Valparaiso Alumni Visa® Rewards from Commerce Bank Review
Valparaiso Alumni Visa® Rewards from Commerce Bank — all information about the credit card.
Updated December 11, 2023
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Recommended credit score
Good to Excellent (670-799)
- Rewards Rate:
- 3% Cash Back on streaming, cable and ridesharing services.
- 2% Cash Back on gas and restaurants.
- 1% Cash Back on all other eligible purchases.
- Intro Offer:
- No current offer.
- Annual Fee:$0
- Purchase Intro APR:1.99% Introductory APR for 6 monthly billing cycles after account opening
- Regular APR:20.49% - 30.49% Variable
- Balance Transfer APR:20.49% - 30.49% Variable
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Upgrade Cash Rewards Visa®
None
Annual Fee
14.99% - 29.99%
Regular APR
1.5%
Cash Back on payments.
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On Upgrade‘s website
Upgrade Triple Cash Rewards Visa®
None
Annual Fee
14.99% - 29.99%
Regular APR
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Cash Back on Home, Auto and Health categories.
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Capital One Quicksilver Cash Rewards Credit Card
None
Annual Fee
19.99% - 29.99%
Regular APR
5%
Cash Back on hotels and rental cars booked through Capital One Travel.
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on our partner’s site
Commerce Bank Valparaiso Alumni Visa® Rewards Rewards Calculator
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All benefits
- Cash back
- 3% On streaming, cable and ridesharing services.
- 2% On gas and restaurants.
- 1% On all other eligible purchases.
Rate and fee information
- Purchase Intro APR
- 1.99% Introductory APR for 6 monthly billing cycles after account opening
- Purchase APR
- 20.49% - 30.49% Variable
- Intro Balance Transfer APR
- 1.99% Introductory APR for 6 monthly billing cycles after account opening
- Balance Transfers APR
- 20.49% - 30.49% Variable
- APR for Cash Advances
- 30.49% Variable
- How to Avoid Paying Interest
- Your due date is at least 25 days after the close of each billing cycle. You will not be charged any interest on Purchases if you pay the entire balance by the due date each month. You will be charged interest on Cash Advances and Balance Transfers on the transaction date.
Fees
- Annual Fee
- $0
- Fees for Balance Transfer
- Either $10 or 5% of the amount of each Balance Transfer, whichever is greater
- Fees for Cash Advances
- Either $10 or 5% of the amount of each Cash Advance, whichever is greater
- Penalty Fees
- 32.49%
- Late Payment
- Up to $40
Pros & Cons
Pros:
- No Annual Fee
Cons:
- Foreign Transaction Fee
- No welcome bonus
Features
- Low interest
- No Annual Fee
- Cashback
- Fraud Protection
- Rewards
- Purchase Protection
- Good Credit
- Excellent Credit
About the issuer
Commerce Bank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Compare with other cards
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Cross River Bank
Recommended credit score
Fair to Excellent (580-799)
- NoneAnnual Fee
- NoneRegular APR
- 2x - 7x:Points on restaurants.
- NonePurchase Intro APR
Apply now
On Cross River Bank‘s site
Cash Back, 0 APR, No Annual Fee, Restaurants, Entertainment, Daily use
Capital One SavorOne Cash Rewards Credit Card
Recommended credit score
Excellent (740-799)
- NoneAnnual Fee
- 19.99% - 29.99%Regular APR
- 5%Cash Back on hotels and rental cars booked through Capital One Travel.
- 0% Introductory APR for the first 15 months that your account is openPurchase Intro APR
Learn more
on our partner’s site
Travel, Daily use
Capital One Venture Rewards Credit Card
Recommended credit score
Good to Excellent (670-799)
- $95Annual Fee
- 19.99% - 29.99%Regular APR
- 5xMiles on hotels, vacation rentals, and rental cars booked through Capital One Travel.
- NonePurchase Intro APR
Learn more
on our partner’s site
See Another Credit Cards in the Bank
Commerce Bank Valparaiso Alumni Visa® Rewards is an option for those, who need Classic features. With an APR of 20.49% - 30.49% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With Commerce Bank Valparaiso Alumni Visa® Rewards you will get such features as Low interest, No Annual Fee, Cashback, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.