Cash Rewards® Visa Signature® Business from PNC Review
Cash Rewards® Visa Signature® Business from PNC — all information about the credit card.
Updated November 02, 2023
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Recommended credit score
Good to Excellent (670-799)
- Rewards Rate:
- 1.5% Cash Back on all purchases.
- Intro Offer:
- $400 Bonus when you make at least $3,000 in purchases within the first 3 billing cycles from account opening.
- Annual Fee:$0
- Purchase Intro APR:0% Introductory APR for the first 9 billing cycles following account opening
- Regular APR:19.24% - 27.24% Variable
- Balance Transfer APR:19.24% - 27.24% Variable
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PNC Cash Rewards® Visa Signature® Business Rewards Calculator
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All benefits
- Cash back
- 1.5% On all purchases.
- Travel
- Lost Luggage Reimbursement:
- You have the legal right to claim compensation from the airline if your checked-in luggage is delayed, lost or damaged.
- Travel Accident Insurance:
- Coverage for accidental death or dismemberment or other life-changing incidents and injuries that may be excluded by other plans.
- Auto Rental Collision Damage Waiver:
- Protection that reduces your liability for damage if your hire car is stolen or damaged.
- Roadside Dispatch®:
- Roadside Dispatch® is a pay-per-use roadside assistance program. The program provides you with security and convenience wherever your travels take you.
- Visa Signature Concierge:
- The Visa Signature Concierge Service is a service that provides Visa Signature cardholders with personalized information and referrals on a wide range of topics related to travel, dining, and entertainment. The Visa Signature Concierge Service is available 24 hours a day, 7 days a week.
Rate and fee information
- Purchase Intro APR
- 0% Introductory APR for the first 9 billing cycles following account opening
- Purchase APR
- 19.24% - 27.24% Variable
- Intro Balance Transfer APR
- None
- Balance Transfers APR
- 19.24% - 27.24% Variable
- APR for Cash Advances
- 27.24% Variable
Fees
- Annual Fee
- $0
- Fees for Balance Transfer
- Either $5 or 3% of the amount of each balance transfer, whichever is greater
- Fees for Cash Advances
- Either $10 or 4% of the amount of each cash advance, whichever is greater (maximum fee of $75)
- Penalty Fees
- 33.99%
- Return Payment
- $35
- Late Payment
- Amount based on the previous balance shown on the statement - $15 for previous balances up to and including $99.99; $29 for previous balances from $100 up to and including $249.99 and $39 for previous balances $250 or greater
Pros & Cons
Pros:
- No Annual Fee
- Intro APR period on purchases
Cons:
- Foreign Transaction Fee
- No Intro APR period on balance transfers
Features
- 0% Intro APR
- No Annual Fee
- Payment Flexibility
- Fraud Protection
- Rewards
- Purchase Protection
- Extended Warranty Protection
- Lost Luggage Reimbursement
- Auto Rental Insurance
- Good Credit
- Excellent Credit
About the issuer
PNC has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Compare with other cards
Divvy
Cross River Bank
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Fair to Excellent (580-799)
- NoneAnnual Fee
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- 2x - 7x:Points on restaurants.
- NonePurchase Intro APR
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On Cross River Bank‘s site
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Upgrade Cash Rewards Visa®
Recommended credit score
Fair to Excellent (580-799)
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- 14.99% - 29.99%Regular APR
- 1.5%Cash Back on payments.
- NonePurchase Intro APR
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See Another Credit Cards in the Bank
PNC Cash Rewards® Visa Signature® Business is an option for those, who need Classic features. With an APR of 19.24% - 27.24% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With PNC Cash Rewards® Visa Signature® Business you will get such features as 0% Intro APR, No Annual Fee, Payment Flexibility, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.
Best for Cash Back, 0 APR, No Annual Fee, Restaurants, Entertainment, Daily use
Capital One SavorOne Cash Rewards Credit Card
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