Best Personal Loans in California

We have found 54 personal loans in California. Compare them using our tool.

Updated June 18, 2021
Showing 54 personal loans
APR
160 %
Term
0.75 - 1.5years
Loan amount
$500 - $4,000
  • Minimum credit:
    scorer
    Poor (300-579)
  • Origination fee:
    No origination fee.
  • Funds available in:
    1 business day.
  • Loan Purpose:
    Personal Loan, Home Improvement Loan, Medical (Dental) Loan, Debt Consolidation Loan, Major Purchase, Moving Expenses (Relocation)
  • Pros:
    • Fast approval and funding
    • No prepayment fee
  • Cons:
    • High APR

OppLoans personal loans are designed for people with bad credit.

OppLoans personal loans range from $500 to $4000. The loan may be funded as quickly as the next business day.

OppLoans does not charge a prepayment penalty.

See OppLoans full product review
Apply now
APR
5.99 - 35.99 %
Term
0.25 - 6years
Loan amount
$500 - $10,000
  • Minimum credit:
    scorer
    Poor (300-579)
  • Origination fee:
    No origination fee.
  • Funds available in:
    1 business day.
  • Loan Purpose:
    Personal Loan, Home Improvement Loan
  • Pros:
    • No fees
    • Fast approval and funding
    • Secured loan
  • Cons:
    • High APR

Users with bad credit can sign up to Bad Credit Loans, which is available 24/7 to help users get the loans they need.

Bad Credit Loans has no hidden fees or rates and they keep user information 100% protected.

Offer converts on a qualified lead. Offer is not accepted to residents of NY.

See BadCreditLoans full product review
Apply now
APR
5.99 - 35.99 %
Term
0.25 - 3years
Loan amount
$100 - $5,000
  • Minimum credit:
    scorer
    Poor (300-579)
  • Origination fee:
    No origination fee.
  • Funds available in:
    1 business day.
  • Loan Purpose:
    Personal Loan, Home Improvement Loan, Medical (Dental) Loan, Debt Consolidation Loan, Major Purchase, Travel
  • Pros:
    • Secured
    • Fast approval
    • Loans for any purpose
  • Cons:
    • High APR

LoanPioneer.com is a convenient platform to find a personal loan.

LoanPioneer.com provides loans up to $5,000 in 50 states (Debt Consolidation, Home Improvement, Major Purchases, Emergency Situations, Medical Bills and other expenses). The APR range is from 5.99% to 35.99%.

See LoanPioneer full product review
Apply now
APR
5.99 - 35.89 %
Term
0.25 - 8years
Loan amount
$1,000 - $35,000
  • Minimum credit:
    scorer
    Poor (300-579)
  • Origination fee:
    No origination fee.
  • Funds available in:
    1 business day.
  • Loan Purpose:
    Personal Loan, Home Improvement Loan, Medical (Dental) Loan, Debt Consolidation Loan, Major Purchase, Moving Expenses (Relocation), Travel
  • Pros:
    • No prepayment penalty
    • No fees
    • Fast approval and funding
  • Cons:
    • High APR

Personal Loans® offers loans up to $35,000 without fees.

The APR range from 5.99% to 35.89%, with loan terms from 3 to 96 months.

See Personal Loans® full product review
Apply now
Travel Loan
APR
6.99 - 24.99 %
Term
3 - 7years
Loan amount
$2,500 - $35,000
  • Minimum credit:
    scorer
    Fair (580-669)
  • Origination fee:
    No origination fee.
  • Funds available in:
    1 business day.
  • Loan Purpose:
    Travel
  • Pros:
    • No Origination Fee
    • Fast payment
    • Flexible repayment terms
  • Cons:
    • Late Payment Fee
    • No secured loan options
    • No cosigners allowed

Discover Bank offers interest rates from 6.99% to 24.99%. Discover offers personal loans of up to $35,000 in 50 states.

The bank doesn't offer bad credit loans.

Discover offers a 30-day money-back guarantee on its loans. You can return the loan funds within 30 days without paying any interest.

Discover charges a $39 late fee.

See Discover Bank full product review
Home Improvement Loan
APR
7.95 - 35.99 %
Term
3 - 5years
Loan amount
$2,000 - $40,000
  • Minimum credit:
    scorer
    Fair (580-669)
  • Origination fee:
    2.41 - 5%
  • Funds available in:
    1 business day.
  • Loan Purpose:
    Home Improvement Loan
  • Pros:
    • Fast approval and funding
    • Simple application process
    • A clear payment plan
    • A set payoff date
  • Cons:
    • Origination fee
    • Extra Fees
    • No Autopay Discount
    • Not available in all states

Prosper offers personal loans with fixed-rate APRs that vary from 7.95% to 35.99%. Loan terms are available for 3 or 5 years.

All applicants must have a minimum credit score of 640.

Prosper offers fixed-rate APRs that vary from 7.95% to 35.99%. Loan terms are available for 3 or 5 years.

The origination fee ranges from 2.41% to 5%. Prosper charges $15 for failed payments or returned checks. Payments that are 15 or more days late are assessed a late fee.

If you don't qualify for a personal loan with Prosper, consider applying with a co-applicant.

See Prosper full product review
Personal Loan
APR
18.00 - 35.99 %
Term
2 - 5years
Loan amount
$3,000 - $20,000
  • Minimum credit:
    scorer
    Poor (300-579)
  • Origination fee:
    25 - 500$
  • Funds available in:
    1 business day.
  • Loan Purpose:
    Personal Loan
  • Pros:
    • Secured and unsecured options
    • Poor-credit applicants considered
  • Cons:
    • Origination fee
    • Extra Fees
    • High Rates

OneMain Financial offers loans that range from $1,500 to $20,000. The annual percentage rate ranges from 18.00% to 35.99%.

You may be approved for an unsecured or a secured loan. A secured loan requires you to provide collateral, such as a motor vehicle, while an unsecured loan doesn’t require any collateral at all.

OneMain charges late payment fees. These fees may range from a flat amount of $5 to $30 per late payment, or they may be a percentage of your entire monthly payment amount or a percentage of the delinquent portion of your monthly payment amount, ranging from 1.5% to 15%.

The lender charges an origination fee. Flat fees vary by state and range from $25 to $500. Percentage fees range from 1% to 10% of the loan.

See OneMain Financial full product review
Debt Consolidation Loan
APR
18.00 - 35.99 %
Term
2 - 5years
Loan amount
$3,000 - $20,000
  • Minimum credit:
    scorer
    Poor (300-579)
  • Origination fee:
    25 - 500$
  • Funds available in:
    1 business day.
  • Loan Purpose:
    Debt Consolidation Loan
  • Pros:
    • Secured and unsecured options
    • Poor-credit applicants considered
  • Cons:
    • Origination fee
    • Extra Fees
    • High Rates

OneMain Financial offers loans that range from $1,500 to $20,000. The annual percentage rate ranges from 18.00% to 35.99%.

You may be approved for an unsecured or a secured loan. A secured loan requires you to provide collateral, such as a motor vehicle, while an unsecured loan doesn’t require any collateral at all.

OneMain charges late payment fees. These fees may range from a flat amount of $5 to $30 per late payment, or they may be a percentage of your entire monthly payment amount or a percentage of the delinquent portion of your monthly payment amount, ranging from 1.5% to 15%.

The lender charges an origination fee. Flat fees vary by state and range from $25 to $500. Percentage fees range from 1% to 10% of the loan.

See OneMain Financial full product review
Home Improvement Loan
APR
18.00 - 35.99 %
Term
2 - 5years
Loan amount
$3,000 - $20,000
  • Minimum credit:
    scorer
    Poor (300-579)
  • Origination fee:
    25 - 500$
  • Funds available in:
    1 business day.
  • Loan Purpose:
    Home Improvement Loan
  • Pros:
    • Secured and unsecured options
    • Poor-credit applicants considered
  • Cons:
    • Origination fee
    • Extra Fees
    • High Rates

OneMain Financial offers loans that range from $1,500 to $20,000. The annual percentage rate ranges from 18.00% to 35.99%.

You may be approved for an unsecured or a secured loan. A secured loan requires you to provide collateral, such as a motor vehicle, while an unsecured loan doesn’t require any collateral at all.

OneMain charges late payment fees. These fees may range from a flat amount of $5 to $30 per late payment, or they may be a percentage of your entire monthly payment amount or a percentage of the delinquent portion of your monthly payment amount, ranging from 1.5% to 15%.

The lender charges an origination fee. Flat fees vary by state and range from $25 to $500. Percentage fees range from 1% to 10% of the loan.

See OneMain Financial full product review
Travel Loan
APR
18.00 - 35.99 %
Term
2 - 5years
Loan amount
$3,000 - $20,000
  • Minimum credit:
    scorer
    Poor (300-579)
  • Origination fee:
    25 - 500$
  • Funds available in:
    1 business day.
  • Loan Purpose:
    Travel
  • Pros:
    • Secured and unsecured options
    • Poor-credit applicants considered
  • Cons:
    • Origination fee
    • Extra Fees
    • High Rates

OneMain Financial offers loans that range from $1,500 to $20,000. The annual percentage rate ranges from 18.00% to 35.99%.

You may be approved for an unsecured or a secured loan. A secured loan requires you to provide collateral, such as a motor vehicle, while an unsecured loan doesn’t require any collateral at all.

OneMain charges late payment fees. These fees may range from a flat amount of $5 to $30 per late payment, or they may be a percentage of your entire monthly payment amount or a percentage of the delinquent portion of your monthly payment amount, ranging from 1.5% to 15%.

The lender charges an origination fee. Flat fees vary by state and range from $25 to $500. Percentage fees range from 1% to 10% of the loan.

See OneMain Financial full product review
Search for best loan
Showing 54 personal loans
Amount
$
Credit Score
State
  • Alabama
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  • Virginia
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming
Loan Purpose
  • Personal Loan
  • Home Improvement Loan
  • Medical (Dental) Loan
  • Debt Consolidation Loan
  • Major Purchase
  • Refinance Credit Card
  • Moving Expenses (Relocation)
  • Travel
  • Other

TOP 5 banks are located in California

BankBank nameBranchesTotal Assets (US$M)Location
Chase
Chase10153,207,521,000 Find near me in California
Wells Fargo
Wells Fargo8831,773,157,000 Find near me in California
Bank of America
Bank of America8522,316,773,000 Find near me in California
US bank
US bank535542,566,283 Find near me in California
Citi
Citi2891,684,634,000 Find near me in California

California best personal loans on Myfin.us

We maintain a complete database of personal loans from most lending companies in California. Get acquainted with current minimum and maximum interest rates for personal loans in California, and choose the best APR for you. Here you can also choose one of the most popular personal loan types, which include loans for bad credit, unsecured personal loans, cash loans, collateral loans, medical loans, travel loans, home improvement loans, and others. Sort all loans by term in order to find best long and short-term loans in California. Some banks and lending companies offer an opportunity to apply for a personal loan online.