Synovus OakStone Gold Secured Mastercard® Credit Card Review

OakStone Secured Mastercard® Gold from Synovus Bank — all information about the credit card.

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The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.

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Rate and fee information

  • Purchase Intro APR
    • None
  • Purchase APR
    • 14.74% Variable
  • Intro Balance Transfer APR
    • None
  • Balance Transfers APR
    • None
  • APR for Cash Advances
    • 20.74% Variable
  • How to Avoid Paying Interest
    • Your payment due date is at least 25 days after the close of each billing cycle. You will not be charged interest on purchases if you pay your entire balance by the due date each month. You will be charged interest on cash advances on the date of the cash advance.

Fees

  • Annual Fee
    • $39 annually
  • Fees for Cash Advances
    • Either $10.00 or 3% of the amount of each Cash Advance, whichever is greater
  • Return Payment
    • Up to $29
  • Late Payment
    • Up to $40
View all Rates & Fees

Pros & Cons

Pros:
  • Fast, easy application process
  • Low APR
Cons:
  • Annual Fee
  • Foreign Transaction Fee
  • No rewards

Features

Gold
Mastercard
  • Low interest
  • Free Credit Score
  • Poor Credit

About the issuer

Synovus Bank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

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Recommended credit score
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Secured Mastercard® Merrick Bank
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Recommended credit score
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  • None
    Purchase Intro APR
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First Progress Platinum Elite Mastercard® Secured Credit Card Synovus Bank
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3.3 out of 5
Recommended credit score
score
No Credit History to Fair (0-669)
  • $29
    Annual Fee
  • 25.24%
    Regular APR
  • This card doesn't offer cash back, miles or points.
  • None
    Purchase Intro APR
Apply now
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The Synovus OakStone Gold Secured Mastercard® Credit Card is an option for those, who need Gold features. With an APR of 14.74% and $39 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have No Credit History to Poor (0-579) credit score. With the Synovus OakStone Gold Secured Mastercard® Credit Card you will get such features as Low interest, Free Credit Score, Poor Credit, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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