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Cash Rewards® Visa® Credit Card Review

Cash Rewards® Visa® from PNC — all information about the credit card.

Updated May 06, 2025
Advertiser Disclosure Our Methodology

Good Choose for Gas

PNC Cash Rewards® Visa®
Apply now
Our Rating:
5 out of 5
scorer
Recommended credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 4% Cash Back on gas station purchases (for the first $8,000 in combined purchases).
    • 3% Cash Back on dining purchases at restaurants, including fast food (for the first $8,000 in combined purchases).
    • 2% Cash Back on grocery store purchases (for the first $8,000 in combined purchases).
    • 1% Cash Back on all other purchases.
  • Intro Offer:
    • $200 Bonus after you make $1,000 or more in purchases during the first 3 billing cycles following account opening of a PNC Cash Rewards® Visa® Credit Card.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    None
  • Regular APR:
    19.24% - 30.24% Variable
  • Balance Transfer APR:
    19.24% - 30.24% Variable
Show more

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PNC Cash Rewards® Visa® Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
4%
Gas
$
3%
Dining
$
2%
Groceries
$
1%
All other purchases
$
Have you already recieved the PNC intro bonus?
Calculate
Show less details

All benefits

  • Cash back
    • 4% On gas station purchases (for the first $8,000 in combined purchases).
    • 3% On dining purchases at restaurants, including fast food (for the first $8,000 in combined purchases).
    • 2% On grocery store purchases (for the first $8,000 in combined purchases).
    • 1% On all other purchases.

Rate and fee information

  • Purchase Intro APR
    • None
  • Purchase APR
    • 19.24% - 30.24% Variable
  • Intro Balance Transfer APR
    • 0% Introductory APR for the first 12 billing cycles following account opening when the balance is transferred within the first 90 days following account opening
  • Balance Transfers APR
    • 19.24% - 30.24% Variable
  • APR for Cash Advances
    • 30.24% Variable
  • How to Avoid Paying Interest
    • Your due date is at least 21 days after the close of each billing cycle. You will not be charged any interest on purchases if you pay your entire balance by the due date each month.

Fees

  • Annual Fee
    • $0
  • Fees for Balance Transfer
    • Either $5 or 3% of the amount of each balance transfer, whichever is greater, for the first 90 days following account opening. After that, either $5 or 4% of the amount of each balance transfer, whichever is greater
  • Fees for Cash Advances
    • Either $10 or 5% of the amount of each cash advance, whichever is greater
  • Penalty Fees
    • 34.24%
  • Return Payment
    • Up to $38
  • Late Payment
    • Up to $38
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
  • Intro APR period on balance transfers
Cons:
  • Foreign Transaction Fee

Features

Classic
Visa
Contactless
  • No Annual Fee
  • Cashback
  • Payment Flexibility
  • Fraud Protection
  • Rewards
  • Purchase Protection
  • Good Credit
  • Excellent Credit

About the issuer

PNC
PNC has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

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Recommended credit score
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    Annual Fee
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    Regular APR
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  • None
    Purchase Intro APR
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See Another Credit Cards in the Bank

PNC Cash Rewards® Visa® is an option for those, who need Classic features. With an APR of 19.24% - 30.24% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With PNC Cash Rewards® Visa® you will get such features as No Annual Fee, Cashback, Payment Flexibility, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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