Capital One Savor Rewards Credit Card Review

Capital One Savor Rewards Credit Card ā€” all information about the card.

Good Choose for Restaurants, Entertainment

Capital OneĀ® Savor Cash Rewards
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Our Rating:
3.44 out of 5
scorer
Recommended credit score
Excellent (740-799)
  • Rewards Rate:
    • 4% Cash Back on dining and entertainment and popular streaming services.
    • 3% Cash Back at grocery stores.
    • 1% Cash Back on all other purchases.
  • Intro Offer:
    • $300 Cash Bonus once you spend $3,000 on purchases within 3 months from account opening.
  • Annual Fee:
    $95 annually
  • Purchase Intro APR:
    None
  • Regular APR:
    19.99% - 29.99% Variable
  • Balance Transfer APR:
    19.99% - 29.99% Variable
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We recommend more cards

Capital One Savor Rewards Credit Card Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
4%
Dining
$
4%
Entertainment
$
4%
Streaming services
$
3%
Groceries
$
1%
All other purchases
$
Have you already recieved the Capital One intro bonus?
Calculate
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All benefits

  • Cash back
    • 4% On dining and entertainment and popular streaming services.
    • 3% At grocery stores.
    • 1% On all other purchases.
  • Travel
    • Travel Accident Insurance:
    • Get automatic insurance for a covered loss at no extra charge when you use your credit card to purchase your fare.
    • Complimentary Concierge Service:
    • Enjoy comprehensive, personalized assistance in dining, entertainment and travelā€”24 hours a day, 365 days a year.
    • 24-hour Travel Assistance Services:
    • If your credit card is lost or stolen, you can get an emergency replacement card and a cash advance.
    • No Foreign Transaction Fees:
    • You wonā€™t pay a transaction fee when making a purchase outside of the United States.

Rate and fee information

  • Purchase Intro APR
    • None
  • Purchase APR
    • 19.99% - 29.99% Variable
  • Intro Balance Transfer APR
    • None
  • Balance Transfers APR
    • 19.99% - 29.99% Variable
  • APR for Cash Advances
    • 29.24% Variable
  • How to Avoid Paying Interest
    • Your due date is at least 25 days after the close of each billing cycle. You will not be charged interest on new purchases, provided you have paid your previous balance in full by the due date each month. You will be charged interest on cash advances and transfers on the transaction date.

Fees

  • Annual Fee
    • $95 annually
  • Fees for Balance Transfer
    • 4% of the amount of each transferred balance that posts to your account. None for balances transferred at the Transfer APR.
  • Fees for Cash Advances
    • 5% of the amount of the cash advance, but not less than $5
  • Late Payment
    • Up to $40
View all Rates & Fees

Pros & Cons

Pros:
  • High rewards rate on entertainment and dining
  • Decent welcome offer
  • No fees for foreign transactions
  • Access to special entertainment, events and dining
Cons:
  • No intro APR on purchases or balance transfers
  • Annual fee

Features

Classic
Mastercard
  • No foreign transaction fees
  • Cashback
  • Payment Flexibility
  • Fraud Protection
  • Rewards
  • Purchase Protection
  • Extended Warranty Protection
  • 24/7 Travel Assistant
  • Excellent Credit

About the issuer

Capital One has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

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Recommended credit score
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    Regular APR
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    Purchase Intro APR
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    Regular APR
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Capital One Savor Cash Rewards is an option for those, who need Classic features. With an APR of 19.99% - 29.99% and $95 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Excellent (740-799) credit score. With Capital One Savor Cash Rewards you will get such features as No foreign transaction fees, Cashback, Payment Flexibility, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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