Synovus Bank Credit Cards

We found 11 Synovus Bank credit cards. Read on to get more insights.

4.24

By Hanna Volkava

Updated January 01, 2026

Advertiser Disclosure Our Methodology

Best pick for...

Best Credit Cards in January 2026

Hide all

Btn

Show all

First Progress Platinum Prestige Mastercard® Secured Credit Card

Apply now

First Progress Platinum Prestige Mastercard® Secured Synovus Bank

Annual fee:

$49 annually

Regular APR:

14.24% Variable

Our Rating:

3.8

Credit score

No Credit History to Fair (0-669)

Rewards Rate:
- 1% Cash Back rewards on payments.

Issuer name:
Synovus Bank
Details:
The First Progress Platinum Prestige Mastercard® Secured Credit Card is a secured credit card for people with a limited credit history.
The Card earns 1% Cash Back rewards on payments.
The First Progress Platinum Prestige Mastercard® comes with an annual fee of $49. The card's APR: 14.24% (Variable for purchases), 23.24% (Variable for cash advances).
Read full review

Pros:
- Low APR for Purchases
- No Minimum Credit Score Required
- Reports to Three Major Credit Bureaus
- Suitable Range of Credit Limit
Cons:
- High Annual Fee
- High Transaction Fees on Cash Advance
- High Penalty Fees
- Foreign Transaction Fees

Benefits:
- Earn 1% Cash Back Rewards with First Progress Prestige;
- Apply now and fund your security deposit over 90 days with the option to make partial payments;
- You Can’t Rebuild credit with a Debit Card. Try First Progress Today;
- Build your credit history across 3 major credit reporting agencies: Equifax, Experian and TransUnion.
- All credit types welcome to apply;
- Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.

View all First Progress Platinum Prestige Mastercard® Secured details

Apply now

On First Progress’s site

Card detail

First Progress Platinum Select Mastercard® Secured Credit Card

Apply now

First Progress Platinum Select Mastercard® Secured Synovus Bank

Annual fee:

$39 annually

Regular APR:

18.24% Variable

Our Rating:

3.5

Credit score

No Credit History to Fair (0-669)

Rewards Rate:
- 1% Cash Back on payments made to your First Progress Secured credit card account.

Issuer name:
Synovus Bank
Details:
The First Progress Platinum Select MasterCard® Secured is designed to help cardholders build credit with no credit check or minimum credit score required to apply.
The First Progress Platinum Select MasterCard® Secured Credit Card earns 1% Cash Back on payments made to your First Progress Secured credit card account.
The card's APR: 18.24% (Variable for Purchases), 24.24% (Variable for Cash Advances).
The First Progress Platinum Select MasterCard® has an annual fee of $39. Plus, the card has a foreign transaction fee of 3%.
Read full review

Pros:
- No credit history required
- No Minimum Credit Score needed
- Low Annual Percentage Rates
Cons:
- Annual Fee
- Foreign Transaction Fee

Benefits:
- Get a First Progress Select Card and Earn 1% Cash Back Rewards;
- Secure your credit line with your refundable security deposit – choose from $200 - $2,000 - with the ability to increase up to $5,000 over time;
- Choose the First Progress Select Card for a lower annual fee;
- All credit types welcome to apply;
- Build your credit history across 3 major credit reporting agencies: Equifax, Experian and TransUnion;
- Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.

View all First Progress Platinum Select Mastercard® Secured details

Apply now

On First Progress’s site

Card detail

Synovus Bank Assent Platinum 0% Intro Rate Mastercard® Secured

Assent Platinum 0% Intro Rate Mastercard® Secured Synovus Bank

Annual fee:

Regular APR:

29.24% Variable

Our Rating:

1.61

Credit score

No Credit History to Poor (0-579)

Issuer name:
Synovus Bank
Details:
The Assent Platinum Mastercard® is not yet available in NY, IA, AR, or WI.
The Assent Platinum Mastercard® Secured reports monthly to all three major credit bureaus.

Pros:
- Quick & Easy Online Application
- No Annual Fee
Cons:
- Foreign Transaction Fee
- No rewards

Benefits:
- Genuine Full-Feature Mastercard;
- Reports every month to all three Major Credit Bureaus;
- No Credit History Required;
- Worldwide Acceptance.

View all Assent Platinum 0% Intro Rate Mastercard® Secured details

Learn more

Card detail

Synovus Bank First Digital NextGen Mastercard®

First Digital NextGen Mastercard® Synovus Bank

Annual fee:

$75 for the first year
$48 thereafter

Regular APR:

35.99%

Our Rating:

1.94

Credit score

No Credit History to Fair (0-669)

Rewards Rate:
- 1% Cash Back on all payments.

Issuer name:
Synovus Bank
Details:
The First Digital NextGen Mastercard® Credit Card is designed for rebuilding credit. The Card earns 1% Cash Back on all payments.
The First Digital NextGen Mastercard® has a regular purchase APR of 35.99%. The card comes with an annual fee of $75 for the first year ($48 thereafter).
Just pay the $95 one time Program Fee after approval to activate your card.

Pros:
- Easy Application
- No Foreign Transaction Fee
Cons:
- Annual Fee
- High APR
- Extra Fees

Benefits:
- 1% Cash Back on all payments;
- Manageable monthly payments;
- Reports to all three major credit bureaus;
- Accepted by merchants across the USA and online;
- Mastercard Global Service;
- Zero Liability Protection.

View all First Digital NextGen Mastercard® details

Learn more

Card detail

Synovus Bank Classic Visa®

Annual fee:

Regular APR:

15.49% - 24.99% Variable

Our Rating:

2.86

Credit score

Good to Excellent (670-799)

Purchase Intro APR:
0% Introductory APR for the first six months
Balance Transfer APR:
15.49% - 24.99% Variable

Issuer name:
Synovus Bank
Details:
The Synovus Bank Classic Visa® Credit Card doesn't charge an annual fee.
The Card has a 0% introductory APR period for the first 6 months on purchases and balance transfers. After that, the variable APR is 15.49% - 24.99%.

Pros:
- No Annual Fee
- Intro APR period
Cons:
- Foreign Transaction Fee
- No rewards

Benefits:
- Visa® benefits;
- Auto Rental Collision damage Waiver.

View all Classic Visa® details

Learn more

Card detail

Synovus Bank Cash Rewards Visa®

Annual fee:

Regular APR:

17.49% - 24.99% Variable

Our Rating:

Credit score

Good to Excellent (670-799)

Rewards Rate:
- 3% Cash Back on purchases in the Dining category.
- 3% Cash Back on up to $3000 in net spending quarterly for purchases in a Dynamic Earn category of your choice.
- 1% Cash Back on all eligible purchases with no cap.
Purchase Intro APR:
0% Introductory APR for the first six months
Balance Transfer APR:
17.49% - 24.99% Variable

Issuer name:
Synovus Bank
Details:
The Synovus Cash Rewards Visa® Credit Card earns 3% Cash Back on purchases in the Dining category, 3% Cash Back on up to $3000 in net spending quarterly for purchases in a Dynamic Earn category of your choice and 1% Cash Back on all eligible purchases with no cap.
The Cash Rewards Visa® doesn't charge an annual fee.
The Card has a 0% introductory APR period for 6 months on purchases and balance transfers. After that, the variable APR is 17.49% - 24.99%.

Pros:
- No Annual Fee
- Intro APR period
Cons:
- No welcome bonus
- Foreign Transaction Fee

Benefits:
- 3% Cash Back on purchases in the Dining category;
- 3% Cash Back on up to $3000 in net spending quarterly for purchases in a Dynamic Earn category of your choice;
- 1% Cash Back on all eligible purchases with no cap.

View all Cash Rewards Visa® details

Learn more

Card detail

Synovus Bank Business Visa®

Annual fee:

Regular APR:

14.49% - 24.99% Variable

Our Rating:

2.91

Credit score

Good to Excellent (670-799)

Purchase Intro APR:
0% Introductory APR for the first 6 months
Balance Transfer APR:
14.49% - 24.99% Variable

Issuer name:
Synovus Bank
Details:
The Synovus Bank Business Visa® Credit Card is a basic business card.
The Business Visa® Card doesn't charge an annual fee.
The Card has a 0% introductory APR period for 6 months on purchases and balance transfers. After that, the variable APR is 14.49% - 24.99%.

Pros:
- No Annual Fee
- Intro APR period
Cons:
- Foreign Transaction Fee

Benefits:
- Account access for your employees;
- Travel Accident Insurance;
- Auto Rental Collision Damage Waiver;
- Travel & Emergency Assistance Services;
- $1,500 Hotel Theft Protection;
- Emergency Evacuation and Transportation Coverage.

View all Business Visa® details

Learn more

Card detail

Synovus Bank Rewards Visa®

Annual fee:

Regular APR:

17.49% - 24.99% Variable

Our Rating:

4.27

Credit score

Good to Excellent (670-799)

Rewards Rate:
- 3x Points on up to $3,000 in net spend quarterly for purchases in a Dynamic Earn category of your choice.
- 1x Points on all eligible purchases.
Purchase Intro APR:
0% Introductory APR for the first six months
Balance Transfer APR:
17.49% - 24.99% Variable

Issuer name:
Synovus Bank
Details:
The Synovus Rewards Visa® Credit Card earns 3x points on up to $3,000 in net spend quarterly for purchases in a Dynamic Earn category of your choice and 1x points on all eligible purchases.
The Synovus Bank Rewards Visa® doesn't charge an annual fee.
The Card has a 0% introductory APR period for the first 6 months on purchases and balance transfers. After that, the variable APR is 17.49% - 24.99%.

Pros:
- No Annual Fee
- Intro APR period
Cons:
- No welcome bonus
- Foreign Transaction Fee

Benefits:
- 3x points on up to $3,000 in net spend quarterly for purchases in a Dynamic Earn category of your choice;
- 1x points on all eligible purchases;
- Purchase Security/Extended Protection;
- Hotel Theft Protection;
- NortonLifeLock™ Benefit;
- Visa Protection Benefits;
- Zero Liability.

View all Rewards Visa® details

Learn more

Card detail

Synovus Bank Business Rewards Visa®

Annual fee:

Regular APR:

14.49% - 24.99% Variable

Our Rating:

4.38

Credit score

Good to Excellent (670-799)

Rewards Rate:
- 3x Points on up to $3,000 in net spend quarterly for purchases in a Dynamic Earn category of your choice.
- 1x Points on all eligible purchases, with no limit on the points you can earn.
Purchase Intro APR:
0% Introductory APR for the first six months
Balance Transfer APR:
14.49% - 24.99% Variable

Issuer name:
Synovus Bank
Details:
The Synovus Bank Business Rewards Visa® Credit Card earns 3x points on up to $3,000 in net spend quarterly for purchases in a Dynamic Earn category of your choice and 1x points on all eligible purchases.
The Business Rewards Visa® doesn't charge an annual fee.
The Card has a 0% introductory APR period for 6 months on purchases and balance transfers. After that, the variable APR is 14.49% - 24.99%.

Pros:
- No Annual Fee
- Intro APR period
Cons:
- Foreign Transaction Fee
- No welcome bonus

Benefits:
- 3x points on up to $3,000 in net spend quarterly for purchases in a Dynamic Earn category of your choice;
- 1x points on all eligible purchases;
- Account access for your employees;
- Travel Accident Insurance;
- Auto Rental Collision Damage Waiver;
- Travel & Emergency Assistance Services;
- $1,500 Hotel Theft Protection;
- Emergency Evacuation and Transportation Coverage.

View all Business Rewards Visa® details

Learn more

Card detail

Synovus Bank Travel Rewards Visa®

Annual fee:

$0 for the first year
$50 thereafter

Regular APR:

15.49% - 24.99% Variable

Our Rating:

4.51

Credit score

Good to Excellent (670-799)

Rewards Rate:
- 5x Points on up to $5,000 annually in net spend for travel purchases, including hotel, airlines, car rental, and vacation packages.
- 3x Points on up to $3,000 in net spend quarterly for purchases in a Dynamic Earn category of your choice.
- 1x Points on all eligible purchases.
Purchase Intro APR:
0% Introductory APR for the first six months
Balance Transfer APR:
15.49% - 24.99% Variable

Issuer name:
Synovus Bank
Details:
The Synovus Travel Rewards Visa® Credit Card earns 5x points on up to $5,000 annually in net spend for travel purchases (including hotel, airlines, car rental, and vacation packages), 3x points on up to $3,000 in net spend quarterly for purchases in a Dynamic Earn category of your choice and 1x points on all eligible purchases.
The Card's annual fee: $0 for the first year, $50 thereafter.
The Travel Rewards Visa® has a 0% introductory APR period for 6 months on purchases and balance transfers. After that, the variable APR is 15.49% - 24.99%.

Pros:
- Intro APR period
- No Foreign Transaction Fee
Cons:
- Annual Fee
- No welcome bonus

Benefits:
- 5x points on up to $5,000 annually in net spend for travel purchases (including hotel, airlines, car rental, and vacation packages);
- 3x points on up to $3,000 in net spend quarterly for purchases in a Dynamic Earn category of your choice;
- 1x points on all eligible purchases.

View all Travel Rewards Visa® details

Learn more

Card detail

How to Choose the Right Synovus Bank Credit Card?

Sometimes, choosing the right credit card from a specific credit card issuer can be challenging. Considering Synovus Bank, the three following steps will help you.

First and foremost, you need to figure out your current credit score. It will be from "Poor” to “Excellent”, and the higher your credit score is, the better Synovus Bank credit card offers and terms are available to you.

Secondly, you should decide on why you want a Synovus Bank credit card and determine the most crucial features your future credit card must have. If you want a credit card to improve your credit, then look for those with large grace period and no annual fee. If your goal is to avoid spending money on interest, Synovus Bank credit cards with the smallest interest and introductory rates are your best choice. If you are looking for a credit card that will provide you cash, points, or miles rewards, check the rewards program offered by Synovus Bank.

As a third step, try tocompare the Synovus Bank credit cards you find the best for you, but weighing in all the features. In general, an ideal credit card meet the following characteristics: near-zero annual percentage rate (APR), low fees, extended credit limit, the finance charge calculations include one billing cycle only, and great rewards and sign-up bonuses. You can easily compare Synovus Bank credit cards in the table below.

Side-by-Side Comparison of Synovus Bank Credit Cards

Card Name	APR	Annual fee	Rewards	Intro offer
First Progress Platinum Elite Mastercard® Secured	25.24% Variable	$29	This card doesn't offer cash back, miles or points.	No current offer.
First Progress Platinum Prestige Mastercard® Secured	14.24% Variable	$49	1% Cash Back rewards on payments.	No current offer.
First Progress Platinum Select Mastercard® Secured	18.24% Variable	$39	1% Cash Back on payments made to your First Progress Secured credit card account.	No current offer.
OakStone Secured Mastercard® Platinum	9.99% Variable	$49	This card doesn't offer cash back, miles or points.	No current offer.
OakStone Secured Mastercard® Gold	14.74% Variable	$39	This card doesn't offer cash back, miles or points.	No current offer.
Assent Platinum 0% Intro Rate Mastercard® Secured	29.24% Variable	$0	This card doesn't offer cash back, miles or points.	No current offer.
First Digital NextGen Mastercard®	35.99%	$48	1% Cash Back on all payments.	No current offer.
Classic Visa®	15.49% - 24.99% Variable	$0	This card doesn't offer cash back, miles or points.	No current offer.
First Latitude Select Mastercard® Secured Credit Card	19.24% Variable	$39	1% Cash Back rewards on payments made to your First Latitude Secured credit card account.	No current offer.
Cash Rewards Visa®	17.49% - 24.99% Variable	$0	3% Cash Back on purchases in the Dining category. 3% Cash Back on up to $3000 in net spending quarterly for purchases in a Dynamic Earn category of your choice. 1% Cash Back on all eligible purchases with no cap.	No current offer.
Business Visa®	14.49% - 24.99% Variable	$0	This card doesn't offer cash back, miles or points.	No current offer.
Rewards Visa®	17.49% - 24.99% Variable	$0	3x Points on up to $3,000 in net spend quarterly for purchases in a Dynamic Earn category of your choice. 1x Points on all eligible purchases.	No current offer.
Business Rewards Visa®	14.49% - 24.99% Variable	$0	3x Points on up to $3,000 in net spend quarterly for purchases in a Dynamic Earn category of your choice. 1x Points on all eligible purchases, with no limit on the points you can earn.	No current offer.
Travel Rewards Visa®	15.49% - 24.99% Variable	$50	5x Points on up to $5,000 annually in net spend for travel purchases, including hotel, airlines, car rental, and vacation packages. 3x Points on up to $3,000 in net spend quarterly for purchases in a Dynamic Earn category of your choice. 1x Points on all eligible purchases.	No current offer.
Business Travel Rewards Visa®	14.49% - 24.99% Variable	$50	5x Points on up to $5,000 annually in net spend for travel purchases, including hotel, airlines, car rental, and vacation packages. 3x Points on up to $3,000 in net spend quarterly for purchases in a Dynamic Earn category of your choice. 1x Points on all eligible purchases, with no limit on the points you can earn.	No current offer.

Conclusion

Today, Synovus Bank issues a wide range of credit cards with different features, yet it’s better to find the one that will be the best for you.

Hanna Volkava

Financial and product expert

hv@myfin.us

Synovus Bank Credit Cards

Best Credit Cards in January 2026

How to Choose the Right Synovus Bank Credit Card?

Side-by-Side Comparison of Synovus Bank Credit Cards

Conclusion

Credit cards in other banks