Capital One Savor Rewards Credit Card Review
Capital One Savor Rewards Credit Card ā all information about the card.
Updated September 04, 2024
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Upgrade Cash Rewards VisaĀ®
None
Annual Fee
14.99% - 29.99%
Regular APR
1.5%
Cash Back on payments.
Apply now
On Upgradeās website
Upgrade Triple Cash Rewards VisaĀ®
None
Annual Fee
14.99% - 29.99%
Regular APR
3%
Cash Back on Home, Auto and Health categories.
Apply now
On Upgradeās website
DestinyĀ® MastercardĀ®
The Bank of Missouri
*see terms*
Annual Fee
35.9%
Regular APR
This card doesn't offer cash back, miles or points.
Apply now
On The Bank of Missouriās site
Capital One Savor Rewards Credit Card Rewards Calculator
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All benefits
- Cash back
- 4% On dining and entertainment and popular streaming services.
- 3% At grocery stores.
- 1% On all other purchases.
- Travel
- Travel Accident Insurance:
- Get automatic insurance for a covered loss at no extra charge when you use your credit card to purchase your fare.
- Complimentary Concierge Service:
- Enjoy comprehensive, personalized assistance in dining, entertainment and travelā24 hours a day, 365 days a year.
- 24-hour Travel Assistance Services:
- If your credit card is lost or stolen, you can get an emergency replacement card and a cash advance.
- No Foreign Transaction Fees:
- You wonāt pay a transaction fee when making a purchase outside of the United States.
Rate and fee information
- Purchase Intro APR
- None
- Purchase APR
- 19.99% - 29.99% Variable
- Intro Balance Transfer APR
- None
- Balance Transfers APR
- 19.99% - 29.99% Variable
- APR for Cash Advances
- 29.24% Variable
- How to Avoid Paying Interest
- Your due date is at least 25 days after the close of each billing cycle. You will not be charged interest on new purchases, provided you have paid your previous balance in full by the due date each month. You will be charged interest on cash advances and transfers on the transaction date.
Fees
- Annual Fee
- $95 annually
- Fees for Balance Transfer
- 4% of the amount of each transferred balance that posts to your account. None for balances transferred at the Transfer APR.
- Fees for Cash Advances
- 5% of the amount of the cash advance, but not less than $5
- Late Payment
- Up to $40
Pros & Cons
Pros:
- High rewards rate on entertainment and dining
- Decent welcome offer
- No fees for foreign transactions
- Access to special entertainment, events and dining
Cons:
- No intro APR on purchases or balance transfers
- Annual fee
Features
- No foreign transaction fees
- Cashback
- Payment Flexibility
- Fraud Protection
- Rewards
- Purchase Protection
- Extended Warranty Protection
- 24/7 Travel Assistant
- Excellent Credit
About the issuer
Capital One has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Compare with other cards
Divvy
Cross River Bank
Recommended credit score
Fair to Excellent (580-799)
- NoneAnnual Fee
- NoneRegular APR
- 2x - 7x:Points on restaurants.
- NonePurchase Intro APR
Apply now
On Cross River Bankās site
First Progress Platinum Prestige MastercardĀ® Secured Credit Card
Recommended credit score
No Credit History to Fair (0-669)
- $49Annual Fee
- 14.24%Regular APR
- 1%Cash Back rewards on payments.
- NonePurchase Intro APR
Apply now
On First Progressās site
The Ownerās Rewards Card by M1
Celtic Bank
Recommended credit score
Good to Excellent (670-799)
- $0Annual Fee
- 17.99% - 27.99%Regular APR
- 10%Youāll get up to 10% Cash Back with select brands you hold in an eligible portfolio.
- NonePurchase Intro APR
Apply now
On Celtic Bankās site
See Another Credit Cards in the Bank
Capital One Savor Cash Rewards is an option for those, who need Classic features. With an APR of 19.99% - 29.99% and $95 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Excellent (740-799) credit score. With Capital One Savor Cash Rewards you will get such features as No foreign transaction fees, Cashback, Payment Flexibility, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.