Business Secured from Wells Fargo Review

Business Secured from Wells Fargo — all information about the credit card.

Updated September 12, 2022
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The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.

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Wells Fargo Business Secured Rewards Calculator

How do you record your expenses?
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1.5%
All purchases
$
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All benefits

  • Cash back
    • 1.5% On qualifying purchases.

Rate and fee information

  • Purchase Intro APR
    • None
  • Purchase APR
    • 15.15% Variable
  • Intro Balance Transfer APR
    • None
  • Balance Transfers APR
    • None
  • APR for Cash Advances
    • 23.99% Variable

Fees

  • Annual Fee
    • $0
  • Fees for Cash Advances
    • 4%, min. $10, max. $175
  • Return Payment
    • None
  • Late Payment
    • $25 / $39 / $50
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
  • No Foreign Transaction Fee
Cons:
  • No Intro APR period
  • Balance transfers are not available

Features

Classic
Mastercard
  • Low interest
  • No Annual Fee
  • No foreign transaction fees
  • Fraud Protection
  • Rewards
  • Poor Credit

About the issuer

Wells Fargo has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

Compare with other cards

Divvy Cross River Bank
Divvy
Cross River Bank
4.04 out of 5
Recommended credit score
score
Fair to Excellent (580-799)
  • None
    Annual Fee
  • None
    Regular APR
  • 2x - 7x:
    Points on restaurants.
  • None
    Purchase Intro APR
Apply now
On Cross River Bank‘s site
First Progress Platinum Prestige Mastercard® Secured Synovus Bank
First Progress Platinum Prestige Mastercard® Secured Credit Card
3.8 out of 5
Recommended credit score
score
No Credit History to Fair (0-669)
  • $49
    Annual Fee
  • 14.24%
    Regular APR
  • 1%
    Cash Back rewards on payments.
  • None
    Purchase Intro APR
Apply now
On First Progress’s site
First Progress Platinum Select Mastercard® Secured Synovus Bank
First Progress Platinum Select Mastercard® Secured Credit Card
3.5 out of 5
Recommended credit score
score
No Credit History to Fair (0-669)
  • $39
    Annual Fee
  • 18.24%
    Regular APR
  • 1%
    Cash Back on payments made to your First Progress Secured credit card account.
  • None
    Purchase Intro APR
Apply now
On First Progress’s site

Wells Fargo Business Secured is an option for those, who need Classic features. With an APR of 15.15% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have No Credit History to Poor (0-579) credit score. With Wells Fargo Business Secured you will get such features as Low interest, No Annual Fee, No foreign transaction fees, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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Recommended credit score
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  • $36
    Annual Fee
  • 22.70%
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  • This card doesn't offer cash back, miles or points.
  • None
    Purchase Intro APR
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