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CCSU Alumni Visa® Rewards from Commerce Bank Review

CCSU Alumni Visa® Rewards from Commerce Bank — all information about the credit card.

Updated December 11, 2023
Advertiser Disclosure Our Methodology
Commerce Bank CCSU Alumni Visa® Rewards
Apply now
Our Rating:
4.8 out of 5
scorer
Recommended credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 3% Cash Back on streaming, cable and ridesharing services.
    • 2% Cash Back on gas and restaurants.
    • 1% Cash Back on all other eligible purchases.
  • Intro Offer:
    • No current offer.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    1.99% Introductory APR for 6 monthly billing cycles after account opening
  • Regular APR:
    20.49% - 30.49% Variable
  • Balance Transfer APR:
    20.49% - 30.49% Variable
Show more

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Commerce Bank CCSU Alumni Visa® Rewards Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
3%
Streaming service
$
3%
Cable and satellite TV
$
3%
Rideshare
$
2%
Gas
$
2%
Dining
$
1%
All other purchases
$
Calculate
Your Results
Yearly earnings
$168
Annual fee
$0
Yes, Commerce Bank CCSU Alumni Visa® Rewards credit card is worth its annual fee!
How to maximize your Commerce Bank CCSU Alumni Visa® Rewards rewards?

Follow these simple steps to make the most of Commerce Bank CCSU Alumni Visa® Rewards credit card:

  • Spend more on Streaming service
  • Pay off your balance in full each month.
  • Make a large purchases plan.

Using these tips will help you not only to cover your annual fee but also to get a net profit from making purchases with Commerce Bank CCSU Alumni Visa® Rewards.

Your net profit in the first year
$168
cup of coffee x62
Show less details
You will receive $168 in the first year
Where you get the most profit
  • Streaming service
  • Cable and satellite TV
  • Rideshare
  • Gas
  • Dining
  • All other purchases
Streaming service
$36
Cable and satellite TV
$36
Rideshare
$36
Gas
$24
Dining
$24
All other purchases
$12
Total
$168
Annual fee
$0
Net yearly credit card profit
$168

All benefits

  • Cash back
    • 3% On streaming, cable and ridesharing services.
    • 2% On gas and restaurants.
    • 1% On all other eligible purchases.

Rate and fee information

  • Purchase Intro APR
    • 1.99% Introductory APR for 6 monthly billing cycles after account opening
  • Purchase APR
    • 20.49% - 30.49% Variable
  • Intro Balance Transfer APR
    • 1.99% Introductory APR for 6 monthly billing cycles after account opening
  • Balance Transfers APR
    • 20.49% - 30.49% Variable
  • APR for Cash Advances
    • 30.49% Variable
  • How to Avoid Paying Interest
    • Your due date is at least 25 days after the close of each billing cycle. You will not be charged any interest on Purchases if you pay the entire balance by the due date each month. You will be charged interest on Cash Advances and Balance Transfers on the transaction date.

Fees

  • Annual Fee
    • $0
  • Fees for Balance Transfer
    • Either $10 or 5% of the amount of each Balance Transfer, whichever is greater
  • Fees for Cash Advances
    • Either $10 or 5% of the amount of each Cash Advance, whichever is greater
  • Penalty Fees
    • 32.49%
  • Late Payment
    • Up to $40
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
Cons:
  • Foreign Transaction Fee

Features

Classic
Visa
  • No Annual Fee
  • Cashback
  • Rewards
  • Good Credit
  • Excellent Credit

About the issuer

Commerce Bank
Commerce Bank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

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Commerce Bank CCSU Alumni Visa® Rewards is an option for those, who need Classic features. With an APR of 20.49% - 30.49% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With Commerce Bank CCSU Alumni Visa® Rewards you will get such features as No Annual Fee, Cashback, Rewards, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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