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LUXE Hotels Rewards Visa Signature® from Commerce Bank Review

LUXE Hotels Rewards Visa Signature® from Commerce Bank — all information about the credit card.

Updated December 11, 2023
Advertiser Disclosure Our Methodology
Commerce Bank LUXE Hotels Rewards Visa Signature®
Apply now
Our Rating:
3.82 out of 5
scorer
Recommended credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 50% Bonus on your purchases at LUXE Rewards Participating Hotels when you make $10,000 in purchases each year.
    • 5x Points per $1 spent at LUXE Hotels Rewards Participating Hotels.
    • 1x Point per $1 spent everywhere else Visa is accepted.
  • Intro Offer:
    • 20,000x Bonus Points when you make $1000 in purchases in your first 90 days after account opening.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    None
  • Regular APR:
    20.49% - 30.49% Variable
  • Balance Transfer APR:
    20.49% - 30.49% Variable
Show more

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Commerce Bank LUXE Hotels Rewards Visa Signature® Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
5X
LUXE Hotels
$
1X
All other purchases
$
Have you already recieved the Commerce Bank intro bonus?
How would you like to redeem points?
Calculate
Show less details

All benefits

  • Points
    • 5x Per $1 spent at LUXE Hotels Rewards Participating Hotels.
    • 1x Per $1 spent everywhere else Visa is accepted.

Rate and fee information

  • Purchase Intro APR
    • None
  • Purchase APR
    • 20.49% - 30.49% Variable
  • Intro Balance Transfer APR
    • None
  • Balance Transfers APR
    • 20.49% - 30.49% Variable
  • APR for Cash Advances
    • 30.49% Variable
  • How to Avoid Paying Interest
    • Your due date is at least 25 days after the close of each billing cycle. You will not be charged any interest on Purchases if you pay the entire balance by the due date each month. You will be charged interest on Cash Advances and Balance Transfers on the transaction date.

Fees

  • Annual Fee
    • $0
  • Fees for Balance Transfer
    • Either $10 or 5% of the amount of each Balance Transfer, whichever is greater
  • Fees for Cash Advances
    • Either $10 or 5% of the amount of each Cash Advance, whichever is greater
  • Penalty Fees
    • 32.49%
  • Late Payment
    • Up to $40
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
Cons:
  • Foreign Transaction Fee
  • No Intro APR period

Features

Classic
Visa
  • No Annual Fee
  • Rewards
  • Bonus points
  • Travel
  • Good Credit
  • Excellent Credit

About the issuer

Commerce Bank
Commerce Bank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

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See Another Credit Cards in the Bank

Commerce Bank LUXE Hotels Rewards Visa Signature® is an option for those, who need Classic features. With an APR of 20.49% - 30.49% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With Commerce Bank LUXE Hotels Rewards Visa Signature® you will get such features as No Annual Fee, Rewards, Bonus points, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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