Core® Visa® from PNC Review
Core® Visa® from PNC — all information about the credit card.
Updated November 02, 2023
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Recommended credit score
Fair to Good (580-739)
- Rewards Rate:
- This card doesn't offer cash back, miles or points.
- Intro Offer:
- No current offer.
- Annual Fee:$0
- Purchase Intro APR:0% Introductory Annual Percentage Rate (APR) on purchases for the first 15 billing cycles following account opening
- Regular APR:18.24% - 30.24% Variable
- Balance Transfer APR:18.24% - 30.24% Variable
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All benefits
- Travel
- Travel & Emergency Protection:
- It’s automatic, whether you’re at home or away.
Rate and fee information
- Purchase Intro APR
- 0% Introductory Annual Percentage Rate (APR) on purchases for the first 15 billing cycles following account opening
- Purchase APR
- 18.24% - 30.24% Variable
- Intro Balance Transfer APR
- 0% Introductory Annual Percentage Rate (APR) on balance transfers for the first 15 billing cycles following account opening when the balance is transferred within the first 90 days following account opening
- Balance Transfers APR
- 18.24% - 30.24% Variable
- APR for Cash Advances
- 30.24% Variable
- How to Avoid Paying Interest
- Your due date is at least 21 days after the close of each billing cycle. You will not be charged any interest on purchases if you pay your entire balance by the due date each month.
Fees
- Annual Fee
- $0
- Fees for Balance Transfer
- An intro balance transfer fee of either $5 or 3% of the amount of each balance transfer, whichever is greater, applies for the first 90 days following account opening. After that, your standard balance transfer fee of either $5 or 4% of the amount of each balance transfer, whichever is greater, applies
- Fees for Cash Advances
- Either $10 or 5% of the amount of each cash advance, whichever is greater
- Penalty Fees
- 34.24%
- Return Payment
- Up to $38
- Late Payment
- Up to $38
Pros & Cons
Pros:
- No Annual Fee
- Intro APR period
Cons:
- Foreign Transaction Fee
Features
- 0% Intro APR
- No Annual Fee
- Payment Flexibility
- Fraud Protection
- Purchase Protection
- Fair Credit
- Good Credit
About the issuer
PNC has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Compare with other cards
Unsecured
Destiny® Mastercard®
First Electronic Bank
Recommended credit score
No Credit History to Fair (0-669)
- *see terms*Annual Fee
- 35.9%Regular APR
- This card doesn't offer cash back, miles or points.
- NonePurchase Intro APR
Apply now
On First Electronic Bank‘s site
Low income
First Access Visa® Card
Recommended credit score
No Credit History to Fair (0-669)
- $75.00 for the 1st year, $48.00 afterAnnual Fee
- 35.99%Regular APR
- 1%Earn 1% cash back rewards on payments made to your First Access Credit Card.
- NonePurchase Intro APR
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On the First Access Visa® Card secure website
Unsecured
Milestone® Mastercard®
Recommended credit score
Poor to Good (300-739)
- $175Annual Fee
- 35.9%Regular APR
- This card doesn't offer cash back, miles or points.
- NonePurchase Intro APR
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See Another Credit Cards in the Bank
PNC Core® Visa® is an option for those, who need Classic features. With an APR of 18.24% - 30.24% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Fair to Good (580-739) credit score. With PNC Core® Visa® you will get such features as 0% Intro APR, No Annual Fee, Payment Flexibility, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.