USES

Core® Visa® from PNC Review

Core® Visa® from PNC — all information about the credit card.

Updated November 02, 2023
Advertiser Disclosure Our Methodology
PNC Core® Visa®
Apply now
Our Rating:
3.5 out of 5
scorer
Recommended credit score
Fair to Good (580-739)
  • Rewards Rate:
    • This card doesn't offer cash back, miles or points.
  • Intro Offer:
    • No current offer.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    0% Introductory Annual Percentage Rate (APR) on purchases for the first 15 billing cycles following account opening
  • Regular APR:
    18.24% - 30.24% Variable
  • Balance Transfer APR:
    18.24% - 30.24% Variable
Show more

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All benefits

  • Travel
    • Travel & Emergency Protection:
    • It’s automatic, whether you’re at home or away.

Rate and fee information

  • Purchase Intro APR
    • 0% Introductory Annual Percentage Rate (APR) on purchases for the first 15 billing cycles following account opening
  • Purchase APR
    • 18.24% - 30.24% Variable
  • Intro Balance Transfer APR
    • 0% Introductory Annual Percentage Rate (APR) on balance transfers for the first 15 billing cycles following account opening when the balance is transferred within the first 90 days following account opening
  • Balance Transfers APR
    • 18.24% - 30.24% Variable
  • APR for Cash Advances
    • 30.24% Variable
  • How to Avoid Paying Interest
    • Your due date is at least 21 days after the close of each billing cycle. You will not be charged any interest on purchases if you pay your entire balance by the due date each month.

Fees

  • Annual Fee
    • $0
  • Fees for Balance Transfer
    • An intro balance transfer fee of either $5 or 3% of the amount of each balance transfer, whichever is greater, applies for the first 90 days following account opening. After that, your standard balance transfer fee of either $5 or 4% of the amount of each balance transfer, whichever is greater, applies
  • Fees for Cash Advances
    • Either $10 or 5% of the amount of each cash advance, whichever is greater
  • Penalty Fees
    • 34.24%
  • Return Payment
    • Up to $38
  • Late Payment
    • Up to $38
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
  • Intro APR period
Cons:
  • Foreign Transaction Fee

Features

Classic
Visa
Contactless
  • 0% Intro APR
  • No Annual Fee
  • Payment Flexibility
  • Fraud Protection
  • Purchase Protection
  • Fair Credit
  • Good Credit

About the issuer

PNC
PNC has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

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See Another Credit Cards in the Bank

PNC Core® Visa® is an option for those, who need Classic features. With an APR of 18.24% - 30.24% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Fair to Good (580-739) credit score. With PNC Core® Visa® you will get such features as 0% Intro APR, No Annual Fee, Payment Flexibility, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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