Capital One Walmart Rewards® Mastercard® Review

All benefits

• Cash back
  • 5% At Walmart.com, including pickup and delivery.
  • 2% In Walmart stores, at restaurants and on travel.
  • 1% Everywhere else Mastercard® is accepted.
• Travel
  • MasterRental Coverage:
  • Pays for damages to a rental vehicle due to collision, theft, vandalism, or accidental fire when the cardholder initiates and pays for the entire rental transaction with the eligible MasterCard card.
  • Lost or Damaged Luggage:
  • Reimburses cardholders when luggage they check in for travel on a common carrier is delayed or lost in transit. Benefits are in excess of the common carrier’s liability insurance. Assistance to locate lost luggage is also available.
  • Trip Cancellation/Interruption Insurance:
  • Reimburses you for the amount of pre-paid, non-refundable travel expenses (e.g. airline, cruise, train, hotel, etc.).
  • Travel Assistance Services:
  • Provides pre-trip destination information, emergency medical and legal referrals, tracing of lost luggage, and more.

Rate and fee information

• Purchase Intro APR
  • None
• Purchase APR
  • 18.99% - 29.99% Variable
• Intro Balance Transfer APR
  • None
• Balance Transfers APR
  • 18.99% - 29.99% Variable
• APR for Cash Advances
  • 29.99% Variable
• How to Avoid Paying Interest
  • Your due date is at least 25 days after the close of each billing cycle. You will not be charged interest on new purchases, provided you have paid your previous balance in full by the due date each month. You will be charged interest on cash advances and transfers on the transaction date.

Fees

Pros & Cons

Features

• No Annual Fee
• No foreign transaction fees
• Cashback
• Payment Flexibility
• Fraud Protection
• Rewards
• Purchase Protection
• Extended Warranty Protection
• Lost Luggage Reimbursement
• Trip Cancellation
• Auto Rental Insurance
• 24/7 Travel Assistant
• Fair Credit
• Good Credit