever is greater
- Fees for Cash Advances
- Either $10 or 5% of the amount of each cash advance, whichever is greater
- Penalty Fees
- 34.24%
- Return Payment
- Up to $38
- Late Payment
- Up to $38
Pros & Cons
- No Annual Fee
- Intro APR period on balance transfers
- Foreign Transaction Fee
Features
- No Annual Fee
- Cashback
- Payment Flexibility
- Fraud Protection
- Rewards
- Purchase Protection
- Good Credit
- Excellent Credit
About the issuer
Compare with other cards
- $0Annual Fee
- 17.99% - 27.99%Regular APR
- 10%You’ll get up to 10% Cash Back with select brands you hold in an eligible portfolio.
- NonePurchase Intro APR
- *see terms*Annual Fee
- 35.9%Regular APR
- This card doesn't offer cash back, miles or points.
- NonePurchase Intro APR
- $75.00 for the 1st year, $48.00 afterAnnual Fee
- 35.99%Regular APR
- 1%Earn 1% cash back rewards on payments made to your First Access Credit Card.
- NonePurchase Intro APR
See Another Credit Cards in the Bank
PNC Cash Rewards® Visa® is an option for those, who need Classic features. With an APR of 19.24% - 30.24% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With PNC Cash Rewards® Visa® you will get such features as No Annual Fee, Cashback, Payment Flexibility, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.