Miles® Visa Signature from Commerce Bank Review
Miles® Visa Signature from Commerce Bank — all information about the credit card.
Updated December 11, 2023
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Recommended credit score
Good to Excellent (670-799)
- Rewards Rate:
- 2.5x Miles on travel purchases, including airfare, hotels, and rideshares.
- 1x Miles per dollar spent on all other purchases.
- Intro Offer:
- No current offer.
- Annual Fee:$0
- Purchase Intro APR:0% Introductory APR for 12 monthly billing cycles after account opening
- Regular APR:19.49% - 30.49% Variable
- Balance Transfer APR:19.49% - 30.49% Variable
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Regular APR
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10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary.
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Commerce Bank Miles® Visa Signature Rewards Calculator
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All benefits
- Miles
- 2.5x On travel purchases, including airfare, hotels, and rideshares.
- 1x On all other purchases.
Rate and fee information
- Purchase Intro APR
- 0% Introductory APR for 12 monthly billing cycles after account opening
- Purchase APR
- 19.49% - 30.49% Variable
- Intro Balance Transfer APR
- None
- Balance Transfers APR
- 19.49% - 30.49% Variable
- APR for Cash Advances
- 30.49% Variable
- How to Avoid Paying Interest
- Your due date is at least 25 days after the close of each billing cycle. You will not be charged any interest on Purchases if you pay the entire balance by the due date each month. You will be charged interest on Cash Advances and Balance Transfers on the transaction date.
Fees
- Annual Fee
- $0
- Fees for Balance Transfer
- Either $10 or 5% of the amount of each Balance Transfer, whichever is greater
- Fees for Cash Advances
- Either $10 or 5% of the amount of each Cash Advance, whichever is greater
- Penalty Fees
- 32.49%
- Late Payment
- Up to $40
Pros & Cons
Pros:
- No Annual Fee
- Intro APR period
- No Foreign Transaction Fee
Cons:
- Penalty APR
Features
- 0% Intro APR
- No Annual Fee
- No foreign transaction fees
- Payment Flexibility
- Fraud Protection
- Rewards
- Purchase Protection
- Travel
- Airline
- Good Credit
- Excellent Credit
About the issuer
Commerce Bank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Compare with other cards
Cash Back, No Annual Fee, Daily use
Capital One Quicksilver Cash Rewards Credit Card
Recommended credit score
Good to Excellent (670-799)
- NoneAnnual Fee
- 19.99% - 29.99%Regular APR
- 5%Cash Back on hotels and rental cars booked through Capital One Travel.
- 0% Introductory APR for the first 15 months that your account is openPurchase Intro APR
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on our partner’s site
Low income
Upgrade Triple Cash Rewards Visa®
Recommended credit score
Good to Excellent (670-799)
- NoneAnnual Fee
- 14.99% - 29.99%Regular APR
- 3%Cash Back on Home, Auto and Health categories.
- NonePurchase Intro APR
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Capital One Spark Cash Plus
Recommended credit score
Excellent (740-799)
- $150Annual Fee
- None *Regular APR
- 5%Cash Back on hotels and rental cars booked through Capital One Travel.
- None *Purchase Intro APR
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See Another Credit Cards in the Bank
Commerce Bank Miles® Visa Signature is an option for those, who need Classic features. With an APR of 19.49% - 30.49% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With Commerce Bank Miles® Visa Signature you will get such features as 0% Intro APR, No Annual Fee, No foreign transaction fees, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.