USES

Cash Rewards® Visa Signature® Business from PNC Review

Cash Rewards® Visa Signature® Business from PNC — all information about the credit card.

Updated November 02, 2023
Advertiser Disclosure Our Methodology
PNC Cash Rewards® Visa Signature® Business
Apply now
Our Rating:
4.02 out of 5
scorer
Recommended credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 1.5% Cash Back on all purchases.
  • Intro Offer:
    • $400 Bonus when you make at least $3,000 in purchases within the first 3 billing cycles from account opening.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    0% Introductory APR for the first 9 billing cycles following account opening
  • Regular APR:
    19.24% - 27.24% Variable
  • Balance Transfer APR:
    19.24% - 27.24% Variable
Show more

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PNC Cash Rewards® Visa Signature® Business Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
1.5%
All purchases
$
Have you already recieved the PNC intro bonus?
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All benefits

  • Cash back
    • 1.5% On all purchases.
  • Travel
    • Lost Luggage Reimbursement:
    • You have the legal right to claim compensation from the airline if your checked-in luggage is delayed, lost or damaged.
    • Travel Accident Insurance:
    • Coverage for accidental death or dismemberment or other life-changing incidents and injuries that may be excluded by other plans.
    • Auto Rental Collision Damage Waiver:
    • Protection that reduces your liability for damage if your hire car is stolen or damaged.
    • Roadside Dispatch®:
    • Roadside Dispatch® is a pay-per-use roadside assistance program. The program provides you with security and convenience wherever your travels take you.
    • Visa Signature Concierge:
    • The Visa Signature Concierge Service is a service that provides Visa Signature cardholders with personalized information and referrals on a wide range of topics related to travel, dining, and entertainment. The Visa Signature Concierge Service is available 24 hours a day, 7 days a week.

Rate and fee information

  • Purchase Intro APR
    • 0% Introductory APR for the first 9 billing cycles following account opening
  • Purchase APR
    • 19.24% - 27.24% Variable
  • Intro Balance Transfer APR
    • None
  • Balance Transfers APR
    • 19.24% - 27.24% Variable
  • APR for Cash Advances
    • 27.24% Variable

Fees

  • Annual Fee
    • $0
  • Fees for Balance Transfer
    • Either $5 or 3% of the amount of each balance transfer, whichever is greater
  • Fees for Cash Advances
    • Either $10 or 4% of the amount of each cash advance, whichever is greater (maximum fee of $75)
  • Penalty Fees
    • 33.99%
  • Return Payment
    • $35
  • Late Payment
    • Amount based on the previous balance shown on the statement - $15 for previous balances up to and including $99.99; $29 for previous balances from $100 up to and including $249.99 and $39 for previous balances $250 or greater
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
  • Intro APR period on purchases
Cons:
  • Foreign Transaction Fee
  • No Intro APR period on balance transfers

Features

Classic
Visa
Contactless
  • 0% Intro APR
  • No Annual Fee
  • Payment Flexibility
  • Fraud Protection
  • Rewards
  • Purchase Protection
  • Extended Warranty Protection
  • Lost Luggage Reimbursement
  • Auto Rental Insurance
  • Good Credit
  • Excellent Credit

About the issuer

PNC
PNC has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

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See Another Credit Cards in the Bank

PNC Cash Rewards® Visa Signature® Business is an option for those, who need Classic features. With an APR of 19.24% - 27.24% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With PNC Cash Rewards® Visa Signature® Business you will get such features as 0% Intro APR, No Annual Fee, Payment Flexibility, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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