USES

AOPA World Mastercard® from Commerce Bank Review

AOPA World Mastercard® from Commerce Bank — all information about the credit card.

Updated December 11, 2023
Advertiser Disclosure Our Methodology
Commerce Bank AOPA World Mastercard®
Apply now
Our Rating:
4.64 out of 5
scorer
Recommended credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 4% Cash Back on select AOPA purchases.
    • 3% Cash Back on purchases with select AOPA partners.
    • 2% Cash Back on FBO's, Flight Schools, and fuel (both aviation and auto).
    • 1% Cash Back on all other purchases.
  • Intro Offer:
    • No current offer.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    1.99% Introductory APR for 6 monthly billing cycles after account opening
  • Regular APR:
    15.49% - 25.49% Variable
  • Balance Transfer APR:
    15.49% - 25.49% Variable
Show more

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Commerce Bank AOPA World Mastercard® Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
4%
AOPA purchases
$
3%
AOPA partners
$
2%
FBO purchases
$
2%
Gas
$
1%
All other purchases
$
Calculate
Show less details

All benefits

  • Cash back
    • 4% On select AOPA purchases.
    • 3% On purchases with select AOPA partners.
    • 2% On FBO's, Flight Schools, and fuel (both aviation and auto).
    • 1% On all other purchases.

Rate and fee information

  • Purchase Intro APR
    • 1.99% Introductory APR for 6 monthly billing cycles after account opening
  • Purchase APR
    • 15.49% - 25.49% Variable
  • Intro Balance Transfer APR
    • 1.99% Introductory APR for 6 monthly billing cycles after account opening
  • Balance Transfers APR
    • 15.49% - 25.49% Variable
  • APR for Cash Advances
    • 30.49% Variable
  • How to Avoid Paying Interest
    • Your due date is at least 25 days after the close of each billing cycle. You will not be charged any interest on Purchases if you pay the entire balance by the due date each month. You will be charged interest on Cash Advances and Balance Transfers on the transaction date.

Fees

  • Annual Fee
    • $0
  • Fees for Balance Transfer
    • Either $10 or 5% of the amount of each Balance Transfer, whichever is greater
  • Fees for Cash Advances
    • Either $10 or 5% of the amount of each Cash Advance, whichever is greater
  • Penalty Fees
    • 32.49%
  • Late Payment
    • Up to $40
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
Cons:
  • Foreign Transaction Fee

Features

Classic
Mastercard
  • Low interest
  • No Annual Fee
  • Cashback
  • Fraud Protection
  • Rewards
  • Purchase Protection
  • Good Credit
  • Excellent Credit

About the issuer

Commerce Bank
Commerce Bank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

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See Another Credit Cards in the Bank

Commerce Bank AOPA World Mastercard® is an option for those, who need Classic features. With an APR of 15.49% - 25.49% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With Commerce Bank AOPA World Mastercard® you will get such features as Low interest, No Annual Fee, Cashback, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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