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First National Bank of Omaha Credit Cards

We found 26 First National Bank of Omaha credit cards. Read on to get more insights.

First National Bank of Omaha
3.47
By Hanna Volkava
Updated May 01, 2024
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First National Bank of Omaha Secured Mastercard®

FNBO First Bank Secured Mastercard®
Annual fee:
$35 annually
Regular APR:
29.24% Variable
Our Rating:
1.64
scorer
Credit score
No Credit History to Poor (0-579)
  • Balance Transfer APR:
    29.24% Variable
  • Issuer name:
    First National Bank of Omaha
  • Details:

    The First Bank Secured Mastercard® Credit Card is a credit builder card.

    The Card's annual fee is $35. The APR for purchases and balance transfers is 29.24% (Variable).

  • Pros:
    • Improve your credit rating
  • Cons:
    • Annual Fee
    • Foreign Transaction Fee
    • High APR
    • No Intro APR period
  • Benefits:
    • Fraud protection;
    • Free access to your FICO® Score.
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First National Bank of Omaha Maximum Rewards® World Mastercard®

FNBO Maximum Rewards® World Mastercard®
Annual fee:
$0
Regular APR:
23.74% - 29.74% Variable
Our Rating:
3.67
scorer
Credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 1.5% Cash Back on every purchase.
  • Intro Offer:
    • $30 Bonus (3,000 points equivalent) when you spend $600 within the first 3 billing cycles after the account is opened.
  • Purchase Intro APR:
    0% Introductory APR for the first 12 billing cycles
  • Balance Transfer APR:
    23.74% - 29.74% Variable
  • Issuer name:
    First National Bank of Omaha
  • Details:

    The FNBO Maximum Rewards® World Mastercard® Credit Card earns a $30 bonus (3,000 points equivalent) when you spend $600 within the first 3 billing cycles after the account is opened. The Card offers 1.5% Cash Back on all purchases.

    The Maximum Rewards® World Mastercard® doesn't charge an annual fee.

    The Card has a 0% introductory APR period for 12 billing cycles on purchases and balance transfers. After that, the variable APR is 23.74% - 29.74%.

  • Pros:
    • No Annual Fee
    • Intro APR period
  • Cons:
    • Foreign Transaction Fee
  • Benefits:
    • $30 cash bonus (3,000 points equivalent) when you spend $600 within the first 3 billing cycles after the account is opened;
    • 1.5% Cash Back on every purchase.
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First National Bank of Omaha Best Western Rewards® Mastercard®

FNBO Best Western Rewards® Mastercard®
Annual fee:
$0
Regular APR:
28.24% - 29.74% Variable
Our Rating:
3.89
scorer
Credit score
Good (670-739)
  • Rewards Rate:
    • 20,000x Points when you spend $5,000 every 12 billing cycles.
    • 13x Points on Best Western purchases.
    • 2x Points on all other purchases.
  • Intro Offer:
    • 40,000x Points when you spend $1,000 in the first 3 billing cycles after the account is opened.
  • Balance Transfer APR:
    28.24% - 29.74% Variable
  • Issuer name:
    First National Bank of Omaha
  • Details:

    The FNBO Best Western Rewards® Mastercard® Credit Card earns 40,000 points when you spend $1,000 in the first 3 billing cycles after the account is opened. The Card earns 20,000 points when you spend $5,000 every 12 billing cycles.

    The Best Western Rewards® Mastercard® offers 13x points on Best Western purchases and 2x points on all other purchases.

    The Card doesn't charge an annual fee. The APR for purchases and balance transfers is 28.24% - 29.74% Variable.

  • Pros:
    • No Annual Fee
    • No Foreign Transaction Fee
  • Cons:
    • High APR
    • No Intro APR period
  • Benefits:
    • 40,000 points when you spend $1,000 in the first 3 billing cycles after the account is opened;
    • 20,000 points when you spend $5,000 every 12 billing cycles;
    • 13x points on Best Western purchases;
    • 2x points on all other purchases;
    • 10% off room rates;
    • Automatic Gold Status;
    • Automatic Gold Status;
    • No Blackout Dates;
    • Exclusive Reservation Line;
    • Early Check-In;
    • Late Check-Out;
    • No Foreign Transaction Fee;
    • Free FICO® Score;
    • Points don't expire as long as you use your card.
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First National Bank of Omaha Icelandair Premium Mastercard®

First National Bank of Omaha Icelandair Premium Mastercard®
Annual fee:
$39 annually
Regular APR:
26.24% Variable
Our Rating:
3.37
scorer
Credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 2x Points per $1 spent on Icelandair purchases.
    • 1x Point per $1 spent everywhere else.
  • Intro Offer:
    • 10,000x Points upon first purchase after account is opened.
  • Balance Transfer APR:
    26.24% Variable
  • Issuer name:
    First National Bank of Omaha
  • Details:

    The First National Bank of Omaha Icelandair Premium Mastercard® Credit Card earns 10,000 points (upon first purchase after account is opened), 2x points per $1 spent on Icelandair purchases and 1x point per $1 spent everywhere else.

    The Card's annual fee is $39. The APR for purchases and balance transfers is 26.24% (Variable).

  • Pros:
    • No Foreign Transaction Fee
  • Cons:
    • Annual Fee
    • No Intro APR period
  • Benefits:
    • 10,000 Points upon first purchase after account is opened;
    • 2x points per $1 spent on Icelandair purchases;
    • 1x point per $1 spent everywhere else.
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First National Bank of Omaha Ducks Unlimited Visa®

First National Bank of Omaha Ducks Unlimited Visa®
Annual fee:
$0
Regular APR:
22.24% Variable
Our Rating:
3.34
scorer
Credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 1.5% Cash Back on all purchases.
  • Balance Transfer APR:
    22.24% Variable
  • Issuer name:
    First National Bank of Omaha
  • Details:

    The FNBO Ducks Unlimited Visa® Credit Card earns 1.5% Cash Back on all purchases. A portion of every purchase goes towards wetlands conservation efforts.

    The Ducks Unlimited Visa® doesn't charge an annual fee. The APR for purchases and balance transfers is 22.24% (Variable).

  • Pros:
    • No Annual Fee
  • Cons:
    • High APR
    • Foreign Transaction Fee
    • No welcome bonus
    • No Intro APR period
  • Benefits:
    • 1.5% Cash Back on all purchases;
    • Wetland Protection.
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First National Bank of Omaha Business Edition® Secured Mastercard®

FNBO First Bank Business Edition® Secured Mastercard®
Annual fee:
$39 annually
Regular APR:
29.24% Variable
Our Rating:
1.64
scorer
Credit score
No Credit History to Poor (0-579)
  • Balance Transfer APR:
    29.24% Variable
  • Issuer name:
    First National Bank of Omaha
  • Details:

    The First Bank Business Edition® Secured Mastercard® Credit Card is a credit builder card.

    The Business Edition® Secured Mastercard® requires a security deposit of at least $2,200 to open a Business Edition® Secured Mastercard® account.

    The Card's annual fee is $39. The APR for purchases and balance transfers is 29.24% (Variable).

  • Pros:
    • $100,000 maximum credit limit
  • Cons:
    • Annual Fee
    • No Intro APR period
    • High APR
    • Foreign Transaction Fee
  • Benefits:
    • Request your own credit limit;
    • Reward yourself with interest earned on your security deposit.
View all Business Edition® Secured Mastercard® details
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First National Bank of Omaha Business Edition® Mastercard® with Reward Simplicity

FNBO First Bank Business Edition® Mastercard® with Reward Simplicity
Annual fee:
$0
Regular APR:
20.49% - 29.99% Variable
Our Rating:
3.49
scorer
Credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 1.5% Cash Back on every purchase.
  • Intro Offer:
    • $30 Bonus (3,000 points equivalent) when you spend $600 within the first 3 billing cycles after the account is opened.
  • Purchase Intro APR:
    0% Introductory APR for the first 6 billing cycles
  • Balance Transfer APR:
    20.49% - 29.99% Variable
  • Issuer name:
    First National Bank of Omaha
  • Details:

    The First Bank Business Edition® Mastercard® with Reward Simplicity earns 1.5% Cash Back on all purchases. Plus, earn a $30 Bonus (3,000 points equivalent) when you spend $600 within the first 3 billing cycles after the account is opened.

    The First Bank Business Edition® Mastercard® with Reward Simplicity doesn't charge an annual fee.

    The Card has a 0% Intro APR period on purchases and balance transfers for the first 6 billing cycles after the account is opened. After that, a variable APR based on the Prime Rate between 20.49% and 29.99% APR depending on your credit worthiness.

  • Pros:
    • No Annual Fee
    • Intro APR period
  • Cons:
    • Foreign Transaction Fee
  • Benefits:
    • 1.5% Cash Back on every purchase;
    • $30 Bonus (3,000 points equivalent) when you spend $600 within the first 3 billing cycles.
View all Business Edition® Mastercard® with Reward Simplicity details
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First National Bank of Omaha SCHEELS Visa®

FNBO SCHEELS Visa®
Annual fee:
$0
Regular APR:
25.24% Variable
Our Rating:
3.98
scorer
Credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 3x Points per $1 on SCHEELS purchases.
    • 1x Points on all other purchases.
  • Intro Offer:
    • 1,500x Points after the first purchase made with your card outside of SCHEELS.
  • Purchase Intro APR:
    0% Introductory APR for the first 7 billing cycles from the transaction date
  • Balance Transfer APR:
    25.24% Variable
  • Issuer name:
    First National Bank of Omaha
  • Details:

    The FNBO SCHEELS Visa® Credit Card earns 1,500 points after the first purchase made with your card outside of SCHEELS. The Card offers 3x points per $1 on SCHEELS purchases and 1x points on all other purchases.

    The SCHEELS Visa® Card doesn't charge an annual fee.

    The Card has a 0% introductory APR period for 7 billing cycles on purchases. After that, the variable APR is 25.24%.

  • Pros:
    • Intro APR period
    • No Annual Fee
  • Cons:
    • Foreign Transaction Fee
  • Benefits:
    • 1,500 points after the first purchase made with your card outside of SCHEELS;
    • 3x points per $1 on SCHEELS purchases;
    • 1x points on all other purchases;
    • $25 gift cards automatically awarded for every 2,500 points you earn.
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First National Bank of Omaha Mopar® DrivePlus Mastercard®

FNBO Mopar® DrivePlus Mastercard®
Annual fee:
$0
Regular APR:
21.24% - 30.24% Variable
Our Rating:
3.96
scorer
Credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 5% Cash Back on purchases made at the dealership, including service, parts and accessories.
    • 2% Cash Back on gas and travel purchases.
    • 1% Cash Back on all other purchases.
  • Intro Offer:
    • $1,000 Bonus certificate toward your next new FCA US LLC vehicle when you spend $7,500 in your first reward year.
    • $100 Statement Credit when you spend $100 in dealership purchases in your first billing cycle after the account is opened.
  • Purchase Intro APR:
    0% Introductory APR for the first 6 billing cycles from the transaction date
  • Balance Transfer APR:
    21.24% - 30.24% Variable
  • Issuer name:
    First National Bank of Omaha
  • Details:

    The Mopar® DrivePlus Mastercard® Credit Card earns 5% Cash Back on purchases made at the dealership, including service, parts and accessories, 2% Cash Back on gas and travel purchases and 1% Cash Back on all other purchases.

    Earn a $1,000 bonus certificate toward your next new FCA US LLC vehicle when you spend $7,500 in your first reward year.

    Receive a $100 Statement Credit when you spend $100 in dealership purchases in your first billing cycle after the account is opened.

    The Mopar® DrivePlus Mastercard® doesn't charge an annual fee.

    The Card has a 0% introductory APR period for 6 billing cycles on purchases. After that, the variable APR is 21.24% - 30.24%.

  • Pros:
    • No Annual Fee
    • Intro APR period
  • Cons:
    • Foreign Transaction Fee
  • Benefits:
    • $1,000 bonus certificate toward your next new FCA US LLC vehicle when you spend $7,500 in your first reward year;
    • $100 statement credit when you spend $100 in dealership purchases in your first billing cycle after the account is opened;
    • 5% Cash Back on purchases made at the dealership, including service, parts and accessories;
    • 2% Cash Back on gas and travel purchases;
    • 1% Cash Back on all other purchases.
View all Mopar® DrivePlus Mastercard® details
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Card detail

First National Bank of Omaha Secured Visa®

FNBO Secured Visa®
Annual fee:
$0
Regular APR:
25.49% Variable
Our Rating:
2.33
scorer
Credit score
No Credit History to Poor (0-579)
  • Balance Transfer APR:
    25.49% Variable
  • Issuer name:
    First National Bank of Omaha
  • Details:

    The FNBO Secured Visa® Credit Card has no annual fee.

    The APR for purchases and balance transfers is 25.49% Variable.

  • Pros:
    • No Annual Fee
  • Cons:
    • Foreign Transaction Fee
  • Benefits:
    • Card’s activity is reported to all three major credit bureaus;
    • Qualify for a credit limit increase without an additional deposit;
    • Request your own credit limit by providing a single deposit between $300 and $5,000 (multiples of $50) when you apply.
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How to Choose the Right First National Bank of Omaha Credit Card?

Choosing the right credit card from a specific credit card issuer is quite challenging. Considering First National Bank of Omaha, there are three steps that will make your decision process easier.

First of all, you should check your credit score. It varies from "Poor” to “Excellent”, and the higher your score is, the better First National Bank of Omaha options of credit cards are available to you.

Secondly, you should understand why you need a First National Bank of Omaha credit card and determine key features your potential credit card should have. If you want a credit card to increase your credit score, look for those with long grace period and no annual fee. If your aim is to not spend money on interest, First National Bank of Omaha credit cards with the smallest interest and introductory rates are your option. In case you need a credit card with cash, points, or miles rewards, check the rewards program offered by First National Bank of Omaha.

Finally, you should compare the First National Bank of Omaha offers you think are the best for you, but now considering all the features. In general, an ideal credit card meet the following characteristics: near-zero interest rate, low fees, high credit limit, and generous rewards and sign-up bonuses. You can easily compare First National Bank of Omaha credit cards in the table below.

Side-by-Side Comparison of First National Bank of Omaha Credit Cards

Card Name APR Annual fee Rewards Intro offer
FordPass Rewards™ Visa® Signature 23.24% - 30.24% Variable $0
  • 10% Back in Points on Ford Service. That’s 5% Back in Points on Ford Dealership Purchases plus 5% Back in Points with FordPass™ Rewards.
  • 5% Back in FordPass Rewards™ Points on Ford Dealership purchases.
  • 3% Back in FordPass Rewards™ Points for each $1 spent on gas, auto insurance, tolls, parking and dining.
  • 1% Back in FordPass Rewards™ Points on all other purchases.
  • $200 Statement credit every year after spending $6,000 in 12 consecutive billing cycles after account opening.
    • Ram DrivePlus Mastercard® 21.24% - 30.24% Variable $0
  • 5% Back on FCA US purchases.
  • 2% Back on gas and travel purchases.
  • 1% Back on all other purchases.
  • $1000 Bonus Certificate towards the purchase of your next FCA vehicle when you spend $7,500 in your first year.
    • Speedy Rewards® Mastercard® 29.99% Variable $0
  • 50x Points per $1 spent at Speedway.
  • 10x Points per $1 spent elsewhere.
  • 25,000x Bonus points when you spend at least $500 in the first 3 billing cycles.
    • JAL USA 23.24% Variable $20
  • 2,500x Miles when you spend $5,000 on purchases with the JAL USA CARD.
  • 1x Mile per $2 spent on qualifying purchase (Basic Rewards).
  • 15,000x Bonus miles after you spend $7,000 on purchases in the first 3 billing cycles from account opening.
  • 10,000x Bonus miles after you spend $5,000 on purchases in the first 3 billing cycles from account opening.
    • ANA U.S.A. Visa® 23.24% Variable $70
  • 1x Mile per $1 spent on purchases (such as at restaurants and online stores).
  • 5,000x Bonus miles for your first qualifying purchase.
    • Jeep® DrivePlus Mastercard® 21.24% - 30.24% Variable $0
  • 5% Back on FCA US purchases.
  • 2% Back on gas and travel purchases.
  • 1% Back on all other purchases.
  • $1000 Bonus Certificate toward your next new FCA US vehicle when you spend $7,500 in your first year.
  • $100 Back as a $100 statement credit when you spend $100 in FCA US purchases in your first billing cycle after the account is opened.
    • Dodge DrivePlus Mastercard® 21.24% - 30.24% Variable $0
  • 5% Back on FCA US purchases.
  • 2% Back on gas and travel purchases.
  • 1% Back on all other purchases.
  • $1000 Bonus Certificate toward your next new FCA US vehicle when you spend $7,500 in your first year.
  • $100 Back as a $100 statement credit when you spend $100 in FCA US purchases in your first billing cycle after the account is opened.
    • Chrysler DrivePlus Mastercard® 21.24% - 30.24% Variable $0
  • 5% Back on FCA US purchases.
  • 2% Back on gas and travel purchases.
  • 1% Back on all other purchases.
  • $1,000 Bonus Certificate toward your next new FCA US vehicle when you spend $7,500 in your first year.
  • $100 Back as a $100 statement credit when you spend $100 in FCA US purchases in your first billing cycle after the account is opened.
    • BPme Rewards Visa Signature® 30.99% $0
  • 5% Cash Back on non-fuel purchases at BP and Amoco.
  • 3% Cash Back on dining.
  • 3% Cash Back on groceries.
  • 26.3% Earn 30 cents off per gallon for every $100 spent at BP for the first 90 days from account opening.
    • China Airlines World Elite™ Mastercard® Blue 28.24% Variable $0
  • 1x Mile per $1 spent on China Airlines purchases.
  • 1x Mile per $2 spent everywhere else.
  • 2,500x Bonus miles after the first purchase made within the first 3 billing cycles.
    • China Airlines World Elite™ Mastercard® Gold 26.24% Variable $59
  • 2x Miles per $1 spent on China Airlines purchases.
  • 1x Mile per $1 spent everywhere else.
  • 7,500x Bonus miles after the first purchase made within the first 3 billing cycles.
    • Icelandair Mastercard® 28.24% Variable $0
  • 1x Point per $1 spent on Icelandair purchases.
  • 0.5x Point per $1 spent everywhere else.
  • 5,000x Points upon first purchase after account is opened.
    • NYCB Secured Visa® 29.49% Variable $0
  • This card doesn't offer cash back, miles or points.
  • No current offer.
    • AmTrust 2% Cash Back Visa Signature® 26.74% - 29.99% Variable $0
  • 2% Cash Back on all purchases.
  • No current offer.
    • Maximum Rewards® World Mastercard® 23.74% - 29.74% Variable $0
  • 1.5% Cash Back on every purchase.
  • $30 Bonus (3,000 points equivalent) when you spend $600 within the first 3 billing cycles after the account is opened.
    • Best Western Rewards® Mastercard® 28.24% - 29.74% Variable $0
  • 20,000x Points when you spend $5,000 every 12 billing cycles.
  • 13x Points on Best Western purchases.
  • 2x Points on all other purchases.
  • 40,000x Points when you spend $1,000 in the first 3 billing cycles after the account is opened.
    • Icelandair Premium Mastercard® 26.24% Variable $39
  • 2x Points per $1 spent on Icelandair purchases.
  • 1x Point per $1 spent everywhere else.
  • 10,000x Points upon first purchase after account is opened.
    • Ducks Unlimited Visa® 22.24% Variable $0
  • 1.5% Cash Back on all purchases.
  • No current offer.
    • Business Edition® Secured Mastercard® 29.24% Variable $39
  • This card doesn't offer cash back, miles or points.
  • No current offer.
    • Business Edition® Mastercard® with Reward Simplicity 20.49% - 29.99% Variable $0
  • 1.5% Cash Back on every purchase.
  • $30 Bonus (3,000 points equivalent) when you spend $600 within the first 3 billing cycles after the account is opened.
    • Secured Mastercard® 29.24% Variable $35
  • This card doesn't offer cash back, miles or points.
  • No current offer.
    • FIAT® DrivePlus Mastercard® 21.24% - 30.24% Variable $0
  • 5% Back on FCA US purchases.
  • 2% Back on gas and travel purchases.
  • 1% Back on all other purchases.
  • $1,000 Bonus Certificate toward your next new FCA US vehicle when you spend $7,500 in your first year.
  • $100 Back as a $100 statement credit when you spend $100 in FCA US purchases in your first billing cycle after the account is opened.
    • Best Western Rewards® Premium Mastercard® 23.24% - 29.74% Variable $89
  • 40,000x Points when you spend $5,000 every 12 billing cycles.
  • 20x Points per $1 spent on Best Western purchases.
  • 2x Points per $1 spent on all other purchases.
  • 80,000x Points when you spend $3,000 in the first 3 billing cycles after the account is opened.
    • SCHEELS Visa® 25.24% Variable $0
  • 3x Points per $1 on SCHEELS purchases.
  • 1x Points on all other purchases.
  • 1,500x Points after the first purchase made with your card outside of SCHEELS.
    • Secured Visa® 25.49% Variable $0
  • This card doesn't offer cash back, miles or points.
  • No current offer.
    • Mopar® DrivePlus Mastercard® 21.24% - 30.24% Variable $0
  • 5% Cash Back on purchases made at the dealership, including service, parts and accessories.
  • 2% Cash Back on gas and travel purchases.
  • 1% Cash Back on all other purchases.
  • $1,000 Bonus certificate toward your next new FCA US LLC vehicle when you spend $7,500 in your first reward year.
  • $100 Statement Credit when you spend $100 in dealership purchases in your first billing cycle after the account is opened.

    • Conclusion

    Today, First National Bank of Omaha issues a wide range of credit cards with numerous features, yet it’s important to find the one that designed for you.

    Hanna VolkavaHanna Volkava

    Financial and product expert

    hv@myfin.us

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