USES

Kansas City Royals™ Mastercard® from Commerce Bank Review

Kansas City Royals™ Mastercard® from Commerce Bank — all information about the credit card.

Updated December 11, 2023
Advertiser Disclosure Our Methodology
Commerce Bank Kansas City Royals™ Mastercard®
Apply now
Our Rating:
4.31 out of 5
scorer
Recommended credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 3x Points on streaming, cable and ridesharing services.
    • 2x Points at gas stations, restaurants and on fast food.
    • 1x Points on all other eligible purchases.
  • Intro Offer:
    • No current offer.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    0% Introductory APR for 12 monthly billing cycles after account opening
  • Regular APR:
    20.49% - 30.49% Variable
  • Balance Transfer APR:
    20.49% - 30.49% Variable
Show more

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Commerce Bank Kansas City Royals™ Mastercard® Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
3X
Streaming service
$
3X
Cable and satellite TV
$
3X
Rideshare
$
2X
Gas
$
2X
Dining
$
1X
All other purchases
$
How would you like to redeem points?
Calculate
Show less details

All benefits

  • Points
    • 3x On streaming, cable and ridesharing services.
    • 2x At gas stations, restaurants and on fast food.
    • 1x On all other eligible purchases.

Rate and fee information

  • Purchase Intro APR
    • 0% Introductory APR for 12 monthly billing cycles after account opening
  • Purchase APR
    • 20.49% - 30.49% Variable
  • Intro Balance Transfer APR
    • 0% Introductory APR for 12 monthly billing cycles after account opening
  • Balance Transfers APR
    • 20.49% - 30.49% Variable
  • APR for Cash Advances
    • 30.49% Variable
  • How to Avoid Paying Interest
    • Your due date is at least 25 days after the close of each billing cycle. You will not be charged interest on Purchases if you pay the entire balance by the due date each month. You will be charged interest on Cash Advances and Balance Transfers on the transaction date.

Fees

  • Annual Fee
    • $0
  • Fees for Balance Transfer
    • Either $10 or 5% of the amount of each Balance Transfer, whichever is greater
  • Fees for Cash Advances
    • Either $10 or 5% of the amount of each Cash Advance, whichever is greater
  • Penalty Fees
    • 32.49%
  • Late Payment
    • Up to $40
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
  • Intro APR period
Cons:
  • Foreign Transaction Fee

Features

Classic
Mastercard
  • 0% Intro APR
  • No Annual Fee
  • Fraud Protection
  • Rewards
  • Bonus points
  • Good Credit
  • Excellent Credit

About the issuer

Commerce Bank
Commerce Bank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

Compare with other cards

Low income
Upgrade Triple Cash Rewards Visa® Upgrade
Upgrade Triple Cash Rewards Visa®
4.06 out of 5
Recommended credit score
score
Good to Excellent (670-799)
  • None
    Annual Fee
  • 14.99% - 29.99%
    Regular APR
  • 3%
    Cash Back on Home, Auto and Health categories.
  • None
    Purchase Intro APR
Apply now
On Upgrade‘s website
Divvy Cross River Bank
Divvy
Cross River Bank
4.04 out of 5
Recommended credit score
score
Fair to Excellent (580-799)
  • None
    Annual Fee
  • None
    Regular APR
  • 2x - 7x:
    Points on restaurants.
  • None
    Purchase Intro APR
Apply now
On Cross River Bank‘s site
Unsecured
Destiny® Mastercard® First Electronic Bank
Destiny® Mastercard®
First Electronic Bank
1.47 out of 5
Recommended credit score
score
No Credit History to Fair (0-669)
  • *see terms*
    Annual Fee
  • 35.90%
    Regular APR
  • This card doesn't offer cash back, miles or points.
  • None
    Purchase Intro APR
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See Another Credit Cards in the Bank

Commerce Bank Kansas City Royals™ Mastercard® is an option for those, who need Classic features. With an APR of 20.49% - 30.49% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With Commerce Bank Kansas City Royals™ Mastercard® you will get such features as 0% Intro APR, No Annual Fee, Fraud Protection, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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    Purchase Intro APR
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