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Sears from Citi Review

Sears from Citi ā€” all information about the credit card.

Updated February 17, 2025
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The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.

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Rate and fee information

  • Purchase Intro APR
    • None
  • Purchase APR
    • 30.24% Variable
  • Intro Balance Transfer APR
    • None
  • Balance Transfers APR
    • None
  • APR for Cash Advances
    • None
  • How to Avoid Paying Interest
    • Your due date is at least 25 days after the close of each billing cycle. You will not be charged any interest on purchases if you pay your entire balance by the due date each month.

Fees

  • Annual Fee
    • $0
  • Late Payment
    • Up to $40
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
Cons:
  • Balance transfers and cash advances are not available
  • High APR

Features

Classic
  • No Annual Fee
  • Fair Credit
  • Good Credit
  • Excellent Credit

About the issuer

Citi
Citi has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

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Recommended credit score
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Recommended credit score
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  • *see terms*
    Annual Fee
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    Regular APR
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    Purchase Intro APR
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Recommended credit score
score
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    Annual Fee
  • 35.99%
    Regular APR
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    Earn 1% cash back rewards on payments made to your First Access Credit Card.
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See Another Credit Cards in the Bank

Citi Sears is an option for those, who need Classic features. With an APR of 30.24% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Fair to Excellent (580-799) credit score. With Citi Sears you will get such features as No Annual Fee, Fair Credit, Good Credit, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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