USES

Points® Visa® from PNC Review

Points® Visa® from PNC — all information about the credit card.

Updated November 02, 2023
Advertiser Disclosure Our Methodology
PNC points® Visa®
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Our Rating:
4.84 out of 5
scorer
Recommended credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 4x Points on all purchases.
  • Intro Offer:
    • 50,000x Bonus Points after you make $750 or more in purchases during the first 3 billing cycles following account opening of a PNC points® Visa® Credit Card.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    0% Introductory APR for the first 12 billing cycles following account opening
  • Regular APR:
    18.24% - 30.24% Variable
  • Balance Transfer APR:
    18.24% - 30.24% Variable
Show more

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PNC Points® Visa® Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
4X
All purchases
$
Have you already recieved the PNC intro bonus?
How would you like to redeem points?
Calculate
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All benefits

  • Points
    • 4x On all purchases.
  • Travel
    • Travel & Emergency Protection:
    • It’s automatic, whether you’re at home or away.

Rate and fee information

  • Purchase Intro APR
    • 0% Introductory APR for the first 12 billing cycles following account opening
  • Purchase APR
    • 18.24% - 30.24% Variable
  • Intro Balance Transfer APR
    • 0% Introductory APR for the first 12 billing cycles following account opening when the balance is transferred within the first 90 days following account opening
  • Balance Transfers APR
    • 18.24% - 30.24% Variable
  • APR for Cash Advances
    • 30.24% Variable
  • How to Avoid Paying Interest
    • Your due date is at least 21 days after the close of each billing cycle. You will not be charged any interest on purchases if you pay your entire balance by the due date each month.

Fees

  • Annual Fee
    • $0
  • Fees for Balance Transfer
    • Either $5 or 3% of the amount of each balance transfer, whichever is greater, for the first 90 days following account opening. After that, either $5 or 4% of the amount of each balance transfer, whichever is greater
  • Fees for Cash Advances
    • Either $10 or 5% of the amount of each cash advance, whichever is greater
  • Penalty Fees
    • 34.24%
  • Return Payment
    • Up to $38
  • Late Payment
    • Up to $38
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
  • Intro APR period
Cons:
  • Foreign Transaction Fee

Features

Classic
Visa
Contactless
  • 0% Intro APR
  • No Annual Fee
  • Payment Flexibility
  • Rewards
  • Bonus points
  • Good Credit
  • Excellent Credit

About the issuer

PNC
PNC has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

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See Another Credit Cards in the Bank

PNC Points® Visa® is an option for those, who need Classic features. With an APR of 18.24% - 30.24% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With PNC Points® Visa® you will get such features as 0% Intro APR, No Annual Fee, Payment Flexibility, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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