Business Platinum from Wells Fargo Review
Business Platinum from Wells Fargo — all information about the credit card.
Updated November 06, 2023
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The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.
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Upgrade Triple Cash Rewards Visa®
None
Annual Fee
14.99% - 29.99%
Regular APR
3%
Cash Back on Home, Auto and Health categories.
Apply now
On Upgrade‘s website
Upgrade Cash Rewards Visa®
None
Annual Fee
14.99% - 29.99%
Regular APR
1.5%
Cash Back on payments.
Apply now
On Upgrade‘s website
Divvy
Cross River Bank
None
Annual Fee
None
Regular APR
2x - 7x:
Points on restaurants.
Apply now
On Cross River Bank‘s site
Wells Fargo Business Platinum Rewards Calculator
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All benefits
- Cash back
- 1.5% On qualifying purchases.
- Travel
- Travel accident insurance:
- Receive coverage up to $250,000 per card.
- Car rental insurance:
- Get coverage for collision and theft.
Rate and fee information
- Purchase Intro APR
- 0% Introductory APR for the first 9 months after account opening
- Purchase APR
- 11.24% - 21.24% Variable
- Intro Balance Transfer APR
- None
- Balance Transfers APR
- 11.24% - 21.24% Variable
- APR for Cash Advances
- 23.99% Variable
Fees
- Annual Fee
- $0
- Fees for Balance Transfer
- 4% ($10 minimum; no maximum)
- Fees for Cash Advances
- 4%, min. $10, max. $175
- Return Payment
- $29
- Late Payment
- $25 / $39 / $50
Pros & Cons
Pros:
- No Annual Fee
- No Foreign Transaction Fee
- Intro APR period
Cons:
- Low ongoing rewards
Features
- 0% Intro APR
- Low interest
- No Annual Fee
- No foreign transaction fees
- Fraud Protection
- Rewards
- Purchase Protection
- Good Credit
- Excellent Credit
About the issuer
Wells Fargo has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Compare with other cards
Unsecured
Destiny® Mastercard®
The Bank of Missouri
Recommended credit score
No Credit History to Fair (0-669)
- *see terms*Annual Fee
- 35.9%Regular APR
- This card doesn't offer cash back, miles or points.
- NonePurchase Intro APR
Apply now
On The Bank of Missouri‘s site
The Owner’s Rewards Card by M1
Celtic Bank
Recommended credit score
Good to Excellent (670-799)
- $0Annual Fee
- 17.99% - 27.99%Regular APR
- 10%You’ll get up to 10% Cash Back with select brands you hold in an eligible portfolio.
- NonePurchase Intro APR
Apply now
On Celtic Bank‘s site
First Progress Platinum Prestige Mastercard® Secured Credit Card
Recommended credit score
No Credit History to Fair (0-669)
- $49Annual Fee
- 14.24%Regular APR
- 1%Cash Back rewards on payments.
- NonePurchase Intro APR
Apply now
On First Progress’s site
See Another Credit Cards in the Bank
Wells Fargo Business Platinum is an option for those, who need Platinum features. With an APR of 11.24% - 21.24% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With Wells Fargo Business Platinum you will get such features as 0% Intro APR, Low interest, No Annual Fee, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.
First Progress Platinum Select Mastercard® Secured Credit Card
Recommended credit score
No Credit History to Fair (0-669)
- $39Annual Fee
- 18.24%Regular APR
- 1%Cash Back on payments made to your First Progress Secured credit card account.
- NonePurchase Intro APR
Apply now
On First Progress’s site