Best Bank Loans of November 2024

• Pros:
  • Quick, easy online application
  • Fast funding
• Cons:
  • Origination fee

LendingClub offers loans of $1,000 to $40,000.

The APR range is from 8.30% to 36.00%. Loan terms are available for 3 or 5 years.

LendingClub charges an origination fee of 3% to 6% on personal loans.

• Pros:
  • Competitive fixed rates
  • Various loan term options
  • 0.25% rate discount
• Cons:
  • High interest rates

Popular Bank offers personal loans that range from $2,000 to $50,000. You can choose from terms that range from 12 to 84 months.

Rates for Unsecured Personal Loans are between 7.35% APR and 21.75% APR. Additional discounts of 0.25% will apply when you take advantage of auto-debit from a deposit account.

• Pros:
  • Fast application and approval
• Cons:
  • Origination fee
  • High APR

Merrick Bank offers personal loans from $2,500 to $12,500. There is also a 5% origination fee.

Receive your funds as soon as the next business day after approval.

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• Pros:
  • Fixed rates and fixed monthly payments
  • No annual fee or collateral required
• Cons:
  • Late fee

American Savings Bank provides personal loans that can be used for any purpose.

The APR range is from 8.24% to 20.24%.

Your minimum loan amount is $2,500 with the total amount based on your income and ability to repay.

• Pros:
  • Fast funding
  • No origination fee
• Cons:
  • No details about the loan

Customers Bank provides personal loans that can be used for any purpose.

Customers Bank offers personal loans that range from $5,000 to $50,000, with repayment terms from 3 to 5 years.

• Pros:
  • Low fees and fixed monthly payments
• Cons:
  • Loan fee

Bank of Hawaii offers personal loans that can be used for any purpose.

The Bank offers personal loans that range from $1,500 to $20,000, with repayment terms from 24 to 60 months.

A $50 loan fee will be financed as a part of your total loan amount. When inputting your loan amount, you will receive your approved loan amount, less $50.

• Pros:
  • Funds are available soon after approval
  • No prepayment penalty
• Cons:
  • Loans are not available outside of Hawaii, Guam, and Saipan

First Hawaiian Bank offers personal loans with rates from 6.49% - 13.49%. The interest rate will be 0.25 percentage points lower if you have a personal Priority Banking Gold or Level 2 (Grandfathered) Checking Account and 0.35 percentage points lower if you have personal Priority Banking Platinum Checking Account.

A one-time documentation preparation fee of $50.00 applies to all loans.

• Pros:
  • No collateral required
  • Fixed Annual Percentage Rate
  • Autopay discount
• Cons:
  • FICO® score 680 or higher

Fulton Bank provides personal loans that can be used for any purpose. A minimum credit score of 680 is required.

The maximum loan amount is $35,000.

• Pros:
  • Short-term options
  • No collateral
• Cons:
  • Origination Fee

Zions Bank provides personal loans that can be used for any purpose.

The APR range is from 7.44% to 24.66%. Loan terms are available for 12 or 36 months.

Your minimum loan amount is $2,500 with the total amount based on your income and ability to repay. A $75 origination fee applies.

• Pros:
  • No origination or prepayment fee
  • Autopay discount
• Cons:
  • Must be a USAA member

USAA Bank provides personal loans that can be used for any purpose.

USAA Bank offers personal loans that range from $2,500 to $100,000, with repayment terms from 12 to 84 months.