USES

Points® Visa® Business from PNC Review

Points® Visa® Business from PNC — all information about the credit card.

Updated November 02, 2023
Advertiser Disclosure Our Methodology
PNC Points® Visa® Business
Apply now
Our Rating:
4.78 out of 5
scorer
Recommended credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 5x Points on all purchases.
  • Intro Offer:
    • No current offer.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    0% Introductory 0% APR for the first 9 billing cycles following account opening
  • Regular APR:
    18.24% - 27.24% Variable
  • Balance Transfer APR:
    18.24% - 27.24% Variable
Show more

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Apply now

PNC Points® Visa® Business Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
5X
All purchases
$
How would you like to redeem points?
Calculate
Show less details

All benefits

  • Points
    • 5x On all purchases.

Rate and fee information

  • Purchase Intro APR
    • 0% Introductory 0% APR for the first 9 billing cycles following account opening
  • Purchase APR
    • 18.24% - 27.24% Variable
  • Intro Balance Transfer APR
    • 0% Introductory 0% APR for the first 9 billing cycles following account opening when the balance is transferred within the first 90 days following account opening
  • Balance Transfers APR
    • 18.24% - 27.24% Variable
  • APR for Cash Advances
    • 27.24% Variable

Fees

  • Annual Fee
    • $0
  • Fees for Balance Transfer
    • Either $5 or 3% of the amount of each balance transfer, whichever is greater
  • Fees for Cash Advances
    • Either $10 or 4% of the amount of each cash advance, whichever is greater (maximum fee of $75)
  • Penalty Fees
    • 34.24%
  • Return Payment
    • $35
  • Late Payment
    • Up to $39
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
  • Intro APR period
Cons:
  • Foreign Transaction Fee

Features

Classic
Visa
Contactless
  • 0% Intro APR
  • No Annual Fee
  • Payment Flexibility
  • Rewards
  • Bonus points
  • Extended Warranty Protection
  • Good Credit
  • Excellent Credit

About the issuer

PNC
PNC has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

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Recommended credit score
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    Regular APR
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    Cash Back on hotels and rental cars booked through Capital One Travel.
  • 0% Introductory APR for the first 15 months that your account is open
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    Purchase Intro APR
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    Annual Fee
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    Regular APR
  • 5%
    Cash Back on hotels and rental cars booked through Capital One Travel.
  • 0% Introductory APR for the first 15 months that your account is open
    Purchase Intro APR
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See Another Credit Cards in the Bank

PNC Points® Visa® Business is an option for those, who need Classic features. With an APR of 18.24% - 27.24% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With PNC Points® Visa® Business you will get such features as 0% Intro APR, No Annual Fee, Payment Flexibility, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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