Drury Rewards® Visa® Credit Card Review
Drury Rewards® Visa® from Commerce Bank — all information about the credit card.
Updated December 11, 2023
Apply now
Recommended credit score
Good to Excellent (670-799)
- Rewards Rate:
- 15x Drury Rewards points per $1 spent at Drury Hotel properties.
- 2x Points per $1 spent on Gas, Restaurants and Utilities.
- 1x Point per $1 spent everywhere else Visa is accepted.
- Intro Offer:
- 15,000x Points after spending $500 or more within 90 days.
- Annual Fee:$0
- Purchase Intro APR:None
- Regular APR:21.49% Variable
- Balance Transfer APR:21.49% Variable
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Commerce Bank Drury Rewards® Visa® Rewards Calculator
Your Results
Total yearly earnings
First year rewards
$429
Rest years rewards
$264
Annual fee
$0
Yes, Commerce Bank Drury Rewards® Visa® credit card is worth its annual fee!
How to maximize your Commerce Bank Drury Rewards® Visa® rewards?
Follow these simple steps to make the most of Commerce Bank Drury Rewards® Visa® credit card:
- Spend more on Drury
- Redeem most of your points for Travel purchases at Drury Hotel
- Pay off your balance in full each month.
- Make a large purchases plan.
Using these tips will help you not only to cover your annual fee but also to get a net profit from making purchases with Commerce Bank Drury Rewards® Visa®.
Your net profit in the first year
$429
x159
Your net profit in subsequent years
$264
x98
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You will receive 39,000 points in the first year (equivalent to $429)
Where you get the most profit
- Drury
- Gas
- Dining
- All other purchases
- Into bonus
Drury
$198
Gas
$26.4
Dining
$26.4
All other purchases
$13.2
Into bonus
$165
Total
$429
Annual fee
$0
Net yearly credit card profit
$429
You will receive 24,000 points in the rest years (equivalent to $264)
Where you get the most profit
- Drury
- Gas
- Dining
- All other purchases
Drury
$198
Gas
$26.4
Dining
$26.4
All other purchases
$13.2
Total
$264
Annual fee
$0
Net yearly credit card profit
$264
All benefits
- Points
- 15x Per $1 spent at Drury Hotel properties.
- 2x Per $1 spent on Gas, Restaurants and Utilities.
- 1x Per $1 spent everywhere else Visa is accepted.
Rate and fee information
- Purchase Intro APR
- None
- Purchase APR
- 21.49% Variable
- Intro Balance Transfer APR
- None
- Balance Transfers APR
- 21.49% Variable
- APR for Cash Advances
- 30.49% Variable
- How to Avoid Paying Interest
- Your due date is at least 25 days after the close of each billing cycle. You will not be charged any interest on Purchases if you pay the entire balance by the due date each month. You will be charged interest on Cash Advances and Balance Transfers on the transaction date.
Fees
- Annual Fee
- $0
- Fees for Balance Transfer
- Either $10 or 5% of the amount of each Balance Transfer, whichever is greater
- Fees for Cash Advances
- Either $10 or 5% of the amount of each Cash Advance, whichever is greater
- Penalty Fees
- 32.49%
- Late Payment
- Up to $39
Pros & Cons
Pros:
- No Annual Fee
Cons:
- Foreign Transaction Fee
- Extra Fees
Features
- No Annual Fee
- Fraud Protection
- Rewards
- Bonus points
- Purchase Protection
- Travel
- Good Credit
- Excellent Credit
About the issuer
Commerce Bank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
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