USES

Miles® Visa Signature from Commerce Bank Review

Miles® Visa Signature from Commerce Bank — all information about the credit card.

Updated December 11, 2023
Advertiser Disclosure Our Methodology
Commerce Bank Miles® Visa Signature
Apply now
Our Rating:
3.91 out of 5
scorer
Recommended credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 2.5x Miles on travel purchases, including airfare, hotels, and rideshares.
    • 1x Miles per dollar spent on all other purchases.
  • Intro Offer:
    • No current offer.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    0% Introductory APR for 12 monthly billing cycles after account opening
  • Regular APR:
    19.49% - 30.49% Variable
  • Balance Transfer APR:
    19.49% - 30.49% Variable
Show more

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Commerce Bank Miles® Visa Signature Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
2.5X
Travel
$
1X
All other purchases
$
How would you like to redeem points?
Calculate
Show less details

All benefits

  • Miles
    • 2.5x On travel purchases, including airfare, hotels, and rideshares.
    • 1x On all other purchases.

Rate and fee information

  • Purchase Intro APR
    • 0% Introductory APR for 12 monthly billing cycles after account opening
  • Purchase APR
    • 19.49% - 30.49% Variable
  • Intro Balance Transfer APR
    • None
  • Balance Transfers APR
    • 19.49% - 30.49% Variable
  • APR for Cash Advances
    • 30.49% Variable
  • How to Avoid Paying Interest
    • Your due date is at least 25 days after the close of each billing cycle. You will not be charged any interest on Purchases if you pay the entire balance by the due date each month. You will be charged interest on Cash Advances and Balance Transfers on the transaction date.

Fees

  • Annual Fee
    • $0
  • Fees for Balance Transfer
    • Either $10 or 5% of the amount of each Balance Transfer, whichever is greater
  • Fees for Cash Advances
    • Either $10 or 5% of the amount of each Cash Advance, whichever is greater
  • Penalty Fees
    • 32.49%
  • Late Payment
    • Up to $40
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
  • Intro APR period
  • No Foreign Transaction Fee
Cons:
  • Penalty APR

Features

Classic
Visa
Contactless
  • 0% Intro APR
  • No Annual Fee
  • No foreign transaction fees
  • Payment Flexibility
  • Fraud Protection
  • Rewards
  • Purchase Protection
  • Travel
  • Airline
  • Good Credit
  • Excellent Credit

About the issuer

Commerce Bank
Commerce Bank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

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See Another Credit Cards in the Bank

Commerce Bank Miles® Visa Signature is an option for those, who need Classic features. With an APR of 19.49% - 30.49% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With Commerce Bank Miles® Visa Signature you will get such features as 0% Intro APR, No Annual Fee, No foreign transaction fees, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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