Capital One Walmart Rewards® Mastercard® Review

Capital One Walmart Rewards® Mastercard® — all information about the credit card.

Good Choose for Walmart purchases

Learn more
Capital One Walmart Rewards®
Learn more
on our partner’s site
Our Rating:
4.03 out of 5
scorer
Recommended credit score
Fair to Good (580-739)
  • Rewards Rate:
    • 5% Cash Back at Walmart.com, including pickup and delivery.
    • 2% Cash Back in Walmart stores, at restaurants and on travel.
    • 1% Everywhere else Mastercard® is accepted.
  • Intro Offer:
    • 5% Cash Back in Walmart stores for the first 12 months after approval when you use your Card with Walmart Pay.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    None
  • Regular APR:
    19.48% - 29.99% Variable
  • Balance Transfer APR:
    19.48% - 29.99% Variable
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We recommend more cards

Capital One Walmart Rewards® Mastercard® Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
5%
Walmart.com purchases
$
2%
Walmart purchases
$
2%
Restaurants
$
2%
Travel
$
1%
All other purchases
$
Have you already recieved the Capital One intro bonus?
Calculate
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All benefits

  • Cash back
    • 5% At Walmart.com, including pickup and delivery.
    • 2% In Walmart stores, at restaurants and on travel.
    • 1% Everywhere else Mastercard® is accepted.
  • Travel
    • MasterRental Coverage:
    • Pays for damages to a rental vehicle due to collision, theft, vandalism, or accidental fire when the cardholder initiates and pays for the entire rental transaction with the eligible MasterCard card.
    • Lost or Damaged Luggage:
    • Reimburses cardholders when luggage they check in for travel on a common carrier is delayed or lost in transit. Benefits are in excess of the common carrier’s liability insurance. Assistance to locate lost luggage is also available.
    • Trip Cancellation/Interruption Insurance:
    • Reimburses you for the amount of pre-paid, non-refundable travel expenses (e.g. airline, cruise, train, hotel, etc.).
    • Travel Assistance Services:
    • Provides pre-trip destination information, emergency medical and legal referrals, tracing of lost luggage, and more.

Rate and fee information

  • Purchase Intro APR
    • None
  • Purchase APR
    • 19.48% - 29.99% Variable
  • Intro Balance Transfer APR
    • None
  • Balance Transfers APR
    • 19.48% - 29.99% Variable
  • APR for Cash Advances
    • 29.99% Variable
  • How to Avoid Paying Interest
    • Your due date is at least 25 days after the close of each billing cycle. You will not be charged interest on new purchases, provided you have paid your previous balance in full by the due date each month. You will be charged interest on cash advances and transfers on the transaction date.

Fees

  • Annual Fee
    • $0
  • Fees for Balance Transfer
    • 3% of the amount of each transferred balance that posts to your account at a promotional APR. None for balances transferred at the Transfer APR
  • Fees for Cash Advances
    • Either $3 or 3% of the amount of each cash advance, whichever is greater
  • Late Payment
    • Up to $39
View all Rates & Fees

Pros & Cons

Pros:
  • No annual fee
  • No foreign transaction fee
Cons:
  • No 0% intro APR period

Features

Classic
Mastercard
  • No Annual Fee
  • No foreign transaction fees
  • Cashback
  • Payment Flexibility
  • Fraud Protection
  • Rewards
  • Purchase Protection
  • Extended Warranty Protection
  • Lost Luggage Reimbursement
  • Trip Cancellation
  • Auto Rental Insurance
  • 24/7 Travel Assistant
  • Fair Credit
  • Good Credit

About the issuer

Capital One has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Credit card issuer's website
Call to Customer Service

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Capital One Walmart Rewards is an option for those, who need Classic features. With an APR of 19.48% - 29.99% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Fair to Good (580-739) credit score. With Capital One Walmart Rewards you will get such features as No Annual Fee, No foreign transaction fees, Cashback, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

For Capital One products listed on this page, some of the above benefits are provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply

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