USES

Secured from PNC Review

Secured from PNC — all information about the credit card.

Updated October 19, 2023
Advertiser Disclosure Our Methodology
PNC Secured
Apply now
Our Rating:
2.28 out of 5
scorer
Recommended credit score
No Credit History to Poor (0-579)
  • Rewards Rate:
    • This card doesn't offer cash back, miles or points.
  • Intro Offer:
    • No current offer.
  • Annual Fee:
    $36 annually
  • Purchase Intro APR:
    None
  • Regular APR:
    23.99% Variable
  • Balance Transfer APR:
    23.99% Variable
Show more

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Rate and fee information

  • Purchase Intro APR
    • None
  • Purchase APR
    • 23.99% Variable
  • Intro Balance Transfer APR
    • None
  • Balance Transfers APR
    • 23.99% Variable
  • APR for Cash Advances
    • 26.99% Variable

Fees

  • Annual Fee
    • $36 annually
  • Fees for Balance Transfer
    • 3% of the amount of the balance transfer or $5, whichever is greater
  • Fees for Cash Advances
    • 4% of the amount of each cash advance or $10, whichever is greater
  • Return Payment
    • Up to $35
  • Late Payment
    • Up to $35
View all Rates & Fees

Pros & Cons

Pros:
  • Qualify with bad credit
Cons:
  • Foreign Transaction Fee
  • Monthly Fee

Features

Classic
Visa
Contactless
  • Payment Flexibility
  • Poor Credit

About the issuer

PNC
PNC has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

Compare with other cards

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Recommended credit score
score
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  • $75.00 for the 1st year, $48.00 after
    Annual Fee
  • 35.99%
    Regular APR
  • 1%
    Earn 1% cash back rewards on payments made to your First Access Credit Card.
  • None
    Purchase Intro APR
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Total Visa® Card The Bank of Missouri
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Recommended credit score
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Rebuilding Credit to Fair (0-669)
  • $75.00 for the 1st year, $48.00 after
    Annual Fee
  • 35.99%
    Regular APR
  • 1%
    Cash Back on all purchases.
  • None
    Purchase Intro APR
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First Progress Platinum Prestige Mastercard® Secured Synovus Bank
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Recommended credit score
score
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    Annual Fee
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See Another Credit Cards in the Bank

PNC Secured is an option for those, who need Classic features. With an APR of 23.99% and $36 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have No Credit History to Poor (0-579) credit score. With PNC Secured you will get such features as Payment Flexibility, Poor Credit, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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